Welcome to Kreischer Miller’s Open Enrollment for the new plan year beginning on December 1, 2022.
This year Open Enrollment will begin on October 27, 2022 and will end on November 10, 2022
Annual enrollment is your opportunity to learn about the 2022/2023 Benefits Program, review your current coverage and choose the best options for you and your family. Please review our Guidebook and the recording from the education session to learn more about our 2022/2023 benefits offerings.
Click Here to listen to the recording.
Download the slide presentation by clicking on the picture to the right.
Below is a summary of what is changing this year.
Medical / Prescription Drug Program
The medical/prescription drug program will move to Independence Blue Cross effective December 1, 2022. We will continue to offer a choice of three medical plans, which are very similar to the existing Aetna plans. The primary difference is that with IBC’s HSA plans you will pay copays instead of coinsurance for services once the deductible is satisfied. IBC’s HSA plans will continue to offer some preventive medications where the deductible will be waived and you only pay the copay.
The dental DHMO and PPO plans will move to Delta Dental effective December 1, 2022. The plans are very similar to the existing Aetna plans. While there is a significant overlap in provider networks, it is recommended you verify your dentist participates with Delta Dental. The Delta Dental PPO plan includes a very robust reimbursement when utilizing non-participating providers.
NEW - Voluntary Supplemental Benefits
Group Accident, Critical Illness and Hospital Indemnity Insurance are offered through Reliance Standard, regardless of whether you elect Medical coverage through Kreischer Miller. For more details please download the document below or refer to page 8 of the Guidebook.
Kreischer Miller requires an “active” enrollment every year to ensure that you have seen and reviewed the information about the benefits available to you, authorized your payroll contributions, or opted out of coverage for the new plan year.
The deadline to complete your enrollment is 5:00pm on Thursday, November 10th. To access your enrollment, login at www.Paycor.com and select Benefits under the Me menu.
IBC Wellness Rewards and Discounts Highlights (download the PDFs below)
High Deductible Toolkit (click on link in picture below)