Kalmar Motor Sales, Inc.

Table of Content

  1. Header
  2. Page
    1. Introduction
    2. Benefits Overview
    3. Action Required
    4. How To Enroll
    5. New Hires
    6. Additional Resources
    7. NFP Contacts
  3. Footer


Annual Open Enrollment

Kalmar Motor Sales, Inc. sincerely believes that our employees are our greatest asset. Offering a competitive and affordable employee benefits package is a top priority.

NFP is a leading insurance broker and consultant that provides employee benefits, property and casualty, retirement, and individual private client solutions through licensed subsidiaries and affiliates. Kalmar Motor Sales, Inc. employee benefits will be managed by the team at NFP's local office in Somerset, PA. By partnering with NFP, we are committing to continuing to improve the employee benefits experience for all Kalmar Motor Sales, Inc. employees. For more information about NFP, visit www.NFP.com.

Your plan year runs from December 1, 2023 through November 30, 2024.

Please review all 2023-2024 Benefits Overview Information.

If NO changes are needed, then your current benefits will just roll over into the new plan year.

Benefits Overview

Benefit Grids and Information
  • Medical Grid - Highmark HHIC Community Blue Sharing $2,500 (new for 12/1/23 to 11/30/24)
Highmark Grid

HHIC Community Blue Sharing $2,500

Highmark Grid

HHIC Community Blue Sharing $2 ...

Action Required

Please review the mandatory Employee Benefit Notices and the Summary of Benefits and Coverage forms.

2023 Employee Benefit Notices

Health Plan Compliance Notices

2023 Employee Benefit Notices

Health Plan Compliance Notices


Summary of Benefits and Coverage


Summary of Benefits and Covera ...

How To Enroll

Enrollment Forms

Current Employees:

  • Your current medical election will carry forward to 2023-2024.

New Hires:

  • You will need to complete the medical enrollment form.
Highmark Enrollment Form

Highmark Enrollment Form

New Hires


If you are a NEW HIRE and need to enroll for the FIRST time, please see above section How to Enroll.

All enrollment forms are attached in the How To Enroll for download.

NFP Contacts

You have dedicated Agents ready to handle any situation in a discreet and confidential manner.

For Service questions and needs such as:

  •        Understanding what your medical, dental or vision benefits cover
  •        Help finding in network providers.
  •        Assistance with prescription or pharmacy issues
  •        Questions regarding bills you receive from your doctor, hospital, dentist, optometrist or lab.
  •        Claims you believe haven’t been paid properly.

Account Team Contacts


Debra Barron

Producer / Sales Consultant




Tracy Tirko

Account Manager