BELOW IS A SUMMARY OF OUR EMPLOYEE BENEFITS THAT ARE EFFECTIVE JANUARY 1, 2023 THROUGH DECEMBER 31, 2023

United Healthcare (UHC) is our vendor for the Medical Program

UHC Medical

• Travel & Lodging: UHC will reimburse certain travel and lodging expenses for you to travel at least 50 miles from your residence to another state to access covered services when access to covered services is not available to you due to a law or regulation in the state where you reside unless such reimbursement is prohibited by law. This program provides an allowance for incurred reasonable travel and lodging expenses only and is independent of any existing medical coverage available for the covered person. Lodging expenses are limited to $50 per night for you, or $100 per night if you are traveling with a companion.
• Choice Plus Network
• Three plans to choose from (2 PPO Plans and 1 High Deductible Health Plan (HDHP))
• 3-Tier Prescription drug coverage
• Prescription Drug Coverage and Preferred Drug List – with a large national network of chains, independent retail pharmacies and home delivery, and online tools to help you compare and save
• Health and Wellness Resources – online and telephonic resources to help you get, and stay healthy
• Customer Service – you can contact UHC by phone (866-414-1959), online at www.myuhc.com, or via Facebook https://www.facebook.com/UnitedHealthcare and Twitter https://twitter.com/uhc whenever you need assistance

How to Search for an In-Network Provider

1. Go to www.myuhc.com
2. Click on “Find a Provider”
3. Select the type of provider you are looking for
4. Click on "Employer and Individual Plans"
5. Click on "Shopping Around"
6. Click on the Choice Plus Network
7. You can then either enter your provider name and search, or click on the provider type by the categories listed

Guardian will continue to administer the Dental Plan

Dental DPPO - High and Low Plans

• DPPO Network
• Annual preventative services covered at 100%, both in and out of network, not subject to the annual deductible
• Rollover benefit included

Guardian is our vendor for the Vision, Life and Disability, Critical Illness, Accident and Hospital Programs

Vision coverage will be administered by Guardian, and will utilize the Davis Vision network. 

Basic Life AD&D

We will continue to provide all employees a $50,000 Life and AD&D benefit, at no cost to you. 

Short Term Disability (STD)

We will continue to provide a STD plan to all employees, at no cost to you.

Long Term Disability (LTD)

LTD will be offered on a Voluntary basis, and employees who elect will be eligible for the following benefits:

• After being continuously disabled for 180 days, the plan will pay 60% of your monthly earnings up to a maximum benefit of $10,000. The benefit will continue to be paid until you are no longer disabled, or reach normal social security normal retirement age.

MetLife is our vendor for the Legal Plan

Allstate is our vendor for the ID Theft Plan

Details regarding the Critical Illness, Accident and Hospital, Legal and ID Theft plans are available in the Benefits Guide.