Dental coverage is provided by Paramount Dental.
With either plan, you have the freedom to select the dentist of your choice; however when you visit a participating in-network dentist, you will have lower out-of-pocket costs, no balance billing, and claims will be submitted by your dentist on your behalf.
Vision Coverage is provided by Vision Savings Plan (VSP). Under this plan, you may use the eye care professional of your choice. However, when you visit a participating in-network provider, you receive higher levels of coverage. If you choose to receive services from an out-of-network provider, you will be required to pay that provider at the time of service and submit a claim form for reimbursement.
Serious illnesses or accidents can come out of nowhere. They can interrupt your life, and your ability to work for months - even years. That is why KEI provides all fill-time eligible employees with 100% employer paid LTD provided by Sun Life.
Long Term Disability provides financial protection for you by paying a portion of your income, so you have financial support to manage your disability and your household.
Short-Term Disability is designed to temporarily replace a part of your income if you are unable to work due to a covered condition, illness or injury. KEI provides all fill-time eligible employees with 100% employer paid STD provided by Sun Life.
Voluntary Life and Accidental Death and Dismemberment (AD&D) coverage can help protect your loved ones' financial health if you are no longer there to support them. If you pass away or are seriously injured as a result of an accident or injury, you or your beneficiaries will receive a set amount to help pay for unexpected expenses, or help your loved ones pay for future expenses after you're gone.