Welcome to the 2025 Benefits Open Enrollment for the Kiowa Tribe
Open Enrollment
Open Enrollment is your opportunity to evaluate your current benefit elections and make changes for the new plan year. You are given an Open Enrollment opportunity each year for a July 1 renewal.
Everyone is required to complete a new Open Enrollment Change form, even if not making any changes to your current benefit elections.
This form is included in your benefits packet. Please review for accuracy and make any necessary changes, then mark your new benefit elections (either continuing your current elections or making a change).
Signed Forms must be submitted to HR by June 18th indicating your elections for the new plan year.
Changes This Year
The Kiowa Tribe is committed to offering a comprehensive employee benefits program that helps our team members stay healthy, feel secure and maintain a work-life balance.
Benefits: We are pleased to announce there will be no changes to your benefits for the upcoming plan year.
Your Cost Per Paycheck: Our medical and dental premium increased, so you’ll see a change to your payroll deductions for these benefits. You may also see an increase to your Voluntary Life and Short-term Disability payroll deductions, if you advanced to a new age band or had a change in salary.
Benefits Overview
As a full-time employee of the Kiowa Tribe, you are eligible for the comprehensive benefits available to you and your family.
Resources Available
Your Benefits Microsite contains all your benefit summaries and additional educational pieces. Also available are some Health Plan Compliance Notices. Please review these notices to learn about your rights pertaining to your benefits.
Please be sure to:
- Review your personal Benefits Statement, included in your open enrollment packet, and report any discrepancies to HR. Note: Your benefits statement might not reflect any recent election changes.
- Review your benefits open enrollment guide, which highlights the comprehensive coverage available to you and your family.
- Refer to your Summaries of Benefits and Coverage, for more benefit details.
How To Enroll and Forms
Be sure to attend one of the in-person presentations to get your enrollment packet.
Enrollment Instructions
For currently enrolled Employees, your benefits packet includes your personal Benefits Statement, which reflects your current benefit elections and payroll deductions. It also includes your personal benefits change form. Please complete this form and return to HR by the deadline.
Note: Your benefits statement and change form might not reflect any recent election changes.
For newly benefit eligible Employees, your packet includes a benefits application. Please complete this form and return to HR no later than your 60th day of employment.
Medical Benefits
Having access to high quality, affordable health care is a great concern for most people. That’s why we are pleased to offer Team Members, and their families, comprehensive medical coverage administered by Blue Cross & Blue Shield of Oklahoma (BCBS).
Freedom to Choose
You can choose between three medical plans. Note: Keep in mind that plan changes can only be made during open enrollment.
Summaries of Benefits & Coverage can be found, below.
Dental & Vision Benefits
Too often people forget about dental and vision care. That’s unfortunate, because having healthy teeth and eyes are an important part of your overall well-being.
Your Summaries of Benefits can be found, below.
Life & Disability Benefits
As your employer, we automatically provide a certain level of coverage for you and give you the opportunity to purchase additional coverage for you and your dependents.
Newly eligible employees may purchase up to $100,000 Voluntary Life Insurance without providing Evidence of Insurability (EOI). EOI is required for any election that exceeds $100,000 and for members that elect this benefit after their initial enrollment period.
In addition, employees that elect coverage for themselves, can elect coverage for their spouse and dependent children. Newly eligible employees may purchase up to $50,000 Spousal Voluntary Life insurance without providing EOI. EOI is required for any election that exceeds $50,000 and for late enrollees. Children can be insured for $10,000.
Employees that elected this coverage during their initial enrollment period, has the option to elect $10,000 additional coverage during open enrollment, not exceed $100,000 or 5x your annual salary, whichever is less. EOI is required for any election that exceeds $100,000.
Identity Theft Protection
Cybercrime has become the number one threat facing our world today. With the amount of our personal information online, it’s become easier for your identity to be stolen. The need to protect yourself and your family is more important than ever. NortonLifeLock protects your financial, personal, and social identity. They will monitor online resources and alert you of any threats. They will also help recover your lost information and insure you for up to $1 Million in stolen funds!!!
Accident, Cancer, Specified Disease, etc.
Contact your Aflac Representative regarding these benefits. They will answer any questions you may have, and take care of enrolling, changing or cancelling your policies.
Your Aflac Representative is Larry Bacon. He can be reached at 405-361-1923 or larry_bacon@us.Aflac.com.
Contact Us
While we are interested and concerned about the health of our employees and their dependents, we have HIPAA Privacy Compliance obligations which limit the information shared with us. NFP is available to assist you with claims issues or any other issues you have concerning our benefits. If you are experiencing a claim issue, please contact Customer Service with the appropriate insurance company, first, to see if you can resolve it on your own. If not, then you need to contact our broker for further assistance.
Kiowa Tribe Contacts
Starr Delgado
sdelgado@kiowatribe.org
(405) 480-0543
Tiffany Horn
thorn@kiowatribe.org
(405) 480-0436