Medical Service Company

Table of Content

  1. Header
  2. Page
    1. Welcome to Medical Service Company
    2. Medical Benefit Overview
    3. Dental Benefit Overview
    4. Vision Benefit Overview
    5. Group Basic Life & AD&D
    6. Voluntary Short & Long Term Disability Benefit Overview
    7. Voluntary Accident & Critical Illness Benefit Overview
    8. Pet Insurance
    9. How To Enroll?
    10. Additional Resources
    11. Contact Us
  3. Footer

Welcome to Medical Service Company

Open Enrollment

Remember, you have 30 days from the qualifying event to notify HR to make the changes. Common life events are; marriage, divorce, birth, adoption and loss in coverage.

 

Medical Benefit Overview

With three plan offerings to choose from, you have flexibility to choose the right health care coverage for you and your family!


Medical/RX: Provided through Anthem Blue Cross Blue Shield - 3 Plans


Buy Down Plan - $5,000 H.D.H.P w. H.S.A.:

Single Deductible $5,000

Family Deductible $10,000

Single Out of Pocket $6,900

Family Out of Pocket $13,800


Base Plan  - $3,500 H.D.H.P w. H.S.A.:

Single Deductible $3,500

Family Deductible $7,000

Single Out of Pocket $4,500

Family Out of Pocket $9,000


Buy Up Plan - $2,000 PPO:

Single Deductible $2,000

Family Deductible $4,000

Single Out of Pocket $4,500

Family Out of Pocket $9,000


*Please note the above amounts represent in-network amounts only. Please refer to your SBC for additional benefit information


Not sure what an HDHP plan is? Click the video below to find out more:

Medical

Dental Benefit Overview

Dental

You have the option to elect into dental plan administered by Guardian


Single Deductible $0

Family Deductible $0


Preventative Care Plan Pays 100%

Basic Care Plan Pays 80%

Major Care Plan Pays 50%

Annual Plan Maximum $1,000 per person covered under plan


There is no orthodontia coverage


*Please note the above amounts represent in-network amounts only. Please refer to your summary for additional benefit information


Click on the Guardian button below to find a dentist in your plan:

Vision Benefit Overview

You can enroll in the vision plan offered through Guardian using the VSP network.


Your vision benefit through Guardian is described below. Please refer to www.guardiananytime.com for a list of vision providers. Guardian utilizes the VSP network which includes retail providers such as LensCrafters, Pearle Vision, Sears, Target and JCPenney in addition to many independent optometrists and vision providers.  


Eye Exam - $10 Copay

Standard Glass Lenses - $$25 Copay

Frames - $25 Copay up to $120 frame, then 20% of remaining frame purchase


*Please note the above amounts represent in-network amounts only. Please refer to your summary for additional benefit information


Click the icon below to see the website

Vision

Group Basic Life & AD&D

Life

Medical Service Company knows your family depends on you in many ways, including financial security. As an employee of MSC, you are automatically enrolled in a Basic Life Insurance plan. This benefits will pay up to 100% of your annual salary to a maximum of $50,000 should an unforeseen occurs.


Should you and your loved ones feel additional insurance will benefit you, you will have the option to enroll into voluntary life for you, your spouse and or dependent child up to age 23.


Refer to the Guardian benefit guide to provide you additional information.


Please remember to keep your beneficiary and on file with your HR Team!

Voluntary Short & Long Term Disability Benefit Overview

STD AND LTD

You have insurance for your car and home, but what about income that pays for it? You rely on your paycheck for many things, but what happens if you are suddenly unable to work due to an accident or illness? Disability insurance can help replace lost income!


Short Term Disability - will provided 60% of your salary to a maximum of $1,500 up to 13 weeks

Long term Disability - will provided 60% of your monthly salary up to $6,000 a month beginning on day 91 from your accident or illness


Refer to the Guardian Benefit Guide for additional information

Voluntary Accident & Critical Illness Benefit Overview

Voluntary Accident with Guardian gives you and your family the peace of mind knowing your are protected.


Check out this great video to see all it has to offer how accident plan can help you!


When you or a family member suffer from a serious illness such as stroke or heart attack, your out of pocket costs add up. Critical Illness Insurance will help with expenses that your medical coverage doesn't cover, such as deductible, out of pockets or experimental treatment.


Find out more information from the Guardian Benefit Guide. $50 Wellness benefit per covered individual is also included.

Accident and Life

Pet Insurance

By popular demand, Medical Service Company has brought Pet Insurance administered by Nationwide to the employee benefit offering! Your four legged, furry, slithery or scaly family member needs care too! Nationwide can help you ensure they are covered! Since each of our pets are unique, contact Nationwide directly at the contact information below and their office can provide you the right plan for you and the cost.


Click on the Nationwide logo below to take you to the website


Pet

Contact Us

Human Resource Department

Client Contacts

AL

Amanda Luton

aluton@medicalserviceco.com

(440) 797-1567

GC

Ginger Collins

gcollins@medicalserviceco.com

(440) 797-1665

JW

Jen Wolking

jwolking@medicalserviceco.com

(440) 735-3091

KB

Kim Berryman

kberryman@medicalserviceco.com

(248) 955-9704

LR

Lori Rospierski

llrospierski@medicalserviceco.com

248-955-9690

MS

Melissa Seitz

mseitz@medicalserviceco.com

(440) 735-3278

Account Team Contacts

KK

Kelli Krise

Benefit Coordinators

kelli.krise@nfp.com

KL

Kevin Lurie

Producer / Sales Consultant

kevin.lurie@nfp.com

(216) 410-6751

Additional Contacts

NB

Naomi Butze

Senior Account Manager

naomi.butze@nfp.com

216-816-0026