Table of Content
- Header
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Page
- Open Enrollment
- Changes This Year
- Benefits Overview
- How To Enroll and Forms
- BCBS of Oklahoma
- Mutual of Omaha
- 5Star Life Insurance
- Allstate
- EBC BESTflex
- NFP Broker Contact Info
- Additional Resources
- Footer
Open Enrollment
Open Enrollment is your opportunity to evaluate your current benefit elections and make changes for the new plan year. You are given an Open Enrollment opportunity each year for a January 1 renewal.
Changes This Year
We are happy to announce exciting benefit changes for the 2024 plan year.
Medical: A new, three-year agreement between BCBSOK and Stillwater Medical was finalized keeping them in network through Dec. 31, 2026; however, they will not be participating in the Blue Preferred Network. For this reason, we are cancelling our current medical plans and implementing two new Blue Options plans.
Dental, Vision, Life/AD&D and Disability: We are moving these benefits to Mutual of Omaha.
Flexible Spending Account: For 2024, the annual maximum amount each participant may contribute to the Health Care FSA is $3,200 and the rollover max is $640.
Your Cost Per Paycheck: You may see an increase to your medical premiums, depending on the plan you choose. Our dental and vision premiums are decreasing slightly, so you will see a change to your payroll deductions for these benefits. Your current Major Medical Complement rates will continue for another year.
Benefits Overview
As a full-time employee, you are eligible for the comprehensive benefits available to you and your family.
Resources Available
This Benefits Open Enrollment Microsite contains all the necessary benefit summaries and forms required to enroll or make changes to your current elections.
Please be sure to:
- Review your benefits open enrollment guide, which highlights the comprehensive coverage available to you and your family.
- Refer to your Summaries of Benefits and Coverage, for more benefit details.
How To Enroll and Forms
Action Required:
For currently enrolled Employees:
With the changes in our benefit carriers, we will need everyone to complete new BCBS and Mutual of Omaha applications, indicating their desired benefits. An FSA application is also required, if you wish to participate for the new plan year.
Open Enrollment paperwork must be submitted to Misty by December 15th.
For newly benefit eligible Employees:
If you are a new hire or become eligible for benefits due to a qualifying event, and do not enroll when you are first eligible, you must wait until the next Annual Open Enrollment period to enroll for the coverage you want and need. Note: late enrollees may be denied coverage for some benefits. Please complete your enrollment forms and return to HR no later than 30 days from your date of hire.
BCBS of Oklahoma
Having access to high quality, affordable health care is a great concern for most people. That’s why we are pleased to offer employees and their families comprehensive medical coverage administered by Blue Cross & Blue Shield of Oklahoma (BCBS).
Mutual of Omaha
5Star Life Insurance
Nearly 85% of Americans say most people need life insurance; unfortunately only 62% have coverage and a staggering 33% say they don’t have enough life insurance, including one-fourth who already have life insurance coverage. Nobody wants to be a statistic - especially during a period of grief. That’s why 5Star Life Insurance Company developed its Family Protection Plan (FPP) policy - to ensure you and your loved ones are covered during a period of loss.
Allstate
If you want additional protection beyond the medical benefits provided by Oklahoma Community Credit Union, you can enroll in the supplemental policies offered through Allstate.
EBC BESTflex
Our Flexible Spending Account (FSA) allows you save money on eligible health care and dependent care expenses because you are paying with pre-tax dollars. The money is withdrawn from your paycheck (and placed in your account) before taxes are calculated. The result? You have more take-home pay and money to cover your out-of-pocket health care bills.
NFP Broker Contact Info
While we are interested and concerned about the health of our employees and their dependents, we have HIPAA Privacy Compliance obligations which limit the information shared with us. NFP is available to assist you with claims issues or any other issues you have concerning our benefits. If you are experiencing a claim issue, please contact Customer Service with the appropriate insurance company first to see if you can resolve it on your own. If not, then you need to contact our broker for further assistance.
Client Contacts
Misty Hesser
mhesser@cuintouch.com
(405) 743-3328
Account Team Contacts
Danielle Verdin
Account Manager
danielle.verdin@nfp.com
405-513-8941