Welcome to the Produce Junction 2026-2027 Plan Year New Hire Enrollment
Benefits are effective 1st of the month following 60 days of full-time employment.
Introduction
Why is my New Hire Enrollment Important to Me?
Your New Hire Enrollment is the only time, outside of the annual Open Enrollment period, that you can choose to enroll in benefits. Outside of the New Hire Enrollment period and Open Enrollment period, you can only make changes to your benefits if you experience a Qualified Life Event. Please see the Benefit Guidebook for additional details on Qualifying Life Events.
Important Eligibility Rules
Employees who are regularly scheduled to work 30 or more hours per week are eligible to enroll in benefits.
Your eligible dependents include:
- Legal spouse
- Children up to age 26, which includes
- Natural children
- Legally adopted children
- Stepchildren
- Children for whom you are the appointed legal guardian
- Children named in a Qualified Medical Child Support Order (QMCSO)
- Children over age 26 that are unable to support themselves due to a physical or mental disability - additional documentation is required and subject to carrier review
How to Enroll
Employees can make benefit elections by filling out the election form and completing the Independence Blue Cross carrier application form, if applicable. The signed forms can be returned using one of the below options:
Mail:
- Produce Junction, Inc.
- 2119 Center Square Rd
- Swedesboro, NJ 08085-1795
Email: cory@producejunction.com
Fax: 856-241-1798
Any employee declining coverage, please check the "Waive" box and return the signed form as indicated above.
Benefits Overview
Find all of your benefit plan options and rates for the 6-2026 plan year within the attached Benefit Guidebook.
AblePay
AblePay Health is a voluntary employee benefit offered at NO-COST to you that can save you money on your deductible, coinsurance and even some copays (up to 13%) while also providing you with extended payment terms (over 3, 6, or 12 months). You can enroll whether you have your benefits through Produce Junction or elsewhere.
AblePay contracts with over 35 hospitals and 900 physician groups. AblePay has also had success getting discounts for their members at other providers so use the card everywhere and if not a participating provider, AblePay will try and contract with them.
Why sign up for AblePay?
- Save Money! AblePay helps members save up to 13% on their deductible and coinsurance
- For the flexible payment options (all with discounts or 0% interest) – you can make payments with a bank account (checking, savings, HSA) or pay with a card (credit, debit, or HSA)
- All medical bills are stored in your member portal, eliminating stacks of paper and providing easy access for future reference or substantiation
- Member bills are paid directly through your secure portal with a click of a button, eliminating the need to write multiple checks
Payment Terms and Discounts
- 1 pay: 13% Bank ACH, 10% Card
- 3 pays: 10% Bank ACH, 7% Card
- 6 pays: 8% Bank ACH, 5% Card
- Payment terms up to 12 months – No Discount/No Interest
Speak with AblePay Health directly by phone at 484-292-4000 or email support@ablepayhealth.com.
Benefit Documents
Please find full benefit summaries and additional carrier documents below for your 6-2026 plan year benefit offerings.
Additional Resources
Compliance Documents
Please find compliance documents for your 6-2026 plan year benefit offerings below.
Contact Us
Please contact us with any questions.
Cory Metzger, Produce Junction Assistant Controller
856-241-1250
cory@producejunction.com
Rachel Kulp, NFP Insurance Broker Account Executive
484-290-5764
rachel.kulp@nfp.com