Table of Content
- Header
-
Page
- Welcome to the HACC Benefits Portal
- Open Enrollment Presentation
- Medical
- Health Spending Account
- Dental
- Vision
- Flexible Spending Account (FSA)
- Voluntary Benefits
- Additional Benefits
- How To Enroll
- Enrollment Support
- Benefits Video Library
- Contact Information
- Footer
Welcome to the HACC Benefits Portal
HACC’s annual enrollment for employee benefits will be held from October 27th through November 12th. Annual enrollment is your once-a-year opportunity to make changes to your benefit plans. Elections made during this annual enrollment period will take effect January 1, 2026.
Highlights of the 2026 Plan Year:
- Capital Blue Cross will continue to be the carrier for medical and prescription drug.
- There will be no change to the three Capital Blue Cross plans that are available today.
- Great news! There will be no change to the medical contributions for 2025!
- If you are enrolled in the Capital Blue Cross High Deductible Health Plan, the annual HSA contribution from HACC will continue at the same dollar amount!
- The UCCI dental and NVA vision plans will continue with no change to the benefits or payroll contributions!
- HACC's Flexible Spending Account (FSA) partner will be changing effective 1/1/2026. Inspira will be the new FSA administrator.
- Life and Disability benefits through Symetra will continue for 2025.
- Aflac voluntary benefits will continue to be offered.
Please Note: Your current Flexible Spending Account (FSA) and Health Savings Account (HSA) elections will not roll over into the plan year that begins January 1, 2026. If you want to contribute money to either of these accounts for the 2026 plan year, you must log into bswift and make an election for the new year.
Open Enrollment Presentation
You can view HACC's 2026 Open Enrollment presentation using the link below.
Medical
Good news! There will be no change to the Capital Blue Cross medical plans for the 2025 plan year. You will continue to have the option to enroll in the Capital medical plans below:
- High Deductible Health Plan $2,000/$4,000
- PPO Premium $500/$1,000
- CareConnect $350/$700
Additionally, there will be no change next year to the paycheck contributions for any of the Capital Blue Cross medical plans.
For more information on medical plan options, please refer the 2026 Benefit Summaries and 2026 Summary of Benefits & Coverage (SBC) below.
Health Spending Account
If you enroll in the Capital Blue Cross High Deductible Health Plan (HDHP), you will have the option to contribute to a Health Savings Account. The 2026 maximum annual contribution to an HSA is $4,400 for employees with Single coverage and $8,750 for employees with Family coverage. HACC will also make an annual contribution to your Health Savings Account based on your medical enrollment tier:
- Employee Only - $1,500
- Employee & Dependents - $3,000
Reminder: Your current Health Savings Account (HSA) election will not roll over into the plan year that begins January 1, 2026. If you want to contribute money to an HSA for the 2026 plan year, you must log into bswift and make an election for the new year.
Dental
The UCCI dental plans will continue to be offered in the new plan year. You have the option of enrolling in either of the two dental plans below:
- UCCI Dental Plan - No cost for this plan. It is 100% employer-paid
- UCCI Buy-Up Plan - Employee contributions are required.
Vision
HACC offers two vision plans through NVA. The plans below will continue to be offered in 2025 with no change to covered benefits or employee contributions.
- NVA Vision Plan
- NVA Buy-Up Plan
Flexible Spending Account (FSA)
HACC offers you the option of setting up a Flexible Spending Account (FSA) and setting aside money from your paycheck on a pre-tax basis to pay for eligible expenses. For the 2026 plan year, you have the option of setting up the following FSAs:
- Health Care FSA – annual contribution limit of $3,300.
- Limited Purpose FSA (for employees contributing money to a Health Savings Account) – annual contribution limit of $3,300.
- Dependent Care FSA – annual contribution limit of $7,500 ($3,250 if you are married filing separately).
Starting January 1, 2026 HACC's FSA plans will be administered by Inspira Financial.
Reminder: Your current Flexible Spending Account (FSA) elections will not roll over into the plan year that begins January 1, 2026. If you want to contribute money to an FSA for the 2026 plan year, you must log into bswift and make an election for the new year.
Voluntary Benefits
At Annual Enrollment, you have the option to elect any of the voluntary benefits offered by Aflac. Aflac's plans help provide a financial safety net to help cover your expenses during an accident or illness. The benefits payable under each of these plans are a direct cash payment to you.
- Short Term Disability
- Accident Plan
- Cancer Care Plan
- Critical Care & Recovery Plan
You can elect these plans directly with Aflac by meeting with our representative, Mark Clarke. Contact Mark either by phone or email:
- Phone - 717.608.7738
- Email - mark_clarke@us.aflac.com
You can also schedule a meeting with Mark via the link provided below:
Additional Benefits
Symetra will continue to be HACC's Life and Disability benefits carrier for the insurance coverages below:
- Basic Life and AD&D Insurance
- Voluntary Life and AD&D Insurance
- Long Term Disability Insurance
How To Enroll
The deadline to make your benefit elections for the plan year beginning January 1, 2026 is November 12, 2025.
Annual enrollment is your opportunity to make benefit elections for the January – December 2026 plan year. Per IRS rules, employees enrolled in pre-tax benefit plans may only make changes to their benefits once per year during the annual enrollment period. Outside of the annual enrollment period, you may only make changes if you experience a “qualifying life event” such as marriage, birth of a child, loss of dependent status, etc. During annual enrollment, you may …
- Enroll in, change, or cancel benefit enrollments.
- Enroll (or re-enroll) in flexible spending accounts for the new plan year.
- Add or drop dependents from benefit enrollments.
Your current benefit elections will roll over to the new plan year January 1, 2026 except for:
- Health Savings Account contributions
- Flexible Spending Account contributions
If you are currently contributing money to either of these accounts, your current election will not carry over into the new year, and you must go online and elect these plans if you wish to contribute money to these accounts in 2026.
This year, benefit elections will be made on our bSwift enrollment site. Log into the MyHACC website and go to the Human Resources tab. You will find a link to bSwift in the Compensation and Benefits box.
Enrollment Support
Do you have questions about the 2026 benefit offerings? Need help with the annual enrollment process? The NFP Benefit Support Team is here to help! Reach out today either via phone or email:
PHONE: 1-877-607-2372
EMAIL: HACCBenefits@nfp.com
Monday through Friday, 8:00am to 5:00pm, EST.
Benefits Video Library
Looking for more information about HACC’s benefits? Check out our benefits video library. This site has lots of informative and quick videos on a whole host of benefits related topics including:
- How does a HDHP plan work
- Health Savings Account overview
- How to read an EOB
- Qualifying Life Events
Contact Information
Medical
Capital Blue Cross
1.800.962.2242
Dental
UCCI
1.800.332.0366
Vision
NVA
1.800.672.7723
Flexible Spending Accounts
Inspira Financial
1.844.729.3539
Voluntary Benefits
Aflac
717.608.7738
Enrollment Support
NFP Benefit Support Team
1.877.607.2372