Medical: Medical Mutual
Prescription: CVS Caremark
Specialty Prescription Assistance: ImpaxRX
Vision: Guardian NEW for 2024!
Dental: Guardian Now offered to Full Time and Part Time employees.
Basic and Voluntary Life: Guardian NEW for 2024!
Voluntary Short-Term Disability: Guardian NEW for 2024!
Telemedicine: First Stop Health
Employee Assistance Program: Ease@work
The Benefit choices you make during your initial enrollment or annual open enrollment remain in effect for the entire year.
You can, however, modify your elections under certain circumstances, called "Qualifying Events" These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event or 60 days if the event is due to birth or adoption of a child.
What is a Qualifying Life Event?
When Does My Coverage Start?
Employees make their benefit elections now for a January 1st effective date.
Who is Eligible for Benefits?
Regular full-time employees working 30 hours per week or more are eligible to participate in the benefit plans.
Who are my legal dependents?
Your children (up to age 26) including natural children, stepchildren, legally adopted children, children placed for adoption, children for whom you serve as legal guardian.
Disabled dependent child(ren) of any age. Coverage end the end of the month of the 26th birthday.
Your legal spouse: If your spouse has coverage through his/her employer, they are not eligible for Madison Library's Medical Coverage. To enroll your spouse, you must complete the below spousal waiver.
All elections must be submitted by: November 20th.
This is an ACTIVE enrollment.
This means that you must log in to BenXpress to enroll yourself and your dependents for benefits. All employees will use our benefit enrollment system to confirm or change benefit elections. After this deadline you must wait until the next open enrollment period or experience a qualifying event in order to:
To enroll in benefits please use the link below to BenXpress.
Employee Username: First letter of first name, plus last name, then last two digits of your birth year (example John Doe, Login: jdoe78)
Employee Password: Last four digits of your social security number (example:1876)
**Please note your Vision, Dental, Life and Disability benefits are not elected on BenXpress. Please contact Shawna Goostree to make or change these elections for January 1, 2024.
Madison Library offers 2 medical plan options through Medical Mutual.
Utilizing In-Network providers will allow for the highest level of coverage. In-Network providers agree to accept MMOs contract rate as the final charge and members are not balance billed. Employees who receive care from an Out of Network provider will be responsible for higher costs.
Please see attached Summary of Benefits and Coverage (SBC) for your selected medical plan for specific details and exclusions.
The EPO Plan utilizes the Medflex Network. This network does not include the Cleveland Clinic. This plan offers In Network benefits only. If you utilize a non-Network provider, your services will not be covered. It is important to confirm your providers are Network providers. The below packet can be downloaded and provides instructions on how you can find a MedFlex Network provider.
**Please refer to the Summary of Benefits/Certificate of Coverage from Medical Mutual for a full description of benefits and exclusions.
The Lake Blue Plan is a 3 tier plan. Tier 1 offers additional savings with a lower copay if you use a provider in the Lake Health or UH System in Lake County. Tier 2 is the standard MMO SuperMed Plus Network, including the Cleveland Clinic. Tier 3 is your Non-Network providers.
Please remember, deductibles do not accumulate between tiers. (i.e.. You met your deductible for Tier 1, but now use a Tier 2 provider. You will still need to meet the Tier 2 deductible)
My Health Plan is Medical Mutuals secure website specifically for Medical Mutual members. It makes it easy to manage your plan and your health online. It allows you to compare your healthcare options so you can make better decisions and minimize cost.
On My Health Plan you can:
To create your account: