Welcome Mascari Auto Center Employee/Member

Helping you and your family reach and maintain good health is very important to Mascari Auto Center. Your employer is pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.


Eligibility

Employees working at least 30 hours per week are eligible to participate in benefits offered by Mascari Auto Center. When you enroll in the benefits program, you may also cover your eligible dependents. Dependents include your legal spouse, child(ren) up to age 26 (regardless of student status, marital status, residence, or financial dependence on you), and an unmarried child incapable of self-support.



OVERVIEW

Mascari Auto Center remains committed to providing competitive, comprehensive world-class full coverage programs. Please see information contained on this site to show you the amazing benefits offered to all full-time employees.

ENROLLMENT

How To Enroll In Benefits

If you are newly hired, you are eligible for benefits. You must complete the appropriate enrollment forms in order to be set up with the coverages. Once completed, please submit them to your employer to sign and to process.


You are able to elect the benefits that make sense for you & your family. All of the options are considered 'stand alone', which means you can enroll with any or none of the policies.


  • UPMC HP- Medical, Dental & Vision Coverage
  • United Concordia- Dental Coverage



You can modify your elections under certain circumstances, called "Qualifying Events". These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event.


Please contact your broker, Michelle Ruff, or Human Resources, if you have questions about Qualifying Events.

UPMC Medical, Dental, Vision Enrollment Form

UPMC Medical, Dental, Vision Enrollment Form

UPMC Medical, Dental, Vision Enrollment Form

UPMC Medical, Dental, Vision E ...

Dental HMO United Concordia Enrollment Form

Dental HMO United Concordia Enrollment Form

Dental HMO United Concordia Enrollment Form

Dental HMO United Concordia En ...

MEDICAL/RX

UPMC HP

UPMC HealthPlan administers your world-class medical and prescription drug benefits.

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To find out if your provider is thier in-network, please visit the UPMC HP website below.


Note, there are two 'Levels' of care with your medical policy, with Level 1 providers offering less cost sharing to you.


For instance, Med Express is considered a Level 2 provider, where a $100 copay applies. If you use a UPMC Urgent Care Provider instead, the copay is just $50.


Emergency Care is covered at 100%, with the copay applying, at ANY hospital. It is not a requirement to stay in the network when you need emergency care for life threatening illnesses or injuries. Go to the closest ER for care, and call UPMC HP after the visit to report the claim at 888-876-2756.

Medical Summary

Medical Benefit Summary

Medical Summary

Medical Benefit Summary

DENTAL

UPMC HP Dental Plan

Mascari Auto Center dental plans provide comprehensive coverage to help you and your family maintain good dental health.


You have the choice of 2 different dental Insurance policies/carriers:

  • UPMC HP Dental Advantage/DentaMax network, where you may see a dentist of your choice. [Be aware if you go out-of-network, your out of pocket costs will be higher]


  • United Concordia, where you must select a Primary Care Dentist (PCD) to administer all of your care. The monthly price of this plan costs a few dollars less than UPMC's dental plan, but the dental network is more restrictive, and you must stay in-network, using the network PCD.


To find out if your provider is in-network with either carrier, please visit the websites below.

  • UPMC HP- Dental Advantage Network
  • United Concordia- DHMO Concordia Plus Network (Dental HMO requires you select a Primary Care Dentist for all services)
UPMC Dental Benefit Summary

UPMC Dental Benefit Summary

UPMC Dental Benefit Summary

UPMC Dental Benefit Summary

Dental HMO United Concordia Benefit Summary

Dental HMO United Concordia Benefit Summary

Dental HMO United Concordia Benefit Summary

Dental HMO United Concordia Be ...

VISION

UPMC HP Vision Coverage

DID YOU KNOW?

  • Eye exams can help detect serious eye and general health conditions sooner: high blood pressure, diabetes, heart disease, high cholesterol
  • Babies should receive their first professional eye exam at 6 months
  • 80% of learning in the first 12 years comes through the eyes


Mascari Auto Center offers vision coverage through UPMC HP to help pay for eye exams. You receive a higher level of benefits when you see a provider in the UPMC HP Vision Network. Review your coverage details in your Benefit Guide.


To find out if your provider is in-network, please visit the UPMC HP website below.


Vision Summary

UPMC Vision Care Summary

Vision Summary

UPMC Vision Care Summary

Contact Us

As you consider your benefit options, please be sure to review all available information: Employee Benefits Summaries, and other information and flyers found on this webpage. If you don't understand your benefits or need any assistance, please contact:


Michelle Ruff

412.600.2341

michelle.ruff@nfp.com

Client Contacts

GN

Gina Novick

gmnovick@mascariautocenter.net

(412) 367-4810

Additional Contacts

EJ

Erica Jones

NFP Benefits Coordinator

erica.jones@nfp.com

724-940-9466