Metro Emergency Upfitters, LLC

Table of Content

  1. Header
  2. Page
    1. WELCOME
    2. OVERVIEW
    3. ENROLLMENT
    4. MEDICAL/RX
    5. DENTAL
    6. VISION
    7. BASIC LIFE
    8. FSA
    9. HSA
    10. VOLUNTARY BENEFITS
    11. UNDERSTANDING YOUR BENEFITS
    12. Additional Resources
    13. Contact Us
  3. Footer

WELCOME

Helping you and your family reach and maintain good health is very important to Metro Emergency Upfitters. Metro Emergency Upfitters is pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. Metro Emergency Upfitters remains committed to providing a competitive, cost-effective benefit program. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.


Please review your 2023 Open Enrollment Employee Benefits Guide for information on all of your benefits.




ENROLLMENT

2023 Enrollment Guide

2023 Enrollment Guide

How To Enroll In Benefits



The benefits you elect during open enrollment will be effective from March 1, 2023, through February 29, 2024.


The Benefit choices you make during your initial enrollment or annual open enrollment remain in effect for the entire year.


You can, however, modify your elections under certain circumstances, called "Qualifying Events" These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience qualifing event you may make changes to your benefits within 30 days of the eventquestions about qualifying events or 60 days if the event is due to birth or adoption of a child.


Refer to your Employee Benefits Guide or contact Human Resources if you qualifying event.

MEDICAL/RX

BCBS of Oklahoma will administer your medical and prescription drug benefits this year. To find out if your provider is in network, please visit the BCBS website below.

G740ADT Blue Advantage PPO

Summary of Benefits

G740ADT Blue Advantage PPO

Summary of Benefits

S730ADT Blue Advantage PPO

Summary of Benefits

S730ADT Blue Advantage PPO

Summary of Benefits

H.S.A S8K8ADT Blue Advantage PPO

Summary of Benefits

H.S.A S8K8ADT Blue Advantage PPO

Summary of Benefits

Blue Access for Members

Blue Access for Members

BCBS Enrollment Form

BCBS Enrollment Form

G740ADT Blue Advantage PPO

Cost Per Pay Period

G740ADT Blue Advantage PPO

Cost Per Pay Period

S730ADT Blue Advantage PPO

Cost Per Pay Period

S730ADT Blue Advantage PPO

Cost Per Pay Period

H.S.A S8K8ADT Blue Advantage

Cost Per Pay Period

H.S.A S8K8ADT Blue Advantage

Cost Per Pay Period

Preferred Provider Organization (PPO) Overview

Preferred Provider Organization (PPO) Overview

Prescription Drug Benefits Overview

Prescription Drug Benefits Overview

DENTAL

Ameritas Dental plan provides comprehensive coverage to help you and your family maintain good dental health. Providers are part of the Ameritas Classic network, or you may see an out-of-network dentist of your choice. Be aware if you go out-of-network, your costs will be higher.


To find out if your provider is in-network, please click on the blue “find a provider” button. 

Ameritas Dental Plan

Summary of Benefits

Ameritas Dental Plan

Summary of Benefits

Ameritas Dental

Enrollment Form

Ameritas Dental

Enrollment Form

Plan Cost Per Month

Plan Cost Per Month

Dental Insurance Overview Video

Dental Insurance Overview Video

VISION

DID YOU KNOW?

  • Eye exams can help detect serious eye and general health conditions sooner: high blood pressure, diabetes, heart disease, high cholesterol
  • Babies should receive their first professional eye exam at 6 months
  • 80% of learning in the first 12 years comes through the eyes


Metro Emergency Upfitters offers vision coverage through VSP to help pay for eye exams, prescription glasses and contact lenses. You receive a higher level of benefits when you see a provider in the VSP Network. Review your coverage details in your Benefit Guide.


To find out if your provider is in-network, please visit the VSP website below.


Ameritas VSP Vision

Summary of Benefits

Ameritas VSP Vision

Summary of Benefits

Ameritas Vision

Enrollment Form

Ameritas Vision

Enrollment Form

Plan Cost Per Month

Plan Cost Per Month

Vision Insurance Overview

Vision Insurance Overview

BASIC LIFE

Basic Life/AD&D

As your employer, we provide $100,000 in Life and AD&D coverage payable to your designated beneficiary in the event of your death. An additional accidental death & dismemberment benefit (AD&D) is

payable to you in the event of a covered dismemberment or to your beneficiary

if your death is the result of an accident.

 

Who's Your Beneficiary? Naming a beneficiary is a crucial part of electing life

insurance. Also, don''t forget to update your primary or secondary beneficiary

if you experience a life event, such as a divorce or birth of a child.

 



Humana Basic Life and AD&D

Summary of Benefits

Humana Basic Life and AD&D

Summary of Benefits

Humana Basic Life and AD&D

Enrollment Form

Humana Basic Life and AD&D

Enrollment Form

Humana Beneficiary

Form

Humana Beneficiary

Form

Life/AD&D Insurance Overview

Life/AD&D Insurance Overview

HSA

Health Savings Account


***Employees who enroll in S8K8ADT will be eligible for an HSA Account. Please see Marci for information on this.***



The Health Savings Account (HSA) allow you to set aside pre-tax dollars to pay for eligible expenses. By contributing to a HSA you reduce your taxable income, so you pay less in taxes — which saves you money.


To be eligible for an HSA, you must be enrolled in a High Deductible Health Plan (HDHP).


You may contribute as follows:

$3,850 for a single contract

$7,750 for a two person or family


HSA "Catch-Up" Contribution as follows:

Age 55 or Older $1,000 per year.


What is a "Catch-Up" Contribution? When you reach age 55 and are eligible to have an HSA, you can contribute an additional amount each year until you turn 65 or enroll in Medicare.

Health Saving Account

Additional Information

Health Saving Account

Additional Information

UNDERSTANDING YOUR BENEFITS

What is Preventive Care?

What is Preventive Care?

Benefit Terms Explained

Benefit Terms Explained

How to Read An Explanation of Benefits (EOB)

How to Read An Explanation of Benefits (EOB)

What is Balance Billing?

What is Balance Billing?

What is a Qualifying Event?

What is a Qualifying Event?

Primary Care vs. Urgent Care vs. ER

Primary Care vs. Urgent Care vs. ER

Contact Us


Client Contacts

MY

Marci York

marci@meuokc.com

405-610-6004

Account Team Contacts

ContactImage

Felicia Adcox

Account Manager

felicia.adcox@nfp.com

405-235-0036

ContactImage

Matt Hensley

Producer / Sales Consultant

matt.hensley@nfp.com

405-235-0036