Open Enrollment

It's time to update your benefit elections during Latter & Blum's annual open enrollment!


Annual enrollment is your opportunity to learn about the 2022 benefits offered by Latter & Blum, review your current coverage and choose the best options for you and your family. Please review our 2022 Benefits Summary to learn more about our 2022 benefits offerings.

How To Enroll

Open Enrollment is happening through December 13th, 2021. Any changes you make will be effective January 1st, 2022


Please note, all employees MUST log into your Ease online portal to complete your enrollment.

2022 Benefits

  • MEDICALWe will be staying with United Healthcare. In an effort to keep your premiums as low as possible, we have made some slight plan changes. We have also made changes to the Health Reimbursement (HRA) subsidy to minimize your out of pocket costs. Please review all three plan options to decide which option is best for you and your family. 


  • HEALTH SAVINGS ACCOUNT (HSA): We are excited to announce that, for those enrolled in the High Deductible Plan, you will continue to have access to an HSA! Individuals can contribute up to $3,650 annually and employees covering dependents can contribute up to $7,300 annually. For any employees over the age of 55, you can also contribute an additional $1,000 as a catch up contribution.


  • FLEXIBLE SPENDING ACCOUNT (FSA): You can contribute up to $2,850 in 2021 towards your FSA. This account allows eligible employees to contribute pre-tax dollars to an account to be used for medical, dental and vision expenses. Your full annual election is immediately available at the beginning of the plan year. If any balances remain at the end of the year, you will have 2 1/2 months of the following year to accrue charges and submit claims. Any unused funds after the 2 1/2 grace period rollover will be forfeited. If you are enrolled in an HSA, you can still contribute to an FSA, however this would be considered a Limited Purpose FSA. Eligible expenses under a Limited Purpose FSA are dental and vision expenses and out of pocket medical expenses after you reach the federally qualified high deductible health plan annual deductible of $1,400 for an individual or $2,800 for a family.


  • VOLUNTARY BENEFITS: We are excited to announce that we will be moving to Reliance Standard for our Voluntary Benefits this year. We are offering two Accident Plan options to suit all of our employees' needs. We have also combined the Cancer and Critical Illness benefits. This makes the claims process for cancer claims much easier! There will only be the initial claim to process! Lastly, we are offering two Hospital Indemnity Plan options. Remember these benefits pay cash benefits directly to YOU!


  • DENTAL & VISION: This year we will be moving our Dental & Vision coverages to Equitable! Equitable was able to offer lower rates on dental and an enhanced benefit for vision.


  • LIFE/AD&D AND DISABILITY: We will be keeping our Group Life/AD&D, Voluntary Life/AD&D, Short Term Disability and Long Term Disability benefits with Equitable this year. If you currently have coverage, you will keep your benefits. As a new hire, you can enroll in the Voluntary Life/AD&D, Short Term Disability and Long Term Disability coverages with no medical questions asked. However, if you would like to increase your life coverage or have previously waived coverage and would like to newly enroll, you will need to complete medical questions (Evidence of Insurability EOI) to request the coverage(s).


  • FSA DEPENDENT CARE ACCOUNT (DCA): Employees can deduct “pre-tax” earnings into a Dependent Care Account (DCA). A Dependent Care Account (DCA) can be used to pay for dependent care services, such as preschool, summer day camp, before or after school programs, and child or elder daycare. You can contribute a maximum of $5,000 annually.

Contact Us

Call the Enrollment Call Center weekdays at 1-800-563-3650.