Principal is the NEW Carrier for the Voluntary Life and Voluntary Short Term Disability Benefit.
Medical Plan: Aetna will continue as the medical carrier with no changes to both benefit plan offerings.
• HSA plan: $3,000/$6,000 deductible then 100% coinsurance
• PPO plan: $2,500/$5,000 deductible then 80% coinsurance
Dental Plan: Aetna will continue as the dental carrier with no plan changes.
Vision Plan: Principal will continue as the vision carrier with no plan changes.
Voluntary Life / AD&D and Voluntary STD: Principal will be the new carrier for these products.
*Employees are eligible 1st of the month following date of hire. If hired on the 1st, employee is eligible the following month.
EMPLOYEE ELIGIBILITY: If you do not enroll during this Open Enrollment period, you must wait until the next Open Enrollment period unless you experience a Qualifying Life Event. If you experience a Qualifying Life Event (i.e., birth or adoption of a child, marriage, divorce, loss of other coverage, etc.) you must enroll within 30 days of the Qualifying Event.
DEPENDENT ELIGIBILITY: You may also enroll eligible dependents for benefits coverage. A ‘dependent’ is defined as the legal spouse and/or ‘dependent child(ren)’ of the plan participant or the spouse.
What is a Qualifying Life Event?
• Birth/Adoption of a child
• Death of a spouse or other enrolled dependent
• Change in spouse’s benefits or employment status
• A dependent becomes eligible for Medicare or Medicaid
If you have a Qualifying Life Event and want to request a mid-year change, you must notify Human Resources and complete your election changes within 30 days following the event. Be prepared to provide documentation to support the Qualifying Life Event.
Locus Management offers vision coverage through Principal who utilizes the VSP network. You receive a higher benefit when you see a provider in the VSP network. Review your coverage details in your Benefit Guide.
NEW Carrier - Provided through Principal for employee, spouse, and children.
Voluntary Short Term Disability
NEW Carrier - Provided through Principal
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Questions? Contact 888-671-9395
For you and your immediate family members!
Medical Plan -Aetna
Medical Plan Customer Service: 1-800-238-6716
Medical Plan Claims Address: PO Box 981106 El Paso, TX 79998-1106
H.S.A - Health Equity
Customer Service: 866-346-5800
Dental - Aetna
Customer Service: 877-238-6200
Claims Address: P.O Box 14094 Lexington, KY 40512
Website: Find a dentist www.aetna.com
Vision - Principal
Customer Service: 800-247-4695
Claims Address: PO Box 10357 Des Moines, IA 50306-0357 Website:
Find a vision provider www.vsp.com
Voluntary Life/Disability - Principal
Customer Service: 800-245-1522
Claims Address: 711 High Street Des Moines IA 50392-0002
Employee Assistance Program - SupportLinc
Customer Service: 1-888-881-LINC (5462)
Website: www.supportlinc.com Username: locus
SMS Text: Text “SUPPORT” to 51230