As a full-time Team Member of the Kiowa Casino, you are eligible for the comprehensive benefits available to you and your family.
Changes This Year:
BCBS removed the copay for your Virtual Visits, so those services will now be covered at no charge to members enrolled in the Platinum, Gold and Silver Plans. Due to IRS regulation, our HSA qualified plan will still have a cost for those services.
Prescription Drug Formulary
BCBS will be moving your pharmacy benefit to a more cost-effective and clinically appropriate managed drug list.
Member notices and support: Members may be impacted if using prescription medications that are no longer covered, using prescriptions that may still be covered but at a higher payment tier (non-preferred) or may be subject to new utilization management program criteria before prescription drug benefit coverage may be approved. Impacted members may receive a communication alerting them of the change. The letter will explain how the change may impact them. Members will be encouraged to talk with their health care provider(s) about their prescribed medications and if any changes in their drug therapy may be right for them.
Livongo Programs ($0 Cost to You)
Diabetes Management Program
This program is provided to you and your family members with diabetes and coverage through BCBSOK. Livongo helps 700,000+ members worry less about managing diabetes. With Livongo, you’ll get a smart blood glucose meter to guide your journey, a connected app that tracks numbers so you don’t have to, and access to expert coaches for advice on diet, lifestyle and more, all at no cost to you!! This program is available beginning April 1, 2022, but you have to enroll by visiting join.livongo.com/WELL-BCBSOK/hi or call 800-945-4355 and use registration code: WELL-BCBSOK.
High Blood Pressure Management
This program is provided to you and your family members with high blood pressure and coverage through BCBSOK. This program provides a free advanced blood pressure monitor, personalized insights, one-on-one coaching, easy-to-use app and dashboard and guidance on healthy habits, all at no cost to you!! This program is available beginning April 1, 2022, but you have to enroll by visiting ready.livongo.com/BCBSOK-HEALTH/hi or call 800-945-4355 and use registration code: BCBSOK-HEALTH.
Wondr ($0 Cost to You)
Metabolic Syndrome Reversal Program
Wondr is a behavioral counseling program for metabolic syndrome reversal and weight management. Now you can lose weight, gain energy, sleep better, and improve your mind and body—all while eating your favorite foods.
Virtual Dental Visits
BCBS knows how important access to dental care is to you and your family. Now if an urgent dental issue occurs after hours, or when your own dentist is unavailable, you can schedule a virtual dental visit, powered by Teledentistry.com.
Your Cost Per Paycheck
The only benefit that incurred an increase, is medical. BCBS gave your medical plans a 13.6% increase, so you will see an increase to your payroll deductions, for this benefit. All other benefits did not incur an increase, so those per pay deductions will remain the same, for the new plan year; however, you may see a change in your cost per pay for Voluntary Life and STD, if you advanced to a new age band or had a change in salary.
Your Benefits Open Enrollment Microsite contains all the necessary benefit summaries and forms required to enroll or make changes to your current elections. Also available are some Health Plan Compliance Notices. Please review these notices to learn about your rights pertaining to your benefits.
Be sure to attend one of the in-person presentations to get your enrollment packet.
Please be sure to:
Your benefits packet includes two copies of your personal Benefits Statement, which reflects your current benefit elections and payroll deductions.
Action Required: The top copy of your Benefits Statement is for you to keep for your records. The second copy is for you to initial your open enrollment selection (either continuing your current benefit elections or making a change), and return to HR. If making a benefit or election change, you will also need to complete a change form, which can be found here in your "How to Enroll" section. Please mark your new elections and return to HR with their copy of your Benefits Statement by the enrollment deadline.
New Team Members will need to complete the Benefits Enrollment Form, included below.
The HR copy of your Benefits Statement, and Change Form (if applicable), are due to HR, no later than March 7th.
Having access to high quality, affordable health care is a great concern for most people. That’s why we are pleased to offer Team Members, and their families, comprehensive medical coverage administered by Blue Cross & Blue Shield of Oklahoma (BCBS).
THE FREEDOM TO CHOOSE
You can choose between four medical plans. Note: Plan changes can only be made during open enrollment.
Summaries of Benefits & Coverage can be found, below.
Fortunately, good health can actually cost less. Over the long-term, if our health benefits program can help you maintain or improve your health, we all win. That’s why we are excited to offer a Health Savings Account (HSA), Administered by HSA Bank. An HSA is an example of a consumer-driven health plan that is designed to empower you to take control of your health and the dollars you spend on your care.
An HSA is an account that accumulates funds to cover your health care expenses. It comes with a high-deductible health plan that protects you from large health care expenses.
If you choose to enroll in the HSA Qualified High Deductible Health Plan (HDHP) with BCBS, you can elect to participate, and specify your annual contribution, on your Application/Change form.
You can make a contribution to your HSA each year that you are eligible. For 2022 you can contribute no more than:
Our dental benefits are provided through BCBS of Oklahoma and vision benefits are provided through VSP.
As your employer, we automatically provide a certain level of coverage for you and give you the opportunity to purchase additional coverage for you and your dependents.
Team Members who wish to supplement their basic life insurance benefit, may purchase additional coverage.
Annual Voluntary Life Benefit Increase:
Team Members that elected Voluntary Life coverage during their initial enrollment period, has the option to elect $10,000 additional coverage during open enrollment, not to exceed $100,000 or 5x your annual salary, whichever is less, without having to prove insurability. This option is not available for your spouse or dependent children. Evidence Of Insurability (EOI) is required for any election that exceeds $100,000, and for late enrollees.
If you didn't elect this benefit, when first eligible, and decide to enroll during open enrollment, you will have to prove insurability by completing an Evidence of Insurability form (found in the "How to Enroll" section. Underwriting will notify you of approval or denial of coverage.
Cybercrime has become the number one threat facing our world today. With the amount of our personal information online, it’s become easier for your identity to be stolen. The need to protect yourself and your family is more important than ever. Aura Identity Guard protects your financial, personal, and social identity. They will monitor online resources and alert you of any threats. They will also help recover your lost information and insure you for up to $1 Million in stolen funds!!!
Contact your Aflac Representative regarding these benefits. They will answer any questions you may have, and take care of enrolling, changing or cancelling your policies.