FINANCIAL EDUCATION SEMINAR

It can be difficult to plan and save for retirement while trying to understand how to navigate an ever-changing market.


Join us on Wednesday, July 13 at 12pm for a Financial Education lunch and learn on Managing Market Volatility and Retirement Income Planning.

Following the presentation Steve Jans, Vice President and Financial Advisor with NFP, will be available for one-on-one meetings with individuals. The number of one-on-one sessions held is limited! First come, first serve.


For more information or questions, please reach out to Ashley Osterberg.

Ashley Osterberg

320.963.2609                          

ashley.osterberg@mpnexlevel.us

WELCOME

Helping you and your family reach and maintain good health is important to MP Nexlevel. MP Nexlevel is pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.


Eligibility

Regular employees working at least 30 hours per week are eligible to participate in benefits offered by MP Nexlevel. If you choose to enroll in the benefits program, you may also cover your eligible dependents. Eligible dependents include your legal spouse, child(ren) up to age 26 (regardless of student status, marital status, residence, or financial dependence on you), and an unmarried child incapable of self-support.

BENEFITS OVERVIEW

MP Nexlevel is proud to offer a comprehensive program of benefits to serve the needs of our workforce and their families. We are committed to continually enhancing and expanding our offerings.


Benefits for Eligible Employees* Include:

  • Medical, Dental and Vision
  • Basic and Supplemental Life
  • Disability and Accident
  • 401k Retirement Plan
  • Employee Stock Purchasing
  • Employee Assistance Program
  • Paid Time Off
  • Paid Holidays
  • Various employee discount programs


To review your benefits, please download and review the 2022 Benefit Guide. This guide will include a summary of the benefits MP offers along with premium costs for 2022. It is important to review this guide along with the summary of benefits included on this site in order to understand each benefit and its offering.


To access your applicable plan documents, please visit the below link.

2022 Benefits Guide

2022 Benefits Guide

2022 Benefits Overview

2022 Benefits Overview Video

2022 Benefits Overview

2022 Benefits Overview Video

ENROLLMENT

How To Enroll In Benefits

Action Required

UKG (formerly known as UltiPro) will be used to complete your 2022 benefit elections. Be sure to make your elections in UKG within 30 days following your eligibility date. If you do not make elections, then you may not be able to get coverage until the next open enrollment period.


The benefit choices you make during your initial enrollment will remain in effect for the entire year.

You can, however, modify your elections under certain circumstances, called "Qualifying Events". These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event or 60 days if the event is due to birth or adoption of a child.


Refer to your Employee Benefits Guide or contact Human Resources if you have questions about qualifying events.

MEDICAL/RX

BlueCross BlueSheild Minnesota (BCBSMN)

BCBSMN administers your medical and prescription drug benefits this year. The medical plan includes a prescription drug benefit, which covers prescriptions at participating pharmacies and mail-order maintenance drugs.


To find out if your provider is in-network, please visit the BCBSMN website below and use find a provider resource tool.

BCBSMN Summary of Benefits and Coverage (SBC)

BCBSMN Summary of Benefits and Coverage (SBC)

BCBSMN Enrollment Guide

BCBSMN Enrollment Guide

DENTAL

MetLife Dental Plan

MP Nexlevel's dental plan provides comprehensive coverage to help you and your family maintain good dental health.


To find out if your provider is in-network, please visit the MetLife website below.

Dental Summary

Dental Summary

VISION

MetLife Vision Plan

MP Nexlevel offers vision coverage through MetLife to help pay for eye exams, prescription glasses and contact lenses. In addition the plan provides benefits for prescription safety glasses. Review your coverage details in your Benefit Guide.


To find out if your provider is in-network, please visit the MetLife website below.

Vision Summary

Vision Summary

LIFE & DISABILITY

MP Nexlevel provides you with Basic Life and AD&D coverage. You have the option to enroll in Voluntary Life/AD&D coverage through MetLife.


Who's Your Beneficiary? Naming a beneficiary is a crucial part of electing life insurance. Also, don't forget to update your primary or secondary beneficiary if you experience a life event, such as a divorce or birth of a child.


Voluntary Short Term Disability

Everyday illnesses or injuries can interfere with your ability to work. Even a few weeks away from work can make it difficult to manage household costs. Short Term Disability coverage provides financial protection for you by paying a portion of your income, so you can focus on getting better and worry less about keeping up with your bills. You have the option to enroll in Short Term Disability coverage through MetLife. Benefits begin after a 14 day waiting period. The benefit pays 60% of your income to a maximum of $2,500 per week.


Voluntary Long Term Disability

Serious illnesses or accidents can interrupt your life, and your ability to work for months – even years. Long Term Disability provides financial protection for you by paying a portion of your income, so you have financial support to manage your disability and your household. You have the option to enroll in Long Term Disability coverage through MetLife. Benefits begin after a 90 day elimination period. Benefits are equal to 60% of covered monthly earnings up to the stated maximum based on your employment classification.


Please consult your Employee Benefits Guide and review the benefit summaries for additional details.

Basic Life Summary - Class 1

Basic Life Summary - Class 1

Basic Life Summary - Class 2

Basic Life Summary - Class 2

LTD Summary

LTD Summary

STD Summary

STD Summary

Voluntary Life Summary

Voluntary Life Summary

FSA

Flexible Spending Accounts

We continue to offer health care and dependent care flexible spending accounts (FSAs) for eligible employees*, administered by Alerus, which allow you to pay for eligible health and dependent care expenses with pretax dollars. The Health Care and Dependent Care Flexible Spending Accounts (FSA) allow you to set aside pre-tax dollars to pay for eligible expenses. By contributing to one or both of the Flexible Spending Accounts you reduce your taxable income, so you pay less in taxes — which saves you money.

*Eligible employees are those not subject to seasonal layoff.


Contributions

The election you make during enrollment is your election for the entire plan year. You may change it only if you have a qualifying life event and the change request must be consistent with the event.


You may contribute as follows:

Health Care FSA

  • Up to $2,850 annually
  • All FSA benefit eligible employees can participate, unless you or your spouse are contributing to an HSA.
  • Reimbursements allowed for qualified medical, RX, dental, and vision expenses
  • NEW for 2022, FSA debit cards will be mailed to all participants


Dependent Care FSA

  • Up to $5,000 annually
  • Limited to $2,500 if you are married and file separate tax returns
  • Dependent Care allows employees to use pre-tax dollars to pay for incurred child care expenses (such as: daycare, nanny, after-school care, etc)


How the Plan Works

You must incur your eligible expenses during the plan year — January 1 to December 31. An expense is considered to be incurred when the service is performed, not when you are billed or pay for the service. You do, however, have until March 31st annually to file your claims. Any funds after March 31 unclaimed will be forfeited.

VOLUNTARY BENEFITS

MP Nexlevel provides a competitive benefits package for all employees as part of our total compensation package. We realize you make benefit choices based on what’s important to you and the needs of your changing lifestyle. Therefore, along with our core benefits, we offer these additional benefits which help to provide financial support to employees.


Additional benefits include:

  • Accident Care
  • Critical Illness
Accident Summary

Accident Summary

Critical Illness Summary

Critical Illness Summary

EMPLOYEE ASSISTANCE PROGRAM (EAP)

The Employee Assistance Program (EAP) can help address a full range of professional and personal challenges with a hands-on approach to problem solving that saves you time and energy. The EAP is a FREE benefit available to all employees (you do NOT need to be on MP Nelevel's health insurance utilize).


The EAP provides:

  • Access to professional counseling (online or via phone)
  • Financial, Legal, Nutrition and Family Support
  • Online articles
  • Resources and toolkits
  • Self-Assessments
  • And other various resources


Access the EAP by web or phone by:

  • Visiting Workhealthlife.com and type in 'APi Group Inc' in the organization search bar
  • Calling 1-866-695-6327 and let them know you are with company 'APi Group"
  • Downloading the My EAP App

401(K) PLAN

Building a strong financial foundation for your future is an ongoing process. MP Nexlevel's 401(k) Plan, managed by Fidelity, is designed to help you save for retirement by offering tax advantages as well as the convenience of payroll deductions.


Eligibility and Enrollment

You become eligible to participate in the 401(k) Plan if you worked at least 6 months are at least 21 years of age. You will be automatically enrolled into the 401(k) plan once you become eligible unless you elect not participate in the Plan by declining your enrollment.


401(k) Plan Account Features:

  • Pre-tax contributions
  • Investments
  • Company match contributions
  • Rollover contributions
  • Loans
  • Financial Hardship

WELLBEING RESOURCES

At MP Nexlevel, we care about your overall wellbeing. Click on the resources below for wellbeing resources available to you with BCBSMN.

Doctor On Demand Flyer

Doctor On Demand Flyer

Quitting Tobacco Flyer

Quitting Tobacco Flyer

Sharecare Flyer

Sharecare Flyer

CONTACT US

As you consider your benefit options, please be sure to review all available information: Employee Benefits Guide, Intranet, and other videos and flyers found on this webpage. If you have questions regarding the offered benefits or the election process, please contact:



MP Nexlevel Human Resources

320-963-2400

human.resources@mpnexlevel.us