INTRODUCTION
Kalmar Motor Sales, Inc. sincerely believes that our employees are our greatest asset. Offering a competitive and affordable employee benefits package is a top priority.
NFP is a leading insurance broker and consultant that provides employee benefits, property and casualty, retirement, and individual private client solutions through licensed subsidiaries and affiliates. Kalmar Motor Sales, Inc. employee benefits will be managed by the team at NFP's local office in Somerset, PA. By partnering with NFP, we are committing to continuing to improve the employee benefits experience for all Kalmar Motor Sales, Inc. employees. For more information about NFP, visit www.NFP.com.
Your plan year runs from December 1, 2025 through November 30, 2026.
Please review all 2025-2026 Benefits Overview Information.
If NO changes are needed, then your current benefits will just roll over into the new plan year.
BENEFITS OVERVIEW
- Medical Grid - Highmark Performance Blue PPO $4500
ACTION REQUIRED
Please review the mandatory notices and forms:
- Benefit Notices (Health Plan Compliance Notices)
- Summary of Benefits and Coverage forms.
HOW TO ENROLL
Current Employees:
- Your current medical election will carry forward to 2025-2026.
New Hires:
- You will need to complete the medical enrollment form.
NEW HIRES
If you are a NEW HIRE and need to enroll for the FIRST time, please see above section How to Enroll.
All enrollment forms are attached in the How To Enroll for download.
CONSIDERING MEDICARE COVERAGE?
Medicare Services from NFP
NFP is proud to support you when it comes to Medicare and understanding your coverage options.
Our team has served as a trusted advisor in the individual markets for over 20 years and is comprised of experienced and knowledgeable licensed agents who specialize in Medicare coverage. We offer independent and individualized consultations to help you to:
• Understand your coverage options
• Determine if you are eligible for subsidies to lower your healthcare costs
• Establish a timeline for applying for coverage
• Choose a plan that fits both your lifestyle and your budget
• Find coverage that allows you to access the doctors and hospitals you want most
• Enroll in the plan that works best for you
And the best part is, there is never a fee for our services!
ADDITIONAL RESOURCES
Below is additional Highmark Brochures and Flyers
NFP CONTACTS
For Service questions and needs such as:
- Understanding what your medical, dental or vision benefits cover
- Help finding in network providers.
- Assistance with prescription or pharmacy issues
- Questions regarding bills you receive from your doctor, hospital, dentist, optometrist or lab.
- Claims you believe haven’t been paid properly.
Account Team Contacts
Tracy Tirko
Account Executive
tracy.tirko@nfp.com
814-289-4229