Flywheel Energy Management, LLC

Table of Content

  1. Header
  2. Page
    1. Introduction
    2. How To Enroll
    3. Medical / Rx
    4. Health Savings Account (HSA), Flexible Spending Account (FSA), Dependent Care FSA
    5. Ameritas Dental
    6. Ameritas Vision
    7. Prudential Basic Life, Voluntary Life & AD&D
    8. Prudential Short-Term and Long-Term Disability
    9. Voya Accident, Critical Illness and Hospitalization
    10. Norton LifeLock
    11. Wellbeing Resources
    12. Contact Us
  3. Footer

Introduction

Welcome to Flywheel Energy Management Benefits. We are pleased to present this site, which highlights the comprehensive coverage available to you. Our benefits program is designed to offer employees substantial coverage to meet both individual and family needs. This microsite includes only highlights. The specific terms of coverage, exclusions and limitations are contained in the plan documents and insurance certificates. All coverage and coverage costs are subject to change at any time in the future. If you have any questions about a specific service or treatment, please contact the appropriate insurance carrier.

Flywheel Logo 2

How To Enroll

Action Required

All team members have access to our online benefits enrollment platform 24/7 where you have the ability to enroll, select or change your benefits online during the annual open enrollment period, new hire orientation, and for qualifying events. 

  •  Accessible 24/7.
  •   View all benefit plan options and your elections.
  •  View important carrier forms and links.
  •  Report a qualifying life event; and
  • Make any changes to beneficiary designations and more.

Enrollment Instructions:

  • Go to www.Paycom.com.
  • Follow instructions and enroll in your benefits.
  • Make sure to save your elections and print your confirmation statement.

 If you have a qualifying event and want to request a mid-year change, you must notify Human Resources and complete your election changes within 30 days following the event. Common life events include Marriage, Divorce, New Dependent, Loss/gain of available coverage by you or any of your dependents.

 

Open Enrollment Guide

Open Enrollment Guide

Medical / Rx

Medical Benefits

Having access to high quality, affordable health care is a great concern for most people. That’s why we are pleased to offer employees, and their families, comprehensive medical coverage administered by LucentThe new partnership with Lucent and Narus brings with it many additional member perks. Check out the attachments below to become familiar with everything Lucent has to offer.

Lucent Health - Plan Administrator

Narus Health - Member Support

 

You have four health plan options. The PPO option is designed with most expenses as a copay, such as office visits, emergency room and prescription drugs. Other expenses are subject to a deductible and coinsurance. The HDHP is similar to the PPO plan in that you have the option to choose any provider when you need care. However, in exchange for a lower per-paycheck cost, you must satisfy a higher deductible that applies to almost all health care expenses, including those for prescription drugs. Enrolling in this plan allows you to contribute tax free dollars to a health savings account (HSA). 

Use the link below to find a provider in your network.

 

Lucent Rx Formulary

Lucent Rx Formulary

Flywheel Energy Management Annual Notices

Flywheel Energy Management Annual Notices

Flywheel Energy Management Annual Notices

Flywheel Energy Management Ann ...

Concierge Care

Concierge Care

Cigna Provider Search

Cigna Provider Search

Case Management

Case Management

Lucent Health App

Lucent Health App

Lucent Member Portal

Lucent Member Portal

Narus Health App

Narus Health App

Lucent Health Specialty Rx

Lucent Health Specialty Rx

Teladoc

Teladoc

Lucent Health Rx Welcome Packet

Lucent Health Rx Welcome Packet

Health Savings Account (HSA), Flexible Spending Account (FSA), Dependent Care FSA

Fortunately, good health can actually cost less. Over the long-term, if our health benefits program can help you maintain or improve your health, we all win. That’s why we are excited to offer a Health Savings Account (HSA), Administered by Optum. An HSA is an example of a consumer-driven health plan that is designed to empower you to take control of your health and the dollars you spend on your care. 

 

An HSA is an account that accumulates funds to cover your health care expenses. It comes with a high-deductible health plan that protects you from large health care expenses. 

 

If you choose to enroll in the HSA Qualified High-Deductible Health Plan (HDHP) with Optum, you can elect to participate, and specify your annual contribution, on your Application/Change form.

 

You can make a contribution to your HSA each year that you are eligible. For 2025 you can contribute no more than:

 

  • Self-only coverage - $4,300
  • Family coverage - $8,550
  • Individuals ages 55 and older can also make additional “catch-up” contributions of $1,000.

For the 2025-2026 Plan Year, Flywheel will contribute to your HSA based on the plans/elections below.

$3,300 HDHP Plan 

  • Employee - $500 
  • Employee + Dependent - $1,000

$5,000 HDHP Plan

  • Employee - $750
  • Employee + Dependent - $1,500

The Health Care and Dependent Care Flexible Spending Accounts (FSA), administered by Lucent, allow you to set aside pre-tax dollars to pay for eligible expenses. By contributing to one or both of the Flexible Spending Accounts you reduce your taxable income, so you pay less in taxes — which saves you money.

 

Contributions

The election you make during enrollment is your election for the entire plan year. You may change it only if you have a qualifying life event and the change request must be consistent with the event. 

 

You may contribute as follows:

Health Care FSA

  • Up to $3,300 annually
  • All benefit eligible can participate, unless you or your spouse are contributing to an HSA.
  • Reimbursements allowed for unreimbursed medical, prescription, dental, and vision expenses

 

Dependent Care FSA

  • Up to $5,000 annually
  • Limited to $2,500 if you are married and file separate tax returns

 

How the Plan Works

You must incur your eligible expenses during the plan year — July 1, 2025, to June 30, 2026. An expense is considered to be incurred when the service is performed, not when you are billed or pay for the service.

FSA / DC Claim Forms

Flexible Spending Account Overview

FSA / DC Claim Forms

Flexible Spending Account Over ...

FSA Portal Registration

FSA Portal Registration

HSA Overview

HSA Overview

HSA Overview

HSA Overview

HSA Best Practices

HSA Best Practices

HSA Planning Guide

HSA Planning Guide

HSA - Getting Started

HSA - Getting Started

HSA Eligible Expenses

HSA Eligible Expenses

HSA Retirement Planning

HSA Retirement Planning

HSA Investing

HSA Investing

Ameritas Dental

The Ameritas dental plan provides comprehensive coverage to help you and your family maintain good dental health. Providers are part of the Ameritas Dental Network, or you may see an out-of-network dentist of your choice. Be aware if you go out-of-network, your costs will be higher.

 

To find out if your provider is in-network, please visit the Ameritas website below.

 

Ameritas Dental Benefit Summary

Ameritas Dental Benefit Summary

Ameritas Dental Benefit Summary

Ameritas Dental Benefit Summar ...

Ameritas Vision

DID YOU KNOW?

  • Eye exams can help detect serious eye and general health conditions sooner: high blood pressure, diabetes, heart disease, high cholesterol.
  • Babies should receive their first professional eye exam at 6 months.
  • 80% of learning in the first 12 years comes through the eyes.

 

Flywheel Energy Management offers vision coverage through Ameritas to help pay for eye exams, prescription glasses and contact lenses. You receive a higher level of benefits when you see a provider in the VSP Choice Network. Review your coverage details in your Benefit Guide.

Vision Summary

Ameritas

Vision Summary

Ameritas

Ameritas Vision Benefit Policy

Vision Benefit Policy

Ameritas Vision Benefit Policy

Vision Benefit Policy

Prudential Basic Life, Voluntary Life & AD&D

Basic Life & AD&D

Flywheel Energy Management provides you with Basic & Voluntary Life/AD&D coverage through Prudential.

Employees working 30 or more hours per week are eligible for 1x your annual earnings, up to a maximum benefit of $500,000, coverage payable to your designated beneficiary in the event of your death. An additional accidental death & dismemberment benefit (AD&D) is payable to you in the event of a covered dismemberment or to your beneficiary if your death is the result of an accident.

 

Voluntary Life & AD&D

A sudden accident or death can leave you or your loved ones in a vulnerable position. Employees have the opportunity to enroll in Term Life and Accidental Death & Dismemberment insurance which will supplement lost income in the event of an accident or death. If you choose to enroll in employee coverage, this will be in addition to your employer provided Basic Life coverage.

 

Who's Your Beneficiary? Naming a beneficiary is a crucial part of electing life insurance. Also, don't forget to update your primary or secondary beneficiary if you experience a life event, such as a divorce or birth of a child. Please consult your Employee Benefits Guide and review the benefit summaries for additional details.

Basic Life and AD&D Benefit Summary

Basic Life and Life Benefit Summary

Basic Life and AD&D Benefit Summary

Basic Life and Life Benefit Su ...

Basic Life and AD&D Benefit Summary

CEO, CFO, CDO, VP and Director

Basic Life and AD&D Benefit Summary

CEO, CFO, CDO, VP and Director

Voluntary Life and AD&D Rate Sheet

Voluntary Life and AD&D Rate Sheet

Prudential Short-Term and Long-Term Disability

Short-Term Disability (STD) 

Everyday illnesses or injuries can interfere with your ability to work. Even a few weeks away from work can make it difficult to manage household costs. Short Term Disability coverage provides financial protection for you by paying a portion of your income, so you can focus on getting better and worry less about keeping up with your bills.

Long-Term Disability (LTD) 

Serious illnesses or accidents can come out of nowhere. They can interrupt your life, and your ability to work for months–even years. Long Term Disability provides financial protection for you by paying a portion of your income, so you have financial support to manage your disability and your household.

Short and Long Term Disability Summary

All Employees except CEO, CFO, CDO, VP and Director

Short and Long Term Disability Summary

All Employees except CEO, CFO, ...

Short and Long Term Disability Summary

CEO, CFO, CDO, VP and Director

Short and Long Term Disability Summary

CEO, CFO, CDO, VP and Director

Voya Accident, Critical Illness and Hospitalization

Flywheel Energy Management offers a competitive benefits package for all employees. We realize you make benefit choices based on what’s important to you and the needs of your changing lifestyle. Therefore, along with our core benefits, we offer these additional benefits which help to provide financial support to employees. Additional benefits include:

 

  •  Critical Illness - Benefits are paid directly to you as the employee upon the diagnosis of a critical illness. Illnesses include Cancer, Heart Attack and Stroke. Also pays for preventative check-ins and early diagnosis of these serious conditions.

  •  Accident Insurance - Benefits are paid directly to you as the employee upon accidents requiring medical treatment. Also pays you a Wellness Benefit for doing your preventative screens.

 

  • Hospitalization Insurance - With Hospital Indemnity insurance, you’ll receive a fixed daily benefit if you have a covered stay in a hospital, intensive care unit, or rehabilitation facility that occurs on or after your coverage effective date. 

Refer to your Summaries of Benefits and Coverage, for more benefit details.

Voya Hospital Indemnity Benefit Summary

Voya Hospital Indemnity Benefit Summary

Voya Hospital Indemnity Benefit Summary

Voya Hospital Indemnity Benefi ...

Voya Accident Benefit Summary

Voya Accident Benefit Summary

Voya Accident Benefit Summary

Voya Accident Benefit Summary

Voya Critical Illness Benefit Summary

Voya Critical Illness Benefit Summary

Voya Critical Illness Benefit Summary

Voya Critical Illness Benefit ...

Voya Wellness

Voya Wellness

Voya Wellness

Voya Wellness

Wellbeing Resources

Vitality

We're excited to partner with Vitality for our Wellness plan! Vitality is a comprehensive, interactive, and personalized wellness program that makes it easy for you to make healthy choices. Vitality provides a range of tools and resources to navigate your way to a healthier you! As you earn more points, you will increase your status level and earn greater rewards.

Employee Assistance Program (EAP) 

ComPsych through Guidance Resources

When life gets challenging, don't hesitate to reach out. The EAP is here for you and your dependents, offering counseling and consultation services. You can contact 800.311.4327 or access resources on the website guidanceresources.com. The company Web Id is GRS311.

Wise & Well Training Center

 

The Wise & Well Training Center serves as a resource for employees to enhance their well-being and support their mental and physical health. If you're in need of a little uplift, visit the Wise & Well Training Center for additional information.

 

Employee Assistance Program Flyer

Employee Assistance Program Flyer

Vitality - Guide to Biometric Screenings

Vitality - Guide to Biometric Screenings

How to Register for Power of Vitality

How to Register for Power of Vitality

How to Set Your Preferences on POV

How to Set Your Preferences on POV

How to Get Connected on POV

How to Get Connected on POV

How to Complete Your Health Assessment

How to Complete Your Health Assessment

How to Log a Gym Workout

How to Log a Gym Workout

How to Submit Prevention Activities

How to Submit Prevention Activities

How to Submit Your Biometric Screening

How to Submit Your Biometric Screening

How to Navigate Your POV Homepage

How to Navigate Your POV Homepage

Contact Us

Client Contacts

KR

Kelsee Roberson

kelsee.roberson@flywheelenergy.com

(405) 702-6865

Account Team Contacts

ContactImage

Jill Zamudio

Account Manager

jill.zamudio@nfp.com

405-359-0594

ContactImage

Shelby Parker

Account Executive

shelby.parker@nfp.com

405-513-8902