Hilton Head Health

Table of Content

  1. Header
  2. Welcome
    1. OPEN ENROLLMENT REMINDER!
  3. Eligibility & Enrollment
    1. Eligibility
    2. Enrollment
  4. Medical
    1. Medical Plan Overview
    2. UHC Provider Place of Service
    3. UHC Virtual Primary Care
  5. Health Savings Account (HSA)
    1. HSA Overview
  6. Telehealth
    1. Telehealth Plan Overview
  7. Dental
    1. Dental Plan Overview
  8. Vision
    1. Vision Plan Overview
  9. Financial Protection
    1. Life and Accidental Death & Dismemberment
    2. Disability
    3. Critical Illness & Accident
    4. 401(K) Retirement
  10. Personal Support & Protection
    1. Personal Insurance Solutions
    2. Employee Assistance Program (EAP)
  11. Additional Educational Videos
  12. Have Questions?
  13. Footer

Welcome

Helping you and your family reach and maintain good health is very important to Hilton Head Health. We are pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees. Hilton Head Health remains committed to providing a competitive, cost-effective benefit program. Each year we take great care and detail in the benefit programs offered to employees.


Highlights of the 2024 benefit plans include:

  • Dental Plan- is moving to Delta Dental
  • Vision Plan- is moving to Delta Vision
  • Expanded Network for both Dental and Vision
  • $0 Virtual Visits on BOTH HDHP and Co-pay plan through UHC
  • NEW offering through InsurChoice- Legal Coverage


Review the remainder of this page and the resources to learn more about your benefit plan offerings for 2024!


The following summaries are a non-legal outline, refer to the full plan documents for specific details.

OPEN ENROLLMENT REMINDER!

open enrollment

Open Enrollment is from November 29, 2023 through December 7, 2023. This is the time of year where you can elect new plans with Hilton Head Health. You may switch between plans and make changes without being required to have a qualifying life event. Please also keep in mind the following when making your elections for 2024:



  • THIS IS A PASSIVE ENROLLMENT! If you are enrolled in Medical coverage and not making any changes to plans or dependents- Your current elections will carry forward to the new plan year 2024. No Action needed.


  • If you enroll in an HSA you MUST log in and make a new election in Employee Navigator each year. Your HSA election will NOT rollover to 2024.


  • If you are declining Medical coverage you MUST log into Employee Navigator and make that decline. Or complete a paper Waiver Form from HR.


  • Open Enrollment meetings will be held onsite at Hilton Head Health's Lecture Hall:
  • Wednesday November 29th @ 10:00 AM EST | 2:00 PM EST




Eligibility & Enrollment

Eligibility

All full-time employees working 30 hours or more per week are eligible for benefits effective on the 1st of the month following 60 days of employment.


ELIGIBLE DEPENDENTS

Your eligible dependents include:

  • Spouse (if your spouse is offered medical coverage through their employer, they are not eligible to participate in the Hilton Head Health plan)
  • Dependent children up to age 26
  • Dependent children over age 26 that are incapable of self-support due to total physical or mental disability (under most benefits outlined).


If you choose to enroll your spouse and/or dependent children, you will need to provide the following information:

  • Name 
  • Social Security Number
  • Date of Birth
  • Address (if different)

Enrollment

ENROLLMENT

Complete your elections online through Employee Navigator for the 2024 plan year. If you have not yet registered your account you will need to register with your personal information and the Company Identifier: H31010. If you have previously registered, please login with the username and password you set up when you first registered.


QUALIFYING EVENTS

The elections you make will remain in place through December 31, 2024. You cannot add or drop coverage or dependents unless you experience a qualifying event. Some examples of qualifying events are listed below:

  • Marriage / Divorce 
  • Birth or Adoption of a Child
  • Change in Child’s Dependent Status
  • Death of Spouse or Dependent
  • Loss / Addition of Other Coverage
  • Eligibility change due to relocation
  • Medical Child Support Order


You have 30 days from the date of the event to notify Human Resources; otherwise, you must wait until the next enrollment period.


Please note: Not every change in status permits a change in benefit plan elections. The election change must be consistent with the change in status that occurred.

Medical

United Healthcare (UHC)

Benefit Period: January 1 – December 31


Network: Choice Plus

Group Number: 1565699

Customer Service: (877) 797-8812 or visit www.myuhc.com or download the MyUHC Mobile App.


You have the choice between two medical plans for the 2024 plan year:. There is a network available for you; coverage may be significantly reduced if you obtain services out-of-network. 


If you are already enrolled in one of UHC's medical plans today and have not already done so, please be sure to register through the myuhc.com member portal where you can access important information pertaining to your medical plans, including participating providers, a digital ID card, cost estimates for services, explanation of benefits for claims processed, and your accumulation amounts for deductibles and out-of-pocket costs. If you are not currently covered, you will be able to register in the Myuhc.com portal as of your effective date of coverage.



                                                                                                                                 

Medical Plan Overview