Table of Content
- Header
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Page
- Benefits Open Enrollment
- Changes This Year
- Benefits Overview
- How To Enroll and Forms
- BCBS of Oklahoma
- Guardian Insurance
- Mutual of Omaha
- AmeriFlex
- Contact Us
- Footer
Benefits Open Enrollment
Welcome to your Benefits Open Enrollment!
Open Enrollment is your opportunity to evaluate your current benefit elections and make changes for the new plan year. You are given an Open Enrollment opportunity each year for a July 1 renewal.
Changes This Year
Medical benefits: We are changing our Base and Buy-down plans to BCBS’ Blue Advantage network. The Blue Advantage PPO network is in all 77 Oklahoma Counties. This means you have access to 84% of hospitals and 92% of all practicing primary care doctors in Oklahoma. The Blue Advantage network is a smaller network of providers than what you’re used to, so you’ll want to make sure your provider is in that network before enrolling. You can search for your providers by going to bcbsok.com.
For members that are outside the state of Oklahoma, BCBS’ BlueCard PPO has you covered. You have access to care, no matter where in the U.S. you reside or travel. When visiting a contracted BCBS PPO provider, all you need to do is show your ID card.
Voluntary Life benefits: THIS YEAR ONLY! Anyone that previously declined this benefit, can enroll during this open enrollment, up to the Guarantee Issue Max, without providing Evidence of Insurability. This applies for you, your spouse and dependent children.
Benefits Overview
As a full-time employee, you are eligible for the comprehensive benefits available to you and your family.
RESOURCES AVAILABLE
This Benefits Open Enrollment Microsite contains all the necessary benefit summaries and forms required to enroll or make changes to your current elections.
Please be sure to:
- Review your benefits open enrollment guide, which highlights the comprehensive coverage available to you and your family.
- Refer to your Summaries of Benefits and Coverage, for more benefit details.
How To Enroll and Forms
For currently enrolled Employees: Since we’re making some plan changes, everyone will be required to complete a new enrollment form and return to HR by June 16th, even if not making any changes.
For newly benefit eligible Employees: If you are a new hire or become eligible for benefits due to a qualifying event, and do not enroll when you are first eligible, you must wait until the next Annual Open Enrollment period to enroll for the coverage you want and need. Note: late enrollees may be subject to evidence of insurability and may be denied coverage for some benefits.
If you are enrolling in our benefits for the first time, or wanting to make a plan/election change, just follow these simple steps:
- Download the enrollment/change form(s) below.
- Read the guide and the instructions on your enrollment form(s).These contain important information about your benefit options.
- Complete the enrollment form(s) by making your benefit elections and sign; and Submit the enrollment form(s) to Human Resources by the enrollment deadline.
Open Enrollment forms are due to HR, no later than June 16th.
BCBS of Oklahoma
Having access to high quality, affordable health care is a great concern for most people. That’s why we are pleased to offer employee and their families, comprehensive medical coverage administered by Blue Cross & Blue Shield of Oklahoma (BCBS).
THE FREEDOM TO CHOOSE
You can choose between three medical plans. Note: Plan changes can only be made during open enrollment.
Summaries of Benefits & Coverage can be found, below.
Guardian Insurance
Too often people forget about dental and vision care. That’s unfortunate, because having healthy teeth and eyes are an important part of your overall well-being.
Your Summaries of Benefits can be found, below. These benefits are provided through Guardian Life.
Mutual of Omaha
As your employer, we automatically provide a certain level of life insurance coverage for you and give you the opportunity to purchase additional coverage for you and your dependents.
Employees who wish to supplement their basic life insurance benefit, may purchase additional coverage.
Life insurance is extremely hard to get; however, you have an opportunity to enroll, even if you previously declined this benefit.
THIS YEAR ONLY! Anyone that previously declined this benefit, can enroll during this open enrollment, up to the Guarantee Issue Max, without providing Evidence of Insurability. This applies for you, your spouse and dependent children.
Evidence of Insurability (EOI) is required if you elect more than the guaranteed issue max. This form can be found in the "How to Enroll and Forms" section. Underwriting will notify you of approval or denial of coverage.
AmeriFlex
Our FSA renews January 1, so you will be notified of your open enrollment opportunity for this benefit, at that time.
A Flexible Spending Account allows participants to set aside money, before taxes, to use on eligible healthcare expenses. Since the monies are withheld from your paycheck on a pre-tax basis, you save tax dollars and lower your taxable income.
Contact Us
While we are interested and concerned about the health of our employees and their dependents, we have HIPAA Privacy Compliance obligations which limit the information shared with us. NFP is available to assist you with claims issues or any other issues you have concerning our benefits. If you are experiencing a claim issue, please contact Customer Service with the appropriate insurance company, first, to see if you can resolve it on your own. If not, then you need to contact our broker for further assistance.
Account Team Contacts
Shelby Parker
Account Executive
shelby.parker@nfp.com
405-513-8902