WELCOME

Helping you and your family reach and maintain good health is very important to Triple Crown Consulting. Triple Crown is pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.


Eligibility

Regular employees working at least 30 hours per week are eligible to participate in benefits offered by Triple Crown. When you enroll in the benefits program, you may also cover your eligible dependents. Dependents include your legal spouse, child(ren) up to age 26 (regardless of student status, marital status, residence, or financial dependence on you), and an unmarried child incapable of self-support.


Education Sessions

Join us for one of the online "live" webinars below to learn more about your benefit options. These meetings will be approximately 45 minutes long with time for Q&A.


OCTOBER 25th

Time: 4:30pm CST


OCTOBER 28th

Time: 10:00am CST


If you were unable to join one of the live webinars, please visit the below to view a recording of the open enrollment presentation. Password: TCCOE2022

OVERVIEW

CHANGES FOR 2022

Triple Crown Consulting remains committed to providing a competitive, cost-effective benefit program. We are implementing a few small changes and additions for the 2022 plan year, which we hope will be positively received by you and your families. Below are highlights of changes that will become effective on January 1, 2022.


  • Dental Coverage through Principal will now include Adult Orthodontia
  • Full-time eligible employees may now elect Voluntary Life Insurance for themselves and their dependents through Principal
  • You may now enroll in Voluntary Pet Insurance and Voluntary Identity Theft Protection benefits


Please review your 2022 Triple Crown Open Enrollment Employee Benefits Guide for information on all of your benefits.

ENROLLMENT

Action Required:


All elections must be submitted by 11:59pm on Friday, November 5th. The benefits you elect during open enrollment will be effective from January 1, 2022 - December 31, 2022. You MUST log in to Paycom to make changes, elect or waive coverage. You may do so by navigating to "2022 Benefits Enrollment."


The Benefit choices you make during your initial enrollment or annual open enrollment remain in effect for the entire year.


You can, however, modify your elections under certain circumstances, called "Qualifying Events." These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event or 60 days if the event is due to birth or adoption of a child. Refer to your Employee Benefits Guide or contact Human Resources if you have questions about qualifying events.

MEDICAL/RX

BCBS

BlueCross BlueShield of Texas will continue to administer your medical and prescription drug benefits this year. To find out if your provider is in-network, please visit the BCBS website below.

BCBS Blue Choice PPO Network

Find An In-Network Provider

BCBS Blue Choice PPO Network

Find An In-Network Provider

Preferred Provider Organization (PPO) Overview

Preferred Provider Organization (PPO) Overview

High Deductible Health Plan (HDHP) Overview

High Deductible Health Plan (HDHP) Overview

Prescription Drug Benefits Overview

Prescription Drug Benefits Overview

Base PPO

Summary of Coverage

Base PPO

Summary of Coverage

Buy-up PPO

Summary of Coverage

Buy-up PPO

Summary of Coverage

HDHP w/ HSA

Summary of Coverage

HDHP w/ HSA

Summary of Coverage

DENTAL

Principal Dental Plan

Triple Crown's dental plan provides comprehensive coverage to help you and your family maintain good dental health. Providers are part of the Principal network, or you may see an out-of-network dentist of your choice. Be aware if you go out-of-network, your costs will be higher.


To find out if your provider is in-network, please visit the Principal website below.

Principal

Find An In-Network Provider

Principal

Find An In-Network Provider

Dental SBC

Summary of Benefits & Coverage

Dental SBC

Summary of Benefits & Coverage

Dental Insurance Overview Video

Dental Insurance Overview Video

VISION

Principal Vision Plan

DID YOU KNOW?

  • Eye exams can help detect serious eye and general health conditions sooner: high blood pressure, diabetes, heart disease, high cholesterol
  • Babies should receive their first professional eye exam at 6 months
  • 80% of learning in the first 12 years comes through the eyes


Triple Crown offers vision coverage through Principal to help pay for eye exams, prescription glasses and contact lenses. You receive a higher level of benefits when you see a provider in the VSP Vision Care Network. Review your coverage details in your Benefit Guide.


To find out if your provider is in-network, please visit the Principal website below.



Principal VSP

Find An In-Network Provider

Principal VSP

Find An In-Network Provider

Vision SBC

Summary of Benefits & Coverage

Vision SBC

Summary of Benefits & Coverage

Vision Insurance Overview

Vision Insurance Overview

VOLUNTARY LIFE

Triple Crown provides you with Voluntary Life/AD&D coverage through Principal.


Voluntary Life/AD&D

A sudden accident or death can leave you or your loved ones in a vulnerable position. Employees have the opportunity to enroll in Term Life and Accidental Death & Dismemberment insurance which will supplement lost income in the event of an accident or death.


Who's Your Beneficiary? Naming a beneficiary is a crucial part of electing life insurance. Also, don't forget to update your primary or secondary beneficiary if you experience a life event, such as a divorce or birth of a child.


Please consult your Employee Benefits Guide and review the benefit summaries for additional details.

Life/AD&D Insurance Overview

Life/AD&D Insurance Overview

Life/AD&D Summary

Life/AD&D Summary

HSA

Health Savings Account

The Health Savings Account (HSA) allows you to set aside pre-tax dollars to pay for eligible expenses. By contributing to a HSA you reduce your taxable income, so you pay less in taxes — which saves you money.


To be eligible for an HSA, you must be enrolled in a High Deductible Health Plan (HDHP).


You may contribute as follows:

$3,650 for an individual

$7,300 for a two person or family

Health Savings Account (HSA) Overview

Health Savings Account (HSA) Overview

VOLUNTARY BENEFITS

Triple Crown provides a competitive benefits package for all employees as part of our total compensation package. We realize you make benefit choices based on what’s important to you and the needs of your changing lifestyle. Therefore, along with our core benefits, we offer these additional benefits which help to provide financial support to employees. Additional benefits include:


  • Pet "Wishbone" Insurance through Pet Benefit Solutions
  • Identity Theft Protection through Allstate


For more information on these benefits and how to enroll, please review the resources below.

Pet Insurance Summary

Pet Insurance Summary

ID Protection Summary

ID Protection Summary

UNDERSTANDING YOUR BENEFITS

What is Preventive Care?

What is Preventive Care?

Benefit Terms Explained

Benefit Terms Explained

How to Read An Explanation of Benefits (EOB)

How to Read An Explanation of Benefits (EOB)

What is Balance Billing?

What is Balance Billing?

What is a Qualifying Event?

What is a Qualifying Event?

Primary Care vs. Urgent Care vs. ER

Primary Care vs. Urgent Care vs. ER

Contact Us

As you consider your benefit options, please be sure to review all available information: Employee Benefits Guide, Intranet, and other videos and flyers found on this webpage. If you don't understand your benefits or need any assistance, please contact:


Triple Crown Human Resources

512-271-6505

Benefits@TripleCo.Com