Maust Excavating, Inc.

Table of Content

  1. Header
  2. Page
    1. INTRODUCTION
    2. BENEFITS OVERVIEW
    3. ACTION REQUIRED
    4. HOW TO ENROLL
    5. NEW HIRES
    6. CONSIDERING MEDICARE COVERAGE?
    7. ADDITIONAL RESOURCES
    8. NFP CONTACTS
  3. Footer

INTRODUCTION

ANNUAL OPEN ENROLLMENT

Maust Excavating, Inc. sincerely believes that our employees are our greatest asset. Offering a competitive and affordable employee benefits package is a top priority.

NFP is a leading insurance broker and consultant that provides employee benefits, property and casualty, retirement, and individual private client solutions through licensed subsidiaries and affiliates. Maust Excavating, Inc. employee benefits will be managed by the team at NFP's local office in Somerset, PA. By partnering with NFP, we are committing to continuing to improve the employee benefits experience for all Maust Excavating, Inc. employees. For more information about NFP, visit www.NFP.com

Annual enrollment is your opportunity to learn about your health care benefits, review your current coverage and choose the best options for you and your family.

Your Medical, Dental, and Vision plans year runs from December 1, 2024 through November 30, 2025.

Your Life/AD&D plan year runs from November 1, 2024 through October 31, 2025.

Please review all 2024-2025 Benefits Overview Information.

If NO changes are needed, then your current benefits will just roll over into the new plan year.

BENEFITS OVERVIEW

BENEFIT GRIDS AND INFORMATION
  • Medical Grid - Highmark PPO Blue Sharing $5,000
  • Health Reimbursement Account (HRA) Information Sheet
  • Vision Grid - Highmark Fashion Advantage Gold V
  • Dental Grid- United Concordia Dental Flex Plan
  • Life/AD&D- Reliance
Highmark Medical Grid

PPO Blue Sharing $5,000

Highmark Medical Grid

PPO Blue Sharing $5,000

Health Reimbursement Information

HRA Informational Sheet

Health Reimbursement Information

HRA Informational Sheet

Highmark Vision Grid

Fashion Advantage Gold V

Highmark Vision Grid

Fashion Advantage Gold V

UCCI Dental Grid

Concordia Flex Plan

UCCI Dental Grid

Concordia Flex Plan

Reliance Life AD&D

Plan Highlights

Reliance Life AD&D

Plan Highlights

ACTION REQUIRED

Please review the mandatory employee documents:

  • Employee Benefit Notices
  • Summary of Benefits and Coverage
  • Section 125 Compliance Form
Employee Benefit Notices

2024 Health Plan Compliance Notices

Employee Benefit Notices

2024 Health Plan Compliance No ...

Highmark Medical

Summary of Benefits and Coverage

Highmark Medical

Summary of Benefits and Covera ...

Section 125 Form

Section 125 Form

ISolved Reimbursement Form

HRA - Reimbursement Form

ISolved Reimbursement Form

HRA - Reimbursement Form

HOW TO ENROLL

ENROLLMENT FORMS

Current Employees:

  • If you'd like to change your existing coverage or make new elections, you must do so by November 22.
  • Your current medical, dental, vision and Life/AD&D elections will carry forward to 2024-2025 if you don't make a new election.

New Hires:

  • You will need to complete the forms of the benefits that you wish to enroll in.
Highmark Enrollment Form

Highmark Enrollment Form

UCCI Enrollment Form

UCCI Enrollment Form

Reliance Standard Enrollment Form

Reliance Standard Enrollment Form

NEW HIRES

NEW HIRE ENROLLMENT INFORMATION

If you are a NEW HIRE and need to enroll for the FIRST time, please see above section How to Enroll.

All enrollment forms are attached in the How To Enroll for download.

CONSIDERING MEDICARE COVERAGE?

Medicare Services from NFP


NFP is proud to support you when it comes to Medicare and understanding your coverage options.

Our team has served as a trusted advisor in the individual markets for over 20 years and is comprised of experienced and knowledgeable licensed agents who specialize in Medicare coverage. We offer independent and individualized consultations to help you to:

 

• Understand your coverage options

• Determine if you are eligible for subsidies to lower your healthcare costs

• Establish a timeline for applying for coverage

• Choose a plan that fits both your lifestyle and your budget

• Find coverage that allows you to access the doctors and hospitals you want most

• Enroll in the plan that works best for you


And the best part is, there is never a fee for our services!

Medicare 101

Medicare 101

NFP CONTACTS

You have dedicated Agents ready to handle any situation in a discreet and confidential manner.

For Service questions and needs such as:

       Understanding what your medical, dental or vision benefits cover

       Help finding in network providers

       Assistance with prescription or pharmacy issues

       Questions regarding bills you receive from your doctor, hospital, dentist, optometrist or lab

       Claims you believe haven’t been paid properly

Account Team Contacts

ContactImage

Debra Barron

Producer / Sales Consultant

deb.barron@nfp.com

814-289-4227