Table of Content
- Header
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Page
- Welcome Mascari Auto Center Employee/Member
- OVERVIEW
- ENROLLMENT
- MEDICAL/RX
- DENTAL
- VISION
- Wellness Programs
- Contact Us
- Wellness
- Footer
Welcome Mascari Auto Center Employee/Member
Helping you and your family reach and maintain good health is very important to Mascari Auto Center. Your employer is pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.
Eligibility
Employees working at least 30 hours per week are eligible to participate in benefits offered by Mascari Auto Center. When you enroll in the benefits program, you may also cover your eligible dependents. Dependents include your legal spouse, child(ren) up to age 26 (regardless of student status, marital status, residence, or financial dependence on you), and an unmarried child incapable of self-support.
OVERVIEW
Mascari Auto Center remains committed to providing competitive, comprehensive world-class full coverage programs. Please see information contained on this site to show you the amazing benefits offered to all full-time employees.
ENROLLMENT
If you are newly hired, you are eligible for benefits. You must complete the appropriate enrollment forms in order to be set up with the coverages. Once completed, please submit them to your employer to sign and to process.
You are able to elect the benefits that make sense for you & your family. All of the options are considered 'stand alone', which means you can enroll with any or none of the policies.
- UPMC HP- Medical, Dental & Vision Coverage
- United Concordia- Dental Coverage
You can modify your elections under certain circumstances, called "Qualifying Events". These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event.
Please contact your broker, Michelle Ruff, or Human Resources, if you have questions about Qualifying Events.
MEDICAL/RX
UPMC HealthPlan administers your world-class medical and prescription drug benefits.
To find out if your provider is in-network, please visit the UPMC website below. The Network Name is the Partner Network.
The Partner Network only includes providers and hospitals that are UPMC owned. This means you cannot use any non-owned doctor or facility unless in a life-threatening emergency.
For instance, St. Clair Hospital, Heritage Valley Sewickley and Kennedy and Med Express are excluded and NOT In-Network.
Emergency Care is covered at 100%, with the copay applying, at ANY hospital. It is not a requirement to stay in the network when you need emergency care for life threatening illnesses or injuries. Go to the closest ER for care, and call UPMC HP after care is received at 888-876-2756.
DENTAL
Mascari Auto Center dental plans provide comprehensive coverage to help you and your family maintain good dental health.
You have the choice of 2 different dental Insurance policies/carriers:
- UPMC HP Dental Advantage/DentaMax network, where you may see a dentist of your choice. [Be aware if you go out-of-network, your out of pocket costs will be higher]
- United Concordia, where you must select a Primary Care Dentist (PCD) to administer all of your care. The monthly price of this plan costs a few dollars less than UPMC's dental plan, but the dental network is more restrictive, and you must stay in-network, using the network PCD.
To find out if your provider is in-network with either carrier, please visit the websites below.
- UPMC HP- Dental Advantage Network
- United Concordia- DHMO Concordia Plus Network (Dental HMO requires you select a Primary Care Dentist for all services)
VISION
DID YOU KNOW?
- Eye exams can help detect serious eye and general health conditions sooner: high blood pressure, diabetes, heart disease, high cholesterol
- Babies should receive their first professional eye exam at 6 months
- 80% of learning in the first 12 years comes through the eyes
Mascari Auto Center offers vision coverage through UPMC HP to help pay for eye exams. You receive a higher level of benefits when you see a provider in the UPMC HP Vision Network. Review your coverage details in your Benefit Guide.
To find out if your provider is in-network, please visit the UPMC HP website below.
Wellness Programs
There are wellness programs to help you maintain your emotional wellbeing included with your UPMC HP Benefits.
From an Employee Assistance Program called Life Solutions, to Wellness Coaches, there are many resources available to help you take care of any needs.
Whether you are looking for strategies to increase your current physical activity, quit smoking, help resolve financial/credit issues, heal a personal relationship, or looking for assistance for a family member, there is help out there for you, just one call away
Contact Us
As you consider your benefit options, please be sure to review all available information: Employee Benefits Summaries, and other information and flyers found on this webpage. If you don't understand your benefits or need any assistance, please contact:
Michelle Ruff
412.600.2341
michelle.ruff@nfp.com
Client Contacts
Gina Novick
gmnovick@mascariautocenter.net
(412) 367-4810
Account Team Contacts
Jacob Secich
jacob.secich@nfp.com
724-940-9482
Michelle Ruff
Producer / Sales Consultant
michelle.ruff@nfp.com
412-600-2341