DENTAL
Dental coverage is provided by Paramount Dental.
Summary:
- No Deductible
- $1500 annual Benefit Maximum
- Preventive Services: 100%
- Basic Services: 80%
- Major services: 50%
- Orthodontia (child): 50%, $1500 Lifetime Maximum
With either plan, you have the freedom to select the dentist of your choice; however when you visit a participating in-network dentist, you will have lower out-of-pocket costs, no balance billing, and claims will be submitted by your dentist on your behalf.
VISION
Vision Coverage is provided by Vision Savings Plan (VSP). Under this plan, you may use the eye care professional of your choice. However, when you visit a participating in-network provider, you receive higher levels of coverage. If you choose to receive services from an out-of-network provider, you will be required to pay that provider at the time of service and submit a claim form for reimbursement.
Summary:
- Exam and lenses once every 12 months, frames once every 24 months
- $10 copay for exams, $25 copay for materials
- $150 Retail Frame allowance; plus 20% off any amount above the allowance
BASIC LIFE/AD&D
Life insurance is an important part of your financial security. Life insurance helps protect your family from financial risk and sudden loss of income in the event of your death. AD&D insurance is equal to your Life benefit in the event of your death being a result of an accident, and may also pay benefits for certain injuries sustained. Basic Life Insurance and AD&D are provided by Sun Life Insurance. This benefit is employer paid.
LONG-TERM DISABILITY
Serious illnesses or accidents can come out of nowhere. They can interrupt your life, and your ability to work for months - even years. That is why KEI provides all fill-time eligible employees with 100% employer paid LTD provided by Sun Life.
Long Term Disability provides financial protection for you by paying a portion of your income, so you have financial support to manage your disability and your household.
SHORT-TERM DISABILITY
Short-Term Disability is designed to temporarily replace a part of your income if you are unable to work due to a covered condition, illness or injury. KEI provides all fill-time eligible employees with 100% employer paid STD provided by Sun Life.
VOLUNTARY LIFE & AD&D
Voluntary Life and Accidental Death and Dismemberment (AD&D) coverage can help protect your loved ones' financial health if you are no longer there to support them. If you pass away or are seriously injured as a result of an accident or injury, you or your beneficiaries will receive a set amount to help pay for unexpected expenses, or help your loved ones pay for future expenses after you're gone.
- Employee Life Benefit: $10,000 increments up to $250,000; minimum of $10,000
- Spouse Life Benefit: $5,000 increments up to 50% of Employee election to a maximum of $50,000
- Child Life Benefit: Birth to 6 months - $250; 6 months to 26 years: Units of $1,000 to a maximum of $10,000
Contact Us
Additional Contacts
Allison Muensterman
Account Manager
allison.muensterman@nfp.com
812-422-4000
Reagan Keeler
Benefit Coordinator
reagan.keeler@nfp.com