James Martin Chevrolet

Table of Content

  1. Header
  2. Overview
    1. Introduction
    2. Benefits Overview
    3. Medical
    4. Medical Plan Details
    5. Dental
    6. Dental Plan Detail
    7. NEW! Vision
    8. Vision Plan Detail
    9. Employer Paid Life Insurance
    10. Voluntary Life Insurance
    11. Disability
    12. Life and Disability Benefit Summaries
    13. Evidence of Insurability
    14. How To Enroll
    15. Contacts
  3. Footer

Introduction

Happy 2022 open enrollment! In this page, you will find all of the information regarding the benefits offered by James Martin, and find yourself equipped with resources to find care and plan information.


Remember: open enrollment is mandatory and takes place from July 13 through July 15. All election forms or no change forms must be filled out and given to Edith prior to 5 PM on July 15.

Benefits Overview

The "2022-2023 Benefit Guide" will provide a brief overview of the benefits offered by James Martin. To learn more about each benefit, click on the sections below.


To read more about your benefits in a summarized fashion, it is best to review your "2022-2023 Benefit Guide". Here you will see that nothing has changed from a plan prospective aside from with your vision plan offering. This will now be administered through EyeMed. More detail is available in the "Vision" section of this Landing Page.


Eligibility and Qualifying Life Events

Benefits are offered to full-time employees who work a minimum of 30 hours a week. New employees are eligible on the 1st of the month following 60 days of active employment. Dependents, as defined as a legal spouse or child may be enrolled with employees as well. Dependent eligibility varies by line of coverage, please consult HR with questions.


Qualifying life events allow you to change your coverage when something changes in your life. Some examples include, marriage and divorce, birth or adoption, and loss or gain of coverage related to those circumstances previously listed. After these changes occur, you have 30 days from event date to change necessary elections.

2022-23 Employee Booklet

Employee Booklet

2022-23 Employee Booklet

Employee Booklet

Medical Plan Details

HMO 1000 Plan BAAG

HMO 1000 Plan BAAG

HMO 1000 Rx BAAG

HMO 1000 Rx BAAG

HMO 3000 Plan BAAG

HMO 3000 Plan BAAG

HMO 3000 Rx BAAG

HMO 3000 Rx BAAG

Dental

Dental coverage is provided by Guardian. There are two available plans, a PPO and a DHMO. There is a difference in monthly cost as well as what coverage is available. The PPO plan has the higher monthly cost and has out of network coverage, the DHMO does not. More information on plan differentials can be found in your booklet or plan summaries.



Dental Contributions

Dental Plan Detail

Dental Insurance

Dental Insurance

Dental Plan Benefit Summary 0001

Dental Plan Benefit Summary 0001

Dental Plan Benefit Summary 0002

Dental Plan Benefit Summary 0002

NEW! Vision

Your vision coverage is now provided through EyeMed! The change to a new carrier was with YOU in mind. EyeMed offers lower rates in a richer plan. This means your allowance has increased on frames and contacts so you can get more bang for your buck. Additional details can be found in your benefit summaries or employee booklet.

Vision Plan Info

Vision Plan Detail

Vision Insurance

Vision Insurance

Vision Benefit Summary

Vision Benefit Summary

Employer Paid Life Insurance

Core life is paid for by James Martin through Michigan Manufacturers Association via MetLife. The benefit varies by job class. When filling out your election form, be sure to select a beneficiary!


Class 1 - Full-Time Officers and Managers

Class 2 - Full-Time Assistant Managers

Class 3 - Full-Time Sales Personnel

Class 4 - All Other Full-Time Employees


AD&D - Benefit doubles in the event of an accident


Age reduction is applied 35% of original benefit at age 65 and 50% of original benefit at age 70.

Core Life Benefits

Voluntary Life Insurance

Optional life for employees, spouses, and dependent children is offered via Guardian. Optional life insurance is 100% paid for by YOU. Additional information on offerings and cost can be found in your benefit summaries and calculations can be estimated in your election forms. Costs are all based on your age as of our annual effective date, August 1. Benefits are reduced 35% at age 65 and 50% at age 70. Spousal coverage is reduced by the same amount when your coverage reduces. If your employment ends or you retire, you may be eligible to continue your term insurance at group rates. Please consult HR with these inquiries.


Disability

Short Term Disability is paid for by James Martin and administered through Michigan Manufacturers Association via MetLife. The coverage amount is a portion of income based on your job class. This is company paid and varies by class. Benefits begin on the first day after an accident or eighth day after illness.


Long Term Disability is a voluntary benefit paid for by employees. This is offered through Guardian. Your coverage amount is based on your monthly income and is calculated based on rates determined by age. Long term disability begins after a 90 day elimination period.

STD Benefits

Life and Disability Benefit Summaries

Core Life and STD Class 1

Core Life and STD Class 1

Core Life and STD Class 2

Core Life and STD Class 2

Core Life and STD Class 3

Core Life and STD Class 3

Core Life and STD Class 4

Core Life and STD Class 4

Voluntary Life Class 1

Voluntary Life Class 1

Voluntary Life Class 2

Voluntary Life Class 2

EOI Form - Voluntary Life

EOI Form - Voluntary Life

Long Term Disability Benefit Summary 0001

Long Term Disability Benefit Summary 0001

Long Term Disability Benefit Summary 0002

Long Term Disability Benefit Summary 0002

Grief Counseling - Value Add for Core Life

Grief Counseling - Value Add for Core Life

Evidence of Insurability

If you are increasing your voluntary coverage or electing voluntary coverage for the first time after previously waiving, you need to submit Evidence of Insurability (EOI) to Guardian.

EOI Form

EOI Form

EOI Online Guide

EOI Online Guide

How To Enroll

Open Enrollment will take place via meetings on July 13, 2022. New hires have the opportunity to complete open enrollment upon completion of appropriate waiting periods.

  • During the Open Enrollment, you can add/drop coverage and/or dependents, switch medical plans or update any personal information
  • You can access the enrollment/change forms in each section of your election form
  • Your election form must be returned to HR by July 15, 2022 in order to assure processing
2022-23 James Martin Election Form

2022-23 James Martin Election Form

2022-23 James Martin COBRA Election Form

2022-23 James Martin COBRA Election Form