Welcome

Helping you and your family reach and maintain good health is very important to MSA Management LLC. MSA Management LLC is pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.


Eligibility

Regular employees working at least 30 hours per week are eligible to participate in benefits offered by MSA Management LLC. When you enroll in the benefits program, you may also cover your eligible benefits. Dependents include your legal spouse, child(ren) up to age 26 (regardless of student status, marital status, residence, or financial dependence on you), and an unmarried child incapable of self-support.



Administrative Cover Page

Administrative Cover Page

Annual Notices

MSA Management LLC remains committed to providing a competitive, cost-effective benefit program. We are implementing many changes and additions for the 2021 plan year, which we hope will be positively received by you and your families. Below are highlights of changes that will become effective on 12/01/2021.


Please review and sign your 2021 MSA Management LLC Annual Notices.

Annual Notices

Annual Notices

Benefits Notices Simplicity Plan

Benefits Notices Simplicity Plan

Benefits Notices SaveHSA Plan

Benefits Notices SaveHSA Plan

ERISA

ERISA

Enrollment

How To Enroll In Benefits

Action Required:

All elections must be submitted by 12/30/2021. The benefits you elect during open enrollment will be effective from 12/01/2021-11/30/2022.


The Benefit choices you make during your initial enrollment or annual open enrollment remain in effect for the entire year.


You can, however, modify your elections under certain circumstances, called "Qualifying Events" These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event or 60 days if the event is due to birth or adoption of a child.



Humana Enrollment Form

Humana Enrollment Form

Humana Change Form

Humana Change Form

Beam Dental and Vision Enrollment and Change Form

Beam Dental and Vision Enrollment and Change Form

MEDICAL

Humana

Humana will administer your medical and prescription drug benefits this year.

To find out if your provider is in-network, please visit the Humana website below.

Prescription Drug Benefits Overview

Prescription Drug Benefits Overview

HDHP vs PPO

HDHP vs PPO

What is a HDHP with HSA?

What is a HDHP with HSA?

DENTAL

Beam Dental Dental Plan

MSA Management LLC's dental plan provides comprehensive coverage to help you and your family maintain good dental health. Providers are part of the Beam Dental network, or you may see an out-of-network dentist of your choice. Be aware if you go out-of-network, your costs will be higher.


To find out if your provider is in-network, please visit the Beam Dental website below.

How Does Dental Insurance Work?

How Does Dental Insurance Work?

VISION

Beam Dental Vision Plan

DID YOU KNOW?

  • Eye exams can help detect serious eye and general health conditions sooner: high blood pressure, diabetes, heart disease, high cholesterol
  • Babies should receive their first professional eye exam at 6 months
  • 80% of learning in the first 12 years comes through the eyes


MSA Management LLC offers vision coverage through Beam Dental to help pay for eye exams, prescription glasses and contact lenses. You receive a higher level of benefits when you see a provider in the Beam Dental Network.

To find out if your provider is in-network, please visit the Beam Dental website below.

How Does Vision Insurance Work?

How Does Vision Insurance Work?

LIFE and AD&D

Humana

MSA Management LLC provides you with Basic Life/AD&D coverage through Humana.


Basic Life/AD&D

Employees working 30 or more hours per week are eligible for Flat $25,000 coverage payable to your designated beneficiary in the event of your death. An additional accidental death & dismemberment benefit (AD&D) is payable to you in the event of a covered dismemberment or to your beneficiary if your death is the result of an accident.


Who's Your Beneficiary? Naming a beneficiary is a crucial part of electing life insurance. Also, don't forget to update your primary or secondary beneficiary if you experience a life event, such as a divorce or birth of a child.



Overview of Life Insurance Video

Overview of Life Insurance Video

Overview of Life Insurance Video

Overview of Life Insurance Vid ...

UNDERSTANDING YOUR BENEFITS

What is Preventive Care?

What is Preventive Care?

Benefit Terms Explained

Benefit Terms Explained

How To Read An EOB (Explanation of Benefits)

How To Read An EOB (Explanation of Benefits)

Contact Us


Client Contacts

SG

Stacy Ginn

srginn4@gmail.com

(502) 741-7020

Account Team Contacts

BG

Blake Goldie

Client Relationship Manager / Account Director

blake.goldie@nfp.com

5137252303

CK

Colleen Koch

Account Manager

colleen.koch@nfp.com

513-725-2308

TH

Tina Harris

Account Executive

tina.harris@nfp.com

5132329992