Floorplan Xpress

As a full-time employee of Floorplan Xpress, you are eligible for the comprehensive benefits available to you and your family. Floorplan provides you a budgeted allowance so you can select the benefits that are most important to you and your family.


Please be sure to:

· Review your benefits enrollment guide, which highlights the comprehensive coverage available to you and your family.

· Refer to your Summaries of Benefits and Coverage, for more benefit details.

· Read the Benefits Compliance notices to learn about your rights pertaining to your benefits.

Required Notices

Required Notices Upon Eligibility

Required Notices Upon Eligibility

How To Enroll

Action Required

To enroll in the 2025 Benefits:

  1. Go to the Paylocity Portal to enroll
  2. Enter the Paylocity ID XXXXX
  3. Enter your user ID and password
  4. Follow instructions and enroll in your benefits
  5. Make sure to save your elections and print your confirmation statement

Medical Benefits

MOBAP1030 - HSA Plan $5,000 Deductible

BlueCross BlueShield

MOBAP1030 - HSA Plan $5,000 Deductible

BlueCross BlueShield

MOBAP0103 - $3,000 Deductible

BlueCross BlueShield

MOBAP0103 - $3,000 Deductible

BlueCross BlueShield

MOBAP0023 $1,500 Deductible

BlueCross BlueShield

MOBAP0023 $1,500 Deductible

BlueCross BlueShield

Medicare Brochure

Medicare Brochure

Telehealth - Virtual Visits 24/7/365

MDLive

The virtual visits benefit provided by Blue Cross and Blue Shield of Oklahoma (BCBSOK) and powered by MDLive enables employees to consult with a board-certified doctor by online video, mobile app, online video or phone anytime anywhere. Virtual visits can address a variety of non-emergency care issues, ranging from cold and flu to pink eye to behavioral health concerns.

Dental Benefits

The Dental coverage with Floorplan is offered by BlueCross BlueShield of Oklahoma. A visit to your dentist can help you keep a great smile and prevent many health issues. But dental care can be costly, and you can be faced with unforeseen expenses.

Dental Summary

BlueCross BlueShield

Dental Summary

BlueCross BlueShield

Vision Benefits

The Vision coverage is offered by Ameritas. The health of your eyes is an indicator of your overall health, so it's important to have regular eye exams to detect diseases like glaucoma, diabetes, and blindness. Eye exams are also important for children, since good vision is closely linked to doing well in school. So, make sure you and your family visit your vision provider regularly.

Vision Plan Summary - All Employees Except New Mexico Employees

Ameritas

Vision Plan Summary - All Employees Except New Mexico Employees

Ameritas

Vision Plan Summary - New Mexico Employees

Ameritas

Vision Plan Summary - New Mexico Employees

Ameritas

How to Find A Provider

Ameritas

How to Find A Provider

Ameritas

Basic Life & AD&D Benefits

The Basic Life and AD&D coverage is provided by Mutual of Omaha. Life insurance isn’t a fun thing to think about, and it may seem like an unnecessary expense. But if you have people who depend on you for financial support, then life insurance is really about protecting them in case something happens to you – your designated beneficiary would collect a financial benefit upon your death.

Floorplan provides all full-time employees a certain level of coverage for you and gives you the opportunity to purchase additional coverage for you and your dependents.

Term Life Summary - All Other Eligible Employees

Mutual of Omaha

Term Life Summary - All Other Eligible Employees

Mutual of Omaha

Term Life Summary - All Eligible Owners

Mutual of Omaha

Term Life Summary - All Eligible Owners

Mutual of Omaha

Voluntary Life & AD&D Benefits

The Voluntary Life and AD&D coverage is being provided by Mutual of Omaha. Employees who wish to supplement their basic life insurance benefit may purchase additional coverage with the convenience of payroll deduction.

Guaranteed Issued Amounts (GI)

The GI means the applicant is not required to answer health questions to qualify for coverage up to and including the specified GI amounts, when applicant signs up for coverage during the initial enrollment period.

Evidence of Insurability (EOI)

The GI amounts are only available to employees that enroll when they are first eligible. Anyone who chooses not to sign up during their initial enrollment opportunity will be required to provide evidence of good health and may be denied coverage. Evidence of insurability is also required if you elect an amount in excess of the GI amounts.

Voluntary Life Summary - All Eligible Employees

Mutual of Omaha

Voluntary Life Summary - All Eligible Employees

Mutual of Omaha

Voluntary Life Summary - All Eligible Owners

Mutual of Omaha

Voluntary Life Summary - All Eligible Owners

Mutual of Omaha

Short-Term & Long-Term Disability

Short-Term Disability

An illness or injury that keeps you out of work for a long period of time can be financially devastating for you and your family. Short-Term Disability plans are designed to help protect your financial security by providing replacement income if you are disabled. Short-term disability replaces a portion of your income if you become disabled due to a non-work-related injury or illness. The plan is administered by Mutual of Omaha.

Long-term Disability

The Long-term disability coverage is being offered by Mutual of Omaha. Long-term disability coverage replaces a portion or your income if you become disabled due to a non-work-related injury or illness. An illness or injury that keeps you out of work for a long period of time can be financially devastating for you and your family. These plans are designed to help protect your financial security by providing replacement income if you are disabled due to a non-work-related injury or illness.

Short-Term Disability Summary - All Other Eligible Employees

Mutual of Omaha

Short-Term Disability Summary - All Other Eligible Employees

Mutual of Omaha

Short-Term Disability - All Eligible Owners

Mutual of Omaha

Short-Term Disability - All Eligible Owners

Mutual of Omaha

Long-Term Disability Summary - All Other Eligible Employees

Mutual of Omaha

Long-Term Disability Summary - All Other Eligible Employees

Mutual of Omaha

Long-Term Disaiblity - All Eligible Owners

Mutual of Omaha

Long-Term Disaiblity - All Eligible Owners

Mutual of Omaha

Disability Claim Form

Mutual of Omaha

Disability Claim Form

Mutual of Omaha

Flex Spending & HSA Spending Account

Fortunately, good health can actually cost less. Over the long-term, if our health benefits program can help you maintain or improve your health, we all win. That’s why we are excited to offer a Health Savings Account (HSA), Administered by HSA Bank. An HSA is an example of a consumer-driven health plan that is designed to empower you to take control of your health and the dollars you spend on your care.

An HSA is an account that accumulates funds to cover your health care expenses. It comes with a high-deductible health plan that protects you from large health care expenses.

If you choose to enroll in the HSA Qualified High Deductible Health Plan (HDHP) with BCBS, you can elect to participate and specify your annual contribution in PlanSource.

You can make a contribution to your HSA each year that you are eligible. For 2025 you can contribute no more than:

  • Individual coverage - $4,300
  • Family coverage - $8,550
  • Individuals ages 55 and older can also make additional $1,000 “catch-up” contribution.

The Health Care and Dependent Care Flexible Spending Accounts (FSA) allow you to set aside pre-tax dollars to pay for eligible expenses. By contributing to one or both of the Flexible Spending Accounts you reduce your taxable income, so you pay less in taxes — which saves you money.

Contributions

The election you make during enrollment is your election for the entire plan year. You may change it only if you have a qualifying life event and the change request must be consistent with the event. TAIT matches 100% of your Dependent Care contribution up to $2,500.

You may contribute as follows:

Health Care FSA

  • Up to $3,300 annually
  • All benefit eligible can participate, unless you or your spouse are contributing to an HSA.
  • Reimbursements allowed for unreimbursed medical, prescription, dental, and vision expenses.

Dependent Care FSA

  • Up to $5,000 annually
  • Limited to $2,500 if you are married and file separate tax returns.

How the Plan Works

You must incur your eligible expenses during the plan year — January 1, 2025 to December 31, 2025. An expense is considered to be incurred when the service is performed, not when you are billed or pay for the service.

Worksite Benefits

Accident Summary

Mutual of Omaha

Accident Summary

Mutual of Omaha

Critical Illness Summary

Mutual of Omaha

Critical Illness Summary

Mutual of Omaha

Hospital Indemnity Summary

Mutual of Omaha

Hospital Indemnity Summary

Mutual of Omaha

Accident Claim Form

Mutual of Omaha

Accident Claim Form

Mutual of Omaha

Critical Illness Claim Form

Mutual of Omaha

Critical Illness Claim Form

Mutual of Omaha

Health Screening Benefit Claim Form

Mutual of Omaha

Health Screening Benefit Claim Form

Mutual of Omaha

Value Adds

Value Adds

BlueCross BlueShield

Value Adds

BlueCross BlueShield

Hearing Program

Mutual of Omaha

Hearing Program

Mutual of Omaha

ID Theft Assistance

Mutual of Omaha

ID Theft Assistance

Mutual of Omaha

Travel Assistance

Mutual of Omaha

Travel Assistance

Mutual of Omaha

Contact Us

While we are interested and concerned about the health of our clients and their dependents, we have HIPAA Privacy Compliance obligations which limit the information carriers can share with us. NFP is available to assist you with claims issues or any other issues you have concerning our benefits. If you are experiencing a claim issue, please contact Customer Service with the appropriate insurance company first to see if you can resolve it on your own. If not, please contact either Robyn Setzer or Jodi Thompson, contact information listed below, for further assistance.

Additional Contacts

DD

Diana Done

HR Generalist

Diana.Done@floorplanxpress.com

405-703-9111

DW

Dusty Webb

Director of Human Resources

dusty.webb@floorplanxpress.com

405-703-9128