Open Enrollment is your opportunity to evaluate your current benefit elections and make changes for the new plan year. You are given an Open Enrollment opportunity each year for a July 1 renewal.
There will be some changes to our benefits this year. Meetings will be conducted to discuss updates and to assist you with any questions you have or changes you need to make.
The Kiowa Tribe is committed to offering a comprehensive employee benefits program that helps our employees stay healthy, feel secure and maintain a work-life balance. However, we have learned that the Kiowa Tribe has a law that prevents our benefits from being self-funded, which requires a vote of tribal members to revoke. Until that happens, we are switching back to our previous medical plans. We hope this will be temporary and will be able to reintroduce the NativeBlue plan once the law is changed.
Your Cost Per Paycheck: Our medical and vision premium increased, and our dental premiums decreased. You may also see an increase to your Voluntary Life and Short-term Disability payroll deductions, if you advanced to a new age band or had a change in salary.
As a full-time employee of the Kiowa Tribe, you are eligible for the comprehensive benefits available to you and your family.
Resources Available
Your Benefits Microsite contains all your benefit summaries and additional educational pieces. Also available are some Health Plan Compliance Notices. Please review these notices to learn about your rights pertaining to your benefits.
Please be sure to:
Be sure to attend one of the in-person presentations to get your enrollment packet.
Enrollment Instructions
For currently enrolled employees, your benefits packet includes your personal Benefits Statement, which reflects your current benefit elections and payroll deductions. It also includes your personal benefits change form. Please complete this form and return to HR no later than June 19th. Note: Your benefits statement and change form might not reflect any recent election changes.
For newly benefit eligible employees, your packet includes a benefits application. Please complete this form and return to HR no later than your 60th day of employment.
Everyone is required to complete a new Benefits Change form, even if you aren’t making any changes to your current benefit elections. This form is included in your benefits packet. Please review for accuracy and make any necessary changes, then mark your new benefit elections (either continuing your current elections or making a change).
Signed Change Forms must be submitted to HR by June 19th indicating your 2024 elections.
Having access to high quality, affordable health care is a great concern for most people. That’s why we are pleased to offer Team Members, and their families, comprehensive medical coverage administered by Blue Cross & Blue Shield of Oklahoma (BCBS).
Freedom to Choose
You can choose between three medical plans. Note: Keep in mind that plan changes can only be made during open enrollment.
Summaries of Benefits & Coverage can be found, below.
Too often people forget about dental and vision care. That’s unfortunate, because having healthy teeth and eyes are an important part of your overall well-being.
Your Summaries of Benefits can be found, below.
As your employer, we automatically provide a certain level of coverage for you and give you the opportunity to purchase additional coverage for you and your dependents.
Newly eligible employees may purchase up to $100,000 Voluntary Life Insurance without providing Evidence of Insurability (EOI). EOI is required for any election that exceeds $100,000 and for members that elect this benefit after their initial enrollment period.
In addition, employees that elect coverage for themselves, can elect coverage for their spouse and dependent children. Newly eligible employees may purchase up to $50,000 Spousal Voluntary Life insurance without providing EOI. EOI is required for any election that exceeds $50,000 and for late enrollees. Children can be insured for $10,000.
Employees that elected this coverage during their initial enrollment period, has the option to elect $10,000 additional coverage during open enrollment, not exceed $100,000 or 5x your annual salary, whichever is less. EOI is required for any election that exceeds $100,000.
Cybercrime has become the number one threat facing our world today. With the amount of our personal information online, it’s become easier for your identity to be stolen. The need to protect yourself and your family is more important than ever. NortonLifeLock protects your financial, personal, and social identity. They will monitor online resources and alert you of any threats. They will also help recover your lost information and insure you for up to $1 Million in stolen funds!!!
Contact your Aflac Representative regarding these benefits. They will answer any questions you may have, and take care of enrolling, changing or cancelling your policies.
Your Aflac Representative is Larry Bacon. He can be reached at 405-361-1923 or larry_bacon@us.Aflac.com.
While we are interested and concerned about the health of our employees and their dependents, we have HIPAA Privacy Compliance obligations which limit the information shared with us. NFP is available to assist you with claims issues or any other issues you have concerning our benefits. If you are experiencing a claim issue, please contact Customer Service with the appropriate insurance company, first, to see if you can resolve it on your own. If not, then you need to contact our broker for further assistance.
TABITHA RAMOS
tramos@kiowatribe.org
580-654-2300
Tiffany Horn
thorn@kiowatribe.org
(580) 299-3526