Lowcountry Nursing /Interim Healthcare

Table of Content

  1. Header
  2. Welcome
  3. 2025 Open Enrollment
  4. Eligibility & Enrollment
    1. Eligibility
    2. Enrollment
  5. Medical
    1. Medical Co-Pay Plans Overview
    2. Medical HDHP Overview
    3. What to Expect as A Member
    4. True RX
  6. Tax-Advantaged Accounts
    1. Health Savings Account (HSA)
    2. Flexible Spending Accounts (FSA)
  7. Dental
    1. Dental Plan Overview
  8. Vision
    1. Vision Plan Overview
  9. Financial Protection
    1. Life and Accidental Death & Dismemberment
    2. Disability
    3. Critical Illness & Accident
  10. Insure Choice for Personal Insurance Solutions
  11. Additional Educational Videos
  12. Have Questions?
  13. Footer

Welcome

Please view your virtual educational benefits recording hosted by your NFP Advisor.

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Eligibility & Enrollment

Medical

Unified Group Services

Medical Benefit Period: January 1 – December 31



Group# 3336

Network: Cigna PPO

Customer Service: (765) 608-6680 l Website: www.unifiedgrp.com or use the Unified Grp App on your phone.

Your medical plans are administered by Unified Group Services. You have a choice between three medical plans for the 2025 plan year.

You may visit the provider of your choice, but there is also a network available for you through Cigna PPO. The amount of coverage may be reduced if you visit a non-network provider. You can view a list of network providers online, view claims and EOBs online at www.unifiedgrp.com.

The following benefit summaries are non-legal outlines of the benefits per plan. Refer to the full plan documents for more specific details.

Tax-Advantaged Accounts

Dental

Delta Dental

Benefit Period: January 1 – December 31

Network: Delta Dental PPO & Delta Dental Premier

Group # 2410091

Customer Service: (800) 335-8266 | Website: www.deltadentalsc.com

Your dental plan is administered by Delta Dental. There are two plan options to choose from.

There is a network available for you; the coverage may significantly be reduced if you obtain services out-of-network. Out of network reimbursements are based on the 90th percentile of usual & customary fees: you may be balanced billed if your dentist does not consider this reimbursement as payment in full.

Vision

Delta Vision

Delta Dental Vision

Benefit Period: January 1 – December 31

Network: EyeMed Insight

Group # 2410091

Customer Service: (877) 226-1412 l Website: www.deltadentalsc.com/vision

Your vision plan is administered by Delta Vision. There is a network available for you; the coverage may be significantly reduced if you obtain services out-of-network.

Members have access to an award-winning call center, with extended hours, and 24/7 access to benefit information and a provider locator through the member portal. The member portal at DeltaDentalMO.com/Vision is a one-stop-spot for members to quickly and easily manage their vision benefit.

Financial Protection

Mutual of Omaha

Group Number: G000CF9D

Customer Service: (800) 877-5176 l Website: www.mutualofomaha.com

Employees have the option to purchase from one or more voluntary benefit plans such as Life & Accidental Death and Dismemberment, Disability, Accident and Critical Illness. These plans will help manage financial challenges you and your family may face during your life and at the end of life.

Additional Educational Videos

What is Preventive Care?

What is Preventive Care?

Benefit Terms Explained

Benefit Terms Explained

How to Read an EOB

How to Read an EOB

What is Balance Billing?

What is Balance Billing?

401k

401k

COBRA

COBRA

How to stretch your healthcare dollars

How to stretch your healthcare dollars

FMLA

FMLA

Have Questions?

Interim Healthcare

Sandra Cantalupo

Email: scantapulo@interimhealthcare.com

Phone: (843) 518-5437

NFP Advocacy

Email: chs-support@nfp.com

Phone: (843) 444-5280

You may request a paper copy of any plan document at any time from Human Resources.