LIBBY'S GOURMET DESSERTS

Table of Content

  1. Header
  2. Page
    1. Welcome
    2. Overview
    3. Enrollment
    4. MEDICAL
    5. DENTAL
    6. VISION
    7. LIFE & DISABILITY
    8. FSA & HSA
    9. ADDITIONAL BENEFITS
    10. UNDERSTANDING YOUR BENEFITS
    11. Plan Details
    12. Contact Us
  3. Footer

Welcome

Helping you and your family reach and maintain good health is very important to Libby's Gourmet Desserts. Libby's Gourmet Desserts is pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.


Eligibility

Regular employees working at least 30 hours per week are eligible to participate in benefits offered by Libby's Gourmet Desserts. When you enroll in the benefits program, you may also cover your eligible benefits. Dependents include your legal spouse, child(ren) up to age 26 (regardless of student status, marital status, residence, or financial dependence on you), and an unmarried child incapable of self-support.



Administrative Cover Page

Administrative Cover Page

Overview

Libby's Gourmet Desserts remains committed to providing a competitive, cost-effective benefit program.


Please review and sign your 2022 Libby's Gourmet Desserts Annual Notices.

ERISA

ERISA

Annual Notices

Annual Notices

Benefit Notices

Benefit Notices

Enrollment

How To Enroll In Benefits

Action Required:


All elections must be submitted by 09/30/2022. The benefits you elect during open enrollment will be effective from 09/01/2022-08/31/2023.


The Benefit choices you make during your initial enrollment or annual open enrollment remain in effect for the entire year.


You can, however, modify your elections under certain circumstances, called "Qualifying Events" These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event or 60 days if the event is due to birth or adoption of a child.


Humana Enrollment Form

Humana Enrollment Form

Humana Change Form

Humana Change Form

MEDICAL

Humana

Humana will administer your medical and prescription drug benefits this year.


To find out if your provider is in-network, please visit the Humana website below.

PPO Overview

PPO Overview

Prescription Drug Benefits Overview

Prescription Drug Benefits Overview

DENTAL

Humana Dental Plan

Libby's Gourmet Desserts' dental plan provides comprehensive coverage to help you and your family maintain good dental health. Providers are part of the Humana network, or you may see an out-of-network dentist of your choice. Be aware if you go out-of-network, your costs will be higher.


To find out if your provider is in-network, please visit the Humana website below.

How Does Dental Insurance Work?

How Does Dental Insurance Work?

UNDERSTANDING YOUR BENEFITS

What is Preventive Care?

What is Preventive Care?

Benefit Terms Explained

Benefit Terms Explained

How To Read An EOB (Explanation of Benefits)

How To Read An EOB (Explanation of Benefits)

Contact Us


Account Team Contacts

HT

Harris, Tina

tina.harris@nfp.com

513-232-9992