Helping you and your family reach and maintain good health is very important to Riggs Tree Service. We are pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.
Regular employees working at least 30 hours per week are eligible to participate in benefits offered by Riggs Tree Service. When you enroll in the benefits program, you may also cover your eligible benefits. Dependents include your legal spouse, child(ren) up to age 26 (regardless of student status, marital status, residence, or financial dependence on you), and an unmarried child incapable of self-support.
Riggs Tree Service, Inc. remains committed to providing a competitive, cost-effective benefit program.
Please review your Open Enrollment Employee Benefits Guide for information on all of your benefits.
Action Required:
All elections must be submitted by September 1st. The benefits you elect during open enrollment will be effective from October 1, 2023 - September 30, 2024.
Remember: The Benefit choices you make during your initial enrollment or annual open enrollment remain in effect for the entire year.
You can, however, modify your elections under certain circumstances, called "Qualifying Events" These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event or 60 days if the event is due to birth or adoption of a child. Refer to your Employee Benefits Guide or contact Human Resources if you have questions about qualifying events.
Blue Cross Blue Shield of Oklahoma will administer your medical and prescription drug benefits this year. The PPO option offers the freedom to see any provider when you need care. When you use providers from within the PPO network, you receive benefits at the discounted network cost. Most expenses, such as office visits, emergency room and prescription drugs are covered by a copay. Other expenses are subject to a deductible and coinsurance.
To find out if your provider is in-network, please visit the link below.
Riggs Tree Service's dental plan provides comprehensive coverage to help you and your family maintain good dental health. Providers are part of the BlueCare Dental network, or you may see an out-of-network dentist of your choice. Be aware if you go out-of-network, your costs will be higher.
To find out if your provider is in-network, please visit the link below.
DID YOU KNOW?
Riggs Tree Service offers vision coverage through VSP to help pay for eye exams, prescription glasses and contact lenses. You receive a higher level of benefits when you see a provider in the VSP network. Review your coverage details in your Benefit Guide.
To find out if your provider is in-network, please visit the link below.
Riggs Tree Services provides you with Basic Life/AD&D coverage through Dearborn National.
Basic Life/AD&D
Employees working 30 or more hours per week are eligible for $15,000 coverage payable to your designated beneficiary in the event of your death. An additional accidental death & dismemberment benefit (AD&D) is payable to you in the event of a covered dismemberment or to your beneficiary if your death is the result of an accident.
Who's Your Beneficiary? Naming a beneficiary is a crucial part of electing life insurance. Also, don't forget to update your primary or secondary beneficiary if you experience a life event, such as a divorce or birth of a child.
Please consult your Employee Benefits Guide and review the benefit summaries for additional details.
If you have a Qualifying Life Event and want to request a mid-year change, you must notify Human Resources and complete your election changes within 30 days following the event. Be prepared to provide documentation to support the Qualifying Event.
Common life events include: Marriage, Divorce, New Dependent, Loss/gain of available coverage by you or any of your dependents
As you consider your benefit options, please be sure to review all available information: Employee Benefits Guide and other videos and flyers found on this webpage. If you don't understand your benefits or need any assistance, please contact:
Leann Stowell
leann.stowell@riggstree.com
918-786-9956
Jodi Thompson
Account Manager
jodi.thompson@nfp.com
405-286-6479
Robyn Setzer
Account Executive
robyn.setzer@nfp.com
918-794-5134
