Helping you and your family reach and maintain good health is very important to Insurance Restoration Consultants. Your employer is pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.
Eligibility
Employees working at least 30 hours per week are eligible to participate in benefits offered by Insurance Restoration Consultants. When you enroll in the benefits program, you may also cover your eligible dependents. Dependents include your legal spouse, child(ren) up to age 26 (regardless of student status, marital status, residence, or financial dependence on you), and an unmarried child incapable of self-support.
Insurance Restoration Consultants remains committed to providing competitive, comprehensive world-class full coverage programs. Please see information contained on this site to show you the amazing benefits offered to all full-time employees.
If you are newly hired, you are eligible for benefits after 90 days of employment. You must complete the appropriate enrollment forms in order to be set up with the coverages. Once completed, please submit them to your employer to sign and to process.
You can modify your elections under certain circumstances, called "Qualifying Events" These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event or 60 days if the event is due to birth or adoption of a child.
Refer to your Employee Benefits Guide or contact Human Resources if you have questions about qualifying events.
UPMC HealthPlan will continue to administer your medical and prescription drug benefits this year.
To find out if your provider is in-network, please visit the UPMC HP website below.
Insurance Restoration Consultant's dental plan provides comprehensive coverage to help you and your family maintain good dental health. Providers are part of the UPMC HP Dental Advantage/DentaMax network, or you may see an out-of-network dentist of your choice. Be aware if you go out-of-network, your out of pocket costs will be higher.
To find out if your provider is in-network, please visit the UPMC HP website below.
DID YOU KNOW?
Insurance Restoration Consultant's offers vision coverage through UPMC HP to help pay for eye exams. You receive a higher level of benefits when you see a provider in the UPMC HP Vision Network. Review your coverage details in your Benefit Guide.
To find out if your provider is in-network, please visit the UPMC HP website below.
There are wellness programs to help you maintain your emotional wellbeing included with your UPMC HP Benefits.
From an Employee Assistance Program, to Wellness Coaches, there are many resources available to help you take care of any needs.
Whether you are looking for strategies to increase your current physical activity, quit smoking, help resolve financial/credit issues, heal a personal relationship, or looking for assistance for a family member, there is help out there for you, just one call away
As you consider your benefit options, please be sure to review all available information: Employee Benefits Guide, Intranet, and other videos and flyers found on this webpage. If you don't understand your benefits or need any assistance, please contact:
Michelle Ruff
412.600.2341
michelle.ruff@nfp.com