As a Holiday Health Care employee, you have access to comprehensive medical coverage to protect you and your family from catastrophic medical costs. The following is a summary of the information on the medical plans offered. Take the time to understand how these plans work, the coverage each provides, and how to use them to best meet the needs of you and your family.
Eligibility Criteria:
• You must work a minimum of 30 hours a week in order to be eligible for Full Time Benefits.
• You must work a minimum of 20 hours a week in order to eligible for Part Time Benefits.
• You become eligible for benefits after 60 days of employment. Benefits would be effective the first of the month following 60 days of employment.
Eligible Dependents:
• Legal Spouse
• Children up to the age of 26, regardless of student status or marital status. This includes biological children, stepchildren, and legally adopted or soon to be adopted children who are your dependents or for whom you are required to provide health care coverage under a Qualified Medical Child Support Order.
Benefits Offered to Full Time Employees:
Benefits Offered to Part Time Employees:
Holiday Health Care offers 2 medical plans through Anthem:
Included with your medical plan is The Difference Card (see next section for full breakdown). The Difference Card is designed to alleviate some out of pocket costs for you and your family.
The Difference Card is a benefit account funded entirely by your employer. It’s designed to help you save money on out-of-pocket medical expenses that you may incur under your health insurance plan. Your Difference Card can be used to help pay for the following expenses:
A MasterCard will be sent to those enrolled in the PPO Plan to use for copayments. Any service subject to deductible, including all HDHP enrollees: See below document outlining instructions for submitting reimbursement form.
Questions about The Difference Card?
Dental coverage is provided by Delta Dental.
Find A Dentist: visit denltadentalin.com or call 1-800-524-0149
Vision Coverage is provided by Sun Life through Vision Savings Plan (VSP).
FIND A VSP Provider:
You will have access to the largest national network of private-practice eye care doctors in the industry through Vision Service Plan (VSP).
There are four ways to find an in-network doctor:
Term Life Insurance can help protect your loved ones' financial health if you are no longer there to support them.
For you: You can choose from $10,000 to $500,000 – In increments of $10,000 not to exceed 5 times your Basic Annual Earnings. No medical questions asked up to the Guaranteed Issue Amount of $150,000.
For your spouse: If you elect coverage for yourself, you can choose from $5,000 to $100,000 – In increments of $5,000. No medical questions asked up to the Guaranteed Issue amount of $50,000.
For your child(ren): If you elect coverage for yourself, you can choose $1,000, $2,000, $4,000, $5,000 or $10,000. No medical questions asked up to the Guaranteed Issue amount of $10,000.
This coverage includes Accidental Death and Dismemberment.
Questions: Call 800-786-5433 or visit sunlife.com/us. Policy number: 935981
Short Term Disability protects your income when you can’t work. If you’re unable to work because of a covered disability, Short Term Disability insurance replaces a portion of your income in addition to providing other services and benefits that help you return to work. Provides you with a weekly check. After your claim is approved, you will receive a check for your benefits that helps you pay everyday expenses like your mortgage or rent, childcare, and groceries.
Common Causes of Disability:
Questions: Call 800-786-5433 or visit sunlife.com/us.
Long Term Disability helps keep your life on track. If you’re unable to work because of a covered disability, Long Term Disability insurance replaces a portion of your income. After your claim is approved, you will receive a monthly check for your benefits that help you pay everyday expenses like your mortgage or rent, childcare, and groceries.
Questions: Call 800-786-5433 or visit sunlife.com/us.
Critical Illness coverage can:
Critical Illness insurance can be used however you want, and it pays in addition to any other coverage you may already have.
Questions: Call 800-786-5433 or visit sunlife.com/us.
Accident coverage can:
Questions: Call 800-786-5433 or visit sunlife.com/us.
