Gurganus Family

Table of Content

  1. Header
  2. Page
    1. Welcome
    2. Overview
    3. Enrollment
    4. MEDICAL
    5. DENTAL
    6. VISION
    7. LIFE & AD&D
    8. FSA & HSA
    9. ADDITIONAL BENEFITS
    10. UNDERSTANDING YOUR BENEFITS
    11. Plan Details
    12. Contact Us
  3. Footer

Welcome

Helping you and your family reach and maintain good health is very important to Gurganus Family. Gurganus Family is pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.


Eligibility

Regular employees working at least 30 hours per week are eligible to participate in benefits offered by Gurganus Family. When you enroll in the benefits program, you may also cover your eligible benefits. Dependents include your legal spouse, child(ren) up to age 26 (regardless of student status, marital status, residence, or financial dependence on you), and an unmarried child incapable of self-support.



Administrative Cover Page

Administrative Cover Page

Overview

Gurganus Family remains committed to providing a competitive, cost-effective benefit program.


Please review and sign your 2022 Gurganus Family Annual Notices.

Annual Notices

Annual Notices

Benefit Notices

Benefit Notices

ERISA

ERISA

Enrollment

How To Enroll In Benefits

Action Required:


All elections must be submitted by 07/30/2022. The benefits you elect during open enrollment will be effective from 07/01/2022-06/30/2023.



The Benefit choices you make during your initial enrollment or annual open enrollment remain in effect for the entire year.


You can, however, modify your elections under certain circumstances, called "Qualifying Events" These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event or 60 days if the event is due to birth or adoption of a child.



Enrollment Form

Enrollment Form

MEDICAL

[CARRIER/TPA]

United Healthcare will administer your medical and prescription drug benefits this year.


To find out if your provider is in-network, please visit the United Healthcare website below.

PPO Overview

PPO Overview

Prescription Drug Benefits Overview

Prescription Drug Benefits Overview

DENTAL

United Healthcare Dental Plan

Gurganus Family's dental plan provides comprehensive coverage to help you and your family maintain good dental health.


To find out if your provider is in-network, please visit the United Healthcare website below.

How Does Dental Insurance Work?

How Does Dental Insurance Work?

VISION

United Healthcare Vision Plan

DID YOU KNOW?

  • Eye exams can help detect serious eye and general health conditions sooner: high blood pressure, diabetes, heart disease, high cholesterol
  • Babies should receive their first professional eye exam at 6 months
  • 80% of learning in the first 12 years comes through the eyes


Gurganus Family offers vision coverage through United Healthcare to help pay for eye exams, prescription glasses and contact lenses. You receive a higher level of benefits when you see a provider in the United Healthcare Network.


To find out if your provider is in-network, please visit the United Healthcare website below.

How Does Vision Insurance Work?

How Does Vision Insurance Work?

LIFE & AD&D

United Healthcare

Gurganus Family provides you with Basic Life/AD&D coverage through United Healthcare.


Basic Life/AD&D

Employees working 30 or more hours per week are eligible for Flat $15,000 coverage payable to your designated beneficiary in the event of your death. An additional accidental death & dismemberment benefit (AD&D) is payable to you in the event of a covered dismemberment or to your beneficiary if your death is the result of an accident.


Who's Your Beneficiary? Naming a beneficiary is a crucial part of electing life insurance. Also, don't forget to update your primary or secondary beneficiary if you experience a life event, such as a divorce or birth of a child.



Overview of Life Insurance Video

Overview of Life Insurance Video

Overview of Life Insurance Video

Overview of Life Insurance Vid ...

UNDERSTANDING YOUR BENEFITS

What is Preventive Care?

What is Preventive Care?

Benefit Terms Explained

Benefit Terms Explained

How To Read An EOB (Explanation of Benefits)

How To Read An EOB (Explanation of Benefits)

Contact Us

As you consider your benefit options, please be sure to review all available information: Employee Benefits Guide, Intranet, and other videos and flyers found on this webpage. If you don't understand your benefits or need any assistance, please contact:


Client Contacts

SD

Susan Drackett

sdrackett@me.com

(513) 561-1173