Welcome
Caring People Alliance strives to offer employees an array of benefit options to fit a variety of employee needs. Open enrollment is the time to review the benefits and make any changes for the coming plan year (9/1/2022 to 8/31/2023).
Please read this overview carefully as it contains the actions you need to take during open enrollment. All benefit elections made during open enrollment will be effective on September 1, 2022.
Use this link to access the open enrollment presentation which was reviewed during the webinars.
Benefits Overview
MEDICAL BENEFITS
There are no changes to plan design or contributions.
Caring People Alliance offers three medical plan options through Independence Blue Cross (IBC) and Keystone Health Plan East (KHPE). All three plans include Prescription Drug coverage.
SUPPLEMENTAL VOLUNTARY BENEFITS
There are no changes to plan design or contributions.
The supplemental voluntary benefits offered through Unum include the following benefits:
• Accident Insurance
• Hospital Insurance
• Critical Illness Insurance
DENTAL AND VISION BENEFITS
There are no changes to plan design or contributions.
BASIC LIFE / AD&D, LONG TERM DISABILITY BENEFITS
There are no changes to plan design or contributions.
If you are currently enrolled in Voluntary Life: you will only see a change in your payroll contribution if you moved into a new age bracket during the plan year (i.e. from 25-29, 40-44, etc.).
If you are a new hire, Evidence of Insurability is not required if your election is not above the guaranteed issue amount of $100,000 for you and $25,000 for your spouse.
PET INSURANCE BENEFIT
Caring People Alliance will continue to offer Pet Insurance at a discounted rate.
What Do I Need To Do During Open Enrollment?
Please log onto ADP to elect benefits by August 12th.
How Will I Enroll In Benefits?
Log into ADP self-service site to elect your benefits. Click on the link below in the blue box to enroll in your benefits.
Remember, Pet Insurance does not appear on ADP. Please contact Nationwide directly to enroll (instructions are in the Guidebook).
Annual Open Enrollment begins on August 1, 2022 and ends August 12, 2022
Why Is Open Enrollment Important To Me?
You should carefully consider your open enrollment decision as this is the only time you are permitted to change your benefit elections without a qualifying life event. Your decisions will remain in effect for the entire plan year (September 1, 2022 to August 31, 2023) unless you experience a qualifying life event. The life events that allow a benefit election change are noted below.
• Marriage or divorce
• Birth or adoption of a child
• Death of a dependent
• Start or end of your spouse’s employment and insurance coverage
• Your dependent becomes ineligible for coverage
• Becoming eligible for Medicare or Medicaid during the plan year
• Reduction of hours to less than 30 hours per week
• Enrollment under a qualified health plan offered by a state health insurance
Resources
Guidebook
Online Resources
HDHP Toolkit
Supplemental Benefits Video
What If I Have Questions?
If you have questions regarding the benefits offered, please contact NFP’s dedicated Benefit Support Team that is available from 8:00am to 5:00pm EST Monday through Friday.
Phone: 855-287-2202 (toll free)
Email: BenefitsSupportTeamCSMidAtlantic@nfp.com
If you have questions regarding ADP, log in credentials and other portal issues, please contact Grace Carolan at 215-545-5230 Ext: 1019.