Table of Content
- Header
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Page
- WELCOME Insurance Restoration Consultants Team Member
- OVERVIEW
- ENROLLMENT
- MEDICAL/RX
- DENTAL
- VISION
- LIFE & DISABILITY
- VOLUNTARY BENEFITS
- Wellness Programs
- Contact Us
- Wellness
- Footer
WELCOME Insurance Restoration Consultants Team Member
Helping you and your family reach and maintain good health is very important to Insurance Restoration Consultants. Your employer is pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.
Eligibility
Employees working at least 30 hours per week are eligible to participate in benefits offered by Insurance Restoration Consultants. When you enroll in the benefits program, you may also cover your eligible dependents. Dependents include your legal spouse, child(ren) up to age 26 (regardless of student status, marital status, residence, or financial dependence on you), and an unmarried child incapable of self-support.
OVERVIEW
Insurance Restoration Consultants remains committed to providing competitive, comprehensive world-class full coverage programs. Please see information contained on this site to show you the amazing benefits offered to all full-time employees.
ENROLLMENT
If you are newly hired, you are eligible for benefits after 90 days of employment. You must complete the appropriate enrollment forms in order to be set up with the coverages. Once completed, please submit them to your employer to sign and to process.
- UnitedHealthcare- Medical Coverage
- UPMC HP - Dental and Vision Coverage
You can modify your elections under certain circumstances, called "Qualifying Events". These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event or 60 days if the event is due to birth or adoption of a child.
Refer to your Employee Benefits Guide or contact Human Resources if you have questions about qualifying events.
MEDICAL/RX
UnitedHealthcare will remain your carrier for medical and prescription drug benefits this year.
To find out if your provider is in-network, please visit the UnitedHealthcare website below.
DENTAL
Insurance Restoration Consultant's dental plan provides comprehensive coverage to help you and your family maintain good dental health. Providers are part of the UPMC HP Dental Advantage/DentaMax network, or you may see an out-of-network dentist of your choice. Be aware if you go out-of-network, your out of pocket costs will be higher.
To find out if your provider is in-network, please visit the UPMC HP website below.
VISION
DID YOU KNOW?
- Eye exams can help detect serious eye and general health conditions sooner: high blood pressure, diabetes, heart disease, high cholesterol
- Babies should receive their first professional eye exam at 6 months
- 80% of learning in the first 12 years comes through the eyes
Insurance Restoration Consultant's offers vision coverage through UPMC HP to help pay for eye exams. You receive a higher level of benefits when you see a provider in the UPMC HP Vision Network. Review your coverage details in your Benefit Guide.
To find out if your provider is in-network, please visit the UPMC HP website below.
Wellness Programs
There are wellness programs to help you maintain your wellbeing included with your UnitedHealthcare benefits.
Contact Us
As you consider your benefit options, please be sure to review all available information: Employee Benefits Guide, Intranet, and other videos and flyers found on this webpage. If you don't understand your benefits or need any assistance, please contact:
Michelle Ruff
412.600.2341
michelle.ruff@nfp.com
Account Team Contacts
Michelle Ruff
Producer / Sales Consultant
michelle.ruff@nfp.com
412-600-2341