INTRODUCTION
Maust Excavating, Inc. sincerely believes that our employees are our greatest asset. Offering a competitive and affordable employee benefits package is a top priority.
NFP is a leading insurance broker and consultant that provides employee benefits, property and casualty, retirement, and individual private client solutions through licensed subsidiaries and affiliates. Maust Excavating, Inc. employee benefits will be managed by the team at NFP's local office in Somerset, PA. By partnering with NFP, we are committing to continuing to improve the employee benefits experience for all Maust Excavating, Inc. employees. For more information about NFP, visit www.NFP.com
Annual enrollment is your opportunity to learn about your health care benefits, review your current coverage and choose the best options for you and your family.
Your Medical, Dental, Vision, Life AD&D plans year runs from December 1, 2025 through November 30, 2026.
Please review all 2025-2026 Benefits Overview Information.
If NO changes are needed, then your current benefits will just roll over into the new plan year.
BENEFITS OVERVIEW
- Medical Grid - Highmark PPO Blue Sharing $5,000
- Health Reimbursement Account (HRA) Information Sheet
- Vision Grid - Highmark Fashion Advantage Gold V
- Dental Grid- United Concordia Dental Flex Plan
- Life/AD&D- Reliance
ACTION REQUIRED
Please review the mandatory employee documents:
- Employee Benefit Notices
- Summary of Benefits and Coverage
- Section 125 Compliance Form
HOW TO ENROLL
Current Employees:
- If you'd like to change your existing coverage or make new elections, you must do so by November 14.
- Your current Medical, Dental, Vision and Life/AD&D elections will carry forward to 2025-2026 if you don't make a new election.
New Hires:
- You will need to complete the form(s) of the benefits that you wish to enroll in.
NEW HIRES
If you are a NEW HIRE and need to enroll for the FIRST time, please see above section How to Enroll.
All enrollment forms are attached in the How To Enroll for download.
CONSIDERING MEDICARE COVERAGE?
Medicare Services from NFP
NFP is proud to support you when it comes to Medicare and understanding your coverage options.
Our team has served as a trusted advisor in the individual markets for over 20 years and is comprised of experienced and knowledgeable licensed agents who specialize in Medicare coverage. We offer independent and individualized consultations to help you to:
• Understand your coverage options
• Determine if you are eligible for subsidies to lower your healthcare costs
• Establish a timeline for applying for coverage
• Choose a plan that fits both your lifestyle and your budget
• Find coverage that allows you to access the doctors and hospitals you want most
• Enroll in the plan that works best for you
And the best part is, there is never a fee for our services!
ADDITIONAL RESOURCES
Below is additional Highmark and UCCI brochures and flyers.
NFP CONTACTS
For Service questions and needs such as:
Understanding what your medical, dental or vision benefits cover
Help finding in network providers
Assistance with prescription or pharmacy issues
Questions regarding bills you receive from your doctor, hospital, dentist, optometrist or lab
Claims you believe haven’t been paid properly
Account Team Contacts
Debra Barron
Producer / Sales Consultant
deb.barron@nfp.com
814-289-4227
Tracy Tirko
Account Executive
tracy.tirko@nfp.com
814-289-4229