Calendars / NFP Connect
Client Support
Fee & Flexibility
HRIS / RFP Support
Retirement Planning
Retirement Plan RFP’s
Employee Benefits
A total benefits picture.
Finding that ideal solution depends on seeing the big picture as well as the intricate details. That’s where we come in. We have the right people, technology, experience and insights to provide the different perspective that’s critical to creating a customized benefits program designed to accomplish your goals.
Carefully analyzing the potential
Strategy Development – Benefits Consulting Platform
A smart strategy involves more than just responding. It’s about having the tools to drive insight and innovative solutions. We use dynamic analytical models to help you estimate and control your health care costs, harmonizing industry standards with your specific goals.
• Strategic planning
• Support
• Claims review
• Renewal
• Compliance
Forward-thinking, cost-effective solutions that support YOUR HR team.
Our Process
Strategy Overview 4 Pillars
Relationship Manager
Jim Sarych, Managing Director
Dedicated Team
• Rey Velasco, Sr. Advisor
• Andres Solano-Paz, Sr. Account Executive
• Cortney Zampedri, Account Manager
• Nick Sauer, Sr. Analyst
• Caitlyn Richey, Consultant Well-Being and Engagement
Extended Team & Resources
• Tony Cardinal - Retirement
• Mark Rieder - Technology
• Actuarial
• ERISA attorneys
Compliance Support
We Keep Pace With Change
Recent health care reforms make it critical to stay on top of compliance issues.
• Interpret Legislative & Regulatory Updates
• Affordable Care Act (ACA) Consulting
• Client Plan Provisions
• ERISA, HIPPA, ADA, FMLA, & COBRA Guidance
• IRS Form 5500 Filing Assistance
• Client Compliance Audit
• Independent Plan & Summary Plan Document Review (SPD)
• Employer Reporting Tools
• Educational Seminars & Webinars
• Custome & Interactive Compliance Portal
We understand the complexities of managing compliance.
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With comprehensive knowledge and resources necessary to eliminate obvious liabilities,
risks and prepare you for the unexpected ones.
Fee and Flexibility
NFP's flexible pricing represents the commitment and passion of our collaborative team to provide you with optimal solutions that will build a long-lasting relationship based on understanding and trust.
Today, it appears that your broker fees are as follows:
Medical - The 2024 renewal summary includes a quote of 3% of premiums, which is a typical percentage in our market for groups of your size. This is estimated to be $50,000 annually in 2024.
Dental, life, and disability plans are presumed to incorporate broker commissions of 10-12% of the premiums.
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You have options.
• Your plans can be written without commissions, and we can accept a fixed amount, paid monthly or quarterly to NFP.
• We can also receive commissions as part of your fully-insured plans, or accept a combination of fixed fees and commissions.
• We would also be open to a combination of fixed fees and commission.
• When our fee is included in your premiums, we adjust the percentages annually to prevent excessive expenses to your plan.
Your Retirement Plan
The wisdom of a well-constructed retirement plan.
A great retirement plan doesn’t just affect your ability to attract new employees — it impacts the chances of retaining your company’s top talent. NFP offers strategies and solutions to help you lower costs, reduce liability and improve the value of your retirement plans.
We Can Help.
Our retirement plan consultants will work with you to implement plan elements designed to drive employee participation and engagement, and designed to ensure that employees are being steered in a desired direction … toward the path to successful retirement outcomes.
Full-service retirement planning:
• Fiduciary governance
• Investment selection & monitoring
• Communication & education
• Plan operations & compliance
• Plan design
• Plan metrics reporting