INTRODUCTION
Marion Hill Associates, Inc. sincerely believes that our employees are our greatest asset. Offering a competitive and affordable employee benefits package is a top priority.
NFP is a leading insurance broker and consultant that provides employee benefits, property and casualty, retirement, and individual private client solutions through licensed subsidiaries and affiliates. You're employee benefits will be managed by the team at NFP. By partnering with NFP, we are committing to continuing to improve the employee benefits experience for all our employees. For more information about NFP, visit www.NFP.com
Annual enrollment is your opportunity to learn about your health care benefits, review your current coverage and choose the best options for you and your family.
Your plan year runs from December 1, 2024, through November 30, 2025.
Please review all 2024-2025 Benefits Overview Information.
If NO changes are needed, then your current benefits will just roll over into the new plan year.
BENEFITS OVERVIEW
- Medical Benefits Summary - Highmark PPO Blue Sharing $2,000
- Dental Benefits Summary - United Concordia 100/80/50 Network: Advantage
- Vision Benefits Summary - Highmark Fashion Advantage Option V
How do I find an In-Network Provider?
Use the helpful links below!
HEALTH REIMBURSEMENT ACCOUNT (HRA)
Health Reimburse Account (HRA) administered through TASC.
How your HRA works:
$2,000 Employee Deductible Only
Employee is responsible for the FIRST $500 of your deductible ONLY
The remaining $1,500 of your individual deductible will be reimbursed through your employer through TASC.
Employee is still responsible to pay all provide invoices.
$4,000 Family Deductible Only
Employee is responsible for the FIRST $1,000 of your deductible ONLY
The remaining $3,000 of your family deductible will be reimbursed through your employer through TASC.
Employee is still responsible to pay all provider invoices.
LONG AND SHORT TERM DISABILITY - STARTING 4/1/2025
For your review below are your employer paid Disability Benefit Summaries effective 4/1/25:
- Long Term Disability Benefit Summary
- Short Term Disability Benefit Summary
HOW TO ENROLL
Current Employees:
- If you'd like to change your existing coverage or make new elections, you must do so by December 20th.
- Your current medical, dental and vision elections will carry forward to 2024-2025 if you don't make a new election.
New Hires:
- You will need to complete any related enrollment form(s).
COMPLIANCE DOCUMENTS
Mandatory Employee Documents
- Health Plan Compliance Notices
- Highmark Summary of Benefits and Coverage
- Section125 Pre-Tax Document
CONSIDERING MEDICARE COVERAGE?
Medicare Services from NFP
NFP is proud to support you when it comes to Medicare and understanding your coverage options.
Our team has served as a trusted advisor in the individual markets for over 20 years and is comprised of experienced and knowledgeable licensed agents who specialize in Medicare coverage. We offer independent and individualized consultations to help you to:
• Understand your coverage options
• Determine if you are eligible for subsidies to lower your healthcare costs
• Establish a timeline for applying for coverage
• Choose a plan that fits both your lifestyle and your budget
• Find coverage that allows you to access the doctors and hospitals you want most
• Enroll in the plan that works best for you
And the best part is, there is never a fee for our services!
NFP CONTACTS
For Service questions and needs such as:
- Understanding what your medical, dental or vision benefits cover
- Help finding in network providers
- Assistance with prescription or pharmacy issues
- Questions regarding bills you receive from your doctor, hospital, dentist, optometrist or lab
- Claims you believe haven’t been paid properly