Gatesman

Table of Content

  1. Header
  2. Page
    1. Welcome the Gatesman Agency's Benefits Overview Site
    2. OVERVIEW
    3. ENROLLMENT
    4. MEDICAL/RX
    5. DENTAL
    6. VISION
    7. LIFE & DISABILITY
    8. Wellness Programs
    9. Flexible Spending Account
    10. Contact Us
  3. Wellness
  4. Footer

Welcome the Gatesman Agency's Benefits Overview Site

Helping you and your family reach and maintain good health is very important to the Gatesman Agency. They are pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. They review the benefit programs each year to ensure they consider the best combination of benefit coverage, network access and affordability for employees.


Eligibility

Employees working at least 30 hours per week are eligible to participate in benefits offered. When you enroll in the benefits program, you may also cover your eligible dependents. Dependents include your legal spouse, child(ren) up to age 26 (regardless of student status, marital status, residence, or financial dependence on you), and an unmarried child incapable of self-support.



OVERVIEW

Gateman Agency remains committed to providing competitive, comprehensive world-class full coverage benefit programs. Please see information contained on this site to show you the amazing benefits offered to all full-time employees.


The employee benefits booklet is posted here:

Benefits Booklet

Employee Benefits Booklet

Benefits Booklet

Employee Benefits Booklet

ENROLLMENT

How To Enroll In Benefits

If you are newly hired, you are eligible for benefits. The Gatesman Agency makes it very easy to complete your enrollment via the Isolved portal in order to be set up with the insurance coverages. Once completed, you will enrolled, based on your elections.


You can choose from the comprehensive policies offered with world-class insurers:


  • UPMC HP (CIGNA National Network)- Medical & Vision Coverage
  • Guardian Life Insurance Company: Dental, Short term Disability Insurance, Long Term Disability Insurance, Life Insurance
  • Isolved Flexible Spending Account- FSA


You can modify your elections under certain circumstances, called "Qualifying Events" These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event.


Contact Human Resources if you have questions about qualifying events.

MEDICAL/RX

UPMC HP

UPMC HealthPlan administers your medical and vision benefits. They partner with CIGNA to give members access to a National Network of providers.


To find out if your provider is in-network, please visit the UPMC HP website below.


You have the choice between 2 different Medical options:

  • Base Plan- Health Savings Account: This plan gives you the ability to fund an account with pre-tax monies to fund any qualified medical expenses. Or, if left unused, those monies can accrue to use at retirement.
  • Buy-Up Plan- PPO $1500 :This plan is a fully insured plan where you pay copays for certain services, and a separate deductible for certain services, both accruing to a total out-of-pocket limit.


Please refer to the Benefit Summaries for details.

Base Plan Summary

Base Plan-HSA $2100/$4200 Summary

Base Plan Summary

Base Plan-HSA $2100/$4200 Summ ...

Buy-Up Plan Summary

Buy-Up Plan Summary- PPO $1500

Buy-Up Plan Summary

Buy-Up Plan Summary- PPO $1500

DENTAL

UPMC HP Dental Plan

Gateman's dental plan provides comprehensive coverage to help you and your family maintain good dental health. Providers are part of the Guardian National network, or you may see an out-of-network dentist of your choice. Be aware if you go out-of-network, your out of pocket costs will be higher.


To find out if your provider is in-network, please visit the Guardian Website.

Dental Benefit Summary

Dental Benefit Summary

Dental Benefit Summary

Dental Benefit Summary

VISION

UPMC HP Vision Coverage

DID YOU KNOW?

  • Eye exams can help detect serious eye and general health conditions sooner: high blood pressure, diabetes, heart disease, high cholesterol
  • Babies should receive their first professional eye exam at 6 months
  • 80% of learning in the first 12 years comes through the eyes


Gatesman offers vision coverage through UPMC HP to help pay for eye exams. You receive a higher level of benefits when you see a provider in the UPMC HP Vision Network. Review your coverage details in your Benefit Guide.


To find out if your provider is in-network, please visit the UPMC HP website below.


Vision Summary

Vision Summary

LIFE & DISABILITY

Gatesman provides you with employer paid Life/AD&D Insurance coverage, as well as Short-Term Disability through Guardian Life Insurance Company. You can also purchase additional Life Insurance for you and your dependents, as well as Long Term Disability.


Basic Life/AD&D

Employees working 30 or more hours per week are eligible for Life Insurance coverage payable to your designated beneficiary in the event of your death. An additional accidental death & dismemberment benefit (AD&D) is payable to you in the event of a covered dismemberment or to your beneficiary if your death is the result of an accident.


Who's Your Beneficiary? Naming a beneficiary is a crucial part of electing life insurance. Also, don't forget to update your primary or secondary beneficiary if you experience a life event, such as a divorce or birth of a child.


Short Term Disability

Everyday illnesses or injuries can interfere with your ability to work. Even a few weeks away from work can make it difficult to manage household costs. Short Term Disability coverage provides financial protection for you by paying a portion of your income, so you can focus on getting better and worry less about keeping up with your bills.


Long Term Disability

Serious illnesses or accidents can interrupt your life, and your ability to work for months – even years. Long Term Disability provides financial protection for you by paying a portion of your income, so you have financial support to manage your disability and your household. 


Please consult your Employee Benefits Guide and review the benefit summaries for additional details.

Guardian Life and Disability Enrollment Guide

Guardian Life and Disability Enrollment Guide

Guardian Life and Disability Enrollment Guide

Guardian Life and Disability E ...

Flexible Spending Account

You can elect to set up a Flexible Spending Account, which is Pre-Tax Employee Funding for certain qualified benefits.


FSA's save on the cost of eligible healthcare and/or dependent care and commuter expenses

An FSA reduces income tax (Federal, State, and FICA) so the Pre-tax payroll contributions result in a lower taxable salary.

[Using pre-tax dollars spells out a savings of nearly thirty percent].


You will receive your own DEBIT CARD issued for ease of use.


Modified “Use it or Lost it” rule applies

Any funds left unused at the rest of the Plan Year are forfeited, with the exception of $500 which you may elect to rollover into future years.

Only “Qualifying Events” allow off-cycle changes.

FSA Enrollment Information

FSA Enrollment Information

FSA Enrollment Information

FSA Enrollment Information

Contact Us

As you consider your benefit options, please be sure to review all available information noted here. If you don't understand these benefits or need any assistance, please contact:


Michelle Ruff

412.600.2341

michelle.ruff@nfp.com

Client Contacts

BV

Beth Varner

bvarner@gatesmanagency.com

(412) 339-5154

JH

Jason Haag

jhaag@gatesmanagency.com

412-913-7125

Account Team Contacts

ContactImage

Michelle Ruff

Producer / Sales Consultant

michelle.ruff@nfp.com

4126002341

Additional Contacts

EJ

Erica Jones

Benefits Cooridinator

erica.jones@nfp.com

724-940-9466