WELCOME

ANNUAL OPEN ENROLLMENT

Annual enrollment is your opportunity to learn about your health care benefits, review your current coverage and choose the best options for you and your family.

Your plan year runs from December 1, 2025 through November 30, 2026.

Please review all 2025-2026 Benefits Overview Information.

If NO CHANGES are required, then your current benefits will just roll over into the new plan year.

BENEFITS OVERVIEW

  • Medical Grid - Gold EPO $1,500 $35/$50
  • Medical Grid - OOA-Gold PPO $1,500 $35/$50
  • Vision Grid - Fashion Advantage Gold V
  • Dental Grid - Concordia Flex Plan - Network: Advantage
  • Summary of Benefits and Coverage (SBC) for both the EPO and PPO plans
  • Employee Benefit Notices (Health Plan Compliance Notices for Both Plans)
UPMC EPO Medical Grid

Gold EPO $1,500 $40/$50

UPMC EPO Medical Grid

Gold EPO $1,500 $40/$50

UPMC PPO Medical Grid

OOA-Gold PPO $1,500 $40/$50

UPMC PPO Medical Grid

OOA-Gold PPO $1,500 $40/$50

UPMC Gold EPO $1,500

Summary of Benefits and Coverage (SBC)

UPMC Gold EPO $1,500

Summary of Benefits and Covera ...

UPMC Gold PPO $1,500

Summary of Benefits and Coverage (SBC)

UPMC Gold PPO $1,500

Summary of Benefits and Covera ...

Highmark Vision Grid

Fashion Advantage Gold V

Highmark Vision Grid

Fashion Advantage Gold V

UCCI Dental Grid

Concordia Flex Plan

UCCI Dental Grid

Concordia Flex Plan

Employee Benefit Notices

Health Plan Compliance Notices

Employee Benefit Notices

Health Plan Compliance Notices

HOW TO ENROLL

ENROLLMENT FORMS
  • If you'd like to change your existing coverage or make new elections, you must do so by November 14.
  • Your current elections will carry forward to 2025-2026 if you don't make a new election.
UPMC

Enrollment/Change Form

UPMC

Enrollment/Change Form

United Concordia Dental

Enrollment Form

United Concordia Dental

Enrollment Form

Highmark Enrollment or Waiver Form

Highmark Enrollment or Waiver Form

NEW HIRES

NEW HIRE ENROLLMENT INFORMATION

If you are a NEW HIRE and need to enroll for the FIRST time, please see above section How to Enroll.

All enrollment forms are attached for download.

CONSIDERING MEDICARE COVERAGE?

Medicare Services from NFP


NFP is proud to support you when it comes to Medicare and understanding your coverage options.

Our team has served as a trusted advisor in the individual markets for over 20 years and is comprised of experienced and knowledgeable licensed agents who specialize in Medicare coverage. We offer independent and individualized consultations to help you to:

• Understand your coverage options

• Determine if you are eligible for subsidies to lower your healthcare costs

• Establish a timeline for applying for coverage

• Choose a plan that fits both your lifestyle and your budget

• Find coverage that allows you to access the doctors and hospitals you want most

• Enroll in the plan that works best for you


And the best part is, there is never a fee for our services!

Medicare 101

Medicare 101

NFP CONTACTS

You have dedicated Agents ready to handle any situation in a discreet and confidential manner.

For Service questions and needs such as:

  • Understanding what your medical, dental or vision benefits cover
  • Help finding in network providers.
  • Assistance with prescription or pharmacy issues
  • Questions regarding bills you receive from your doctor, hospital, dentist, optometrist or lab.
  • Claims you believe haven’t been paid properly.

Account Team Contacts

ContactImage

Casey Maschue

Producer / Sales Consultant

casey.maschue@nfp.com

814-289-4228

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Tracy Tirko

Account Executive

tracy.tirko@nfp.com

814-289-4229