INTRODUCTION

ANNUAL OPEN ENROLLMENT

G-S Products sincerely believes our employees are our greatest asset. Offering a competitive and affordable employee benefits package is a top priority.

NFP is a leading insurance broker and consultant that provides employee benefits, property and casualty, retirement, and individual private client solutions through licensed subsidiaries and affiliates. G-S Products employee benefits is managed by the team at NFP's local office in Somerset, PA. By partnering with NFP, we are committing to continuing to improve the employee benefits experience for all G-S Products employees. For more information about NFP, visit www.NFP.com

Annual enrollment is your opportunity to learn about your health care benefits, review your current coverage and choose the best options for you and your family.

Your plan year runs from December 1, 2025 through November 30, 2026.

Please review all 2025-2026 Benefits Overview Information.

If NO changes are needed, then your current benefits will just roll over into the new plan year.

BENEFITS OVERVIEW

BENEFIT GRIDS AND INFORMATION

  • Medical Grid - Highmark PPO Blue Sharing $500 w/Rx
  • Medical Grid - Highmark Performance Flex Blue PPO Sharing $500 w/Rx
  • Dental Grid - Highmark Flex 3W Standard
  • Vision Grid - Highmark Fashion Basic
  • Short Term Disability Highlights - Reliance STD
Highmark Medical Grid

PPO Blue Sharing $500

Highmark Medical Grid

PPO Blue Sharing $500

Highmark Medical Grid

Performance Flex Blue PPO Sharing $500

Highmark Medical Grid

Performance Flex Blue PPO Shar ...

Highmark Dental Grid

Flex 3W Standard

Highmark Dental Grid

Flex 3W Standard

Highmark Vision Grid

Fashion Basic Vision

Highmark Vision Grid

Fashion Basic Vision

Reliance Short Term Disability

STD Plan Highlights

Reliance Short Term Disability

STD Plan Highlights

ACTION REQUIRED

Please review:

  • Employee Benefit Notices (Health Plan Compliance Notices)
  • Summary of Benefits and Coverage for both plans
  • Pre-Tax Form
Employee Benefit Notices

2025 Health Plan Compliance Notices

Employee Benefit Notices

2025 Health Plan Compliance No ...

Summary of Benefits and Coverage (SBC)

PPO Blue Sharing $500 SBC

Summary of Benefits and Coverage (SBC)

PPO Blue Sharing $500 SBC

Summary of Benefits and Coverage (SBC)

Performance Flex Blue PPO Sharing $500

Summary of Benefits and Coverage (SBC)

Performance Flex Blue PPO Shar ...

Section 125 Form

Pre-Tax Form

Section 125 Form

Pre-Tax Form

HOW TO ENROLL

ENROLLMENT FORMS
  • If you'd like to change your existing coverage or make new elections, you must do so by November 14.
  • Your elections will carry forward from the current plan to the new plan for 2025-2026.
Highmark

Enrollment/Waiver Form

Highmark

Enrollment/Waiver Form

Reliance Short Term Disability

STD Enrollment Form

Reliance Short Term Disability

STD Enrollment Form

NEW HIRES

NEW HIRE ENROLLMENT INFORMATION

If you are a NEW HIRE and need to enroll for the FIRST time, please see above section How to Enroll.

All enrollment forms are attached in the How to Enroll section for download.

CONSIDERING MEDICARE COVERAGE?

Medicare Services from NFP


NFP is proud to support you when it comes to Medicare and understanding your coverage options.

Our team has served as a trusted advisor in the individual markets for over 20 years and is comprised of experienced and knowledgeable licensed agents who specialize in Medicare coverage. We offer independent and individualized consultations to help you to:

• Understand your coverage options

• Determine if you are eligible for subsidies to lower your healthcare costs

• Establish a timeline for applying for coverage

• Choose a plan that fits both your lifestyle and your budget

• Find coverage that allows you to access the doctors and hospitals you want most

• Enroll in the plan that works best for you


And the best part is, there is never a fee for our services!

Medicare 101

Medicare 101

NFP CONTACTS

You have dedicated Agents ready to handle any situation in a discreet and confidential manner.

For Service questions and needs such as:

  • Understanding what your medical, dental or vision benefits cover
  • Help finding in network providers.
  • Assistance with prescription or pharmacy issues
  • Questions regarding bills you receive from your doctor, hospital, dentist, optometrist or lab.
  • Claims you believe haven’t been paid properly.

Account Team Contacts

ContactImage

Debra Barron

Producer / Sales Consultant

deb.barron@nfp.com

814-289-4227

ContactImage

Tracy Tirko

Account Executive

tracy.tirko@nfp.com

814-289-4229