Table of Content
- Header
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Page
- INTRODUCTION
- BENEFITS OVERVIEW
- HEALTH SAVINGS ACCOUNT (HSA) INFORMATION
- ACTION REQUIRED
- HOW TO ENROLL
- NEW HIRES
- ADDITIONAL RESOURCES
- NFP CONTACTS
- Footer
INTRODUCTION
Hello Neighbor sincerely believes that our employees are our greatest asset. Offering a competitive and affordable employee benefits package is a top priority.
NFP is a leading insurance broker and consultant that provides employee benefits, property and casualty, retirement, and individual private client solutions through licensed subsidiaries and affiliates. Hello Neighbor employee benefits will be managed by the team at NFP's local office in Somerset, PA. By partnering with NFP, we are committing to continuing to improve the employee benefits experience for all Hello Neighbor employees. For more information about NFP, visit www.NFP.com
Annual enrollment is your opportunity to learn about your health care benefits, review your current coverage and choose the best options for you and your family.
Your plan year runs from February 1, 2025 through January 31, 2026.
Please review all 2025-2026 Benefits Overview Information.
BENEFITS OVERVIEW
- Medical - UPMC MyCare Advantage Gold MCA EPO $2,000
- Medical - UPMC Consumer Advantage Gold HSA EPO $2,200/10% (allows you to enroll in the UPMC Health Saving Account)
- UPMC Basic Dental - Basic 100/0/0/$0 with Discount (if choosing this dental then you only have the option to choose the UPMC Basic Vision Plan)
- UPMC Buy-Up Dental - Premium Dental 100/80/50/$0/$1500/No Ortho (if choosing this dental then you only have the option to choose the Vision Care Elite Plus $0 Copay Plan)
- UPMC Basic Vision - UPMC Vision Care Exam Only Plus $0 Copay
- UPMC Buy-Up Vision - UPMC Vision Care Elite Plus $0 Copay
HEALTH SAVINGS ACCOUNT (HSA) INFORMATION
New for 2025 - Health Savings Account (HSA)
You must make a new election each year.
•2025 IRS maximum annual limits: $4,300 individual / $8,550 family
•$1,000 catch up contributions for individuals 55+
•If you sign up for an HSA account, UPMC will send you a debit card where your election amounts each pay will be loaded onto the card.
•Contributions can be changed at any point in the year as long as you don’t contribute over the IRS maximum for your plan year – You will have to notify HR of any changes in your contributions.
•If you are nearing Medicare age you will want to contact our Medicare team 8 months prior to turning 65 due to regulations with Medicare and HSA
•NFP Medicare Department 814-289-4222 for your Medicare needs.
ACTION REQUIRED
Please review the mandatory documents:
Employee Benefit Notices (Health Plan Compliance Notices)
Summary of Benefits and Coverage for each plan
HOW TO ENROLL
Current Employees:
- Everyone is required to complete the UPMC Enrollment/Change Form to make their elections by February 7, 2025.
New Hires:
- You will need to complete the UPMC Enrollment Form(s).
NEW HIRES
If you are a NEW HIRE and need to enroll for the FIRST time please see above section How to Enroll.
All enrollment forms are attached in the How To Enroll for download.
ADDITIONAL RESOURCES
NFP CONTACTS
For Service questions and needs such as:
- Understanding what your medical, dental or vision benefits cover
- Help finding in network providers
- Assistance with prescription or pharmacy issues
- Questions regarding bills you receive from your doctor, hospital, dentist, optometrist or lab
- Claims you believe haven’t been paid properly
Client Contacts
Sloane Davidson
sloane@helloneighbor.io
(412) 567-3946
Account Team Contacts
Brianna Rainey
Producer / Sales Consultant
brianna.rainey@nfp.com
814-289-4232
Tracy Tirko
Account Manager
tracy.tirko@nfp.com
814-289-4229