What's New for 2022!


ImpaxRX is a concierge pharmacy program specifically targeting high-cost drugs by taking advantage of alternate distribution programs.

Income-eligible individuals will qualify to receive their prescriptions at NO COST.

Benefits Overview

Medical Mutual: will continue as you Medical carrier

  1. PPO Plan
  2. HSA Plan

Express Scripts: will continue as your Prescription Drug carrier

Guardian: will continue as your Dental and Vision carrier

Eye-Med: will continue as your Vision Exam Only carrier

First Stop Health: will continue as your telemedicine virtual health carrier

Eligibility & Qualifying Event Changes

Full-Time Employees

*Employees are eligible for benefits on the date of hire

EMPLOYEE ELIGIBILITY: If you do not enroll during the Open Enrollment period, you must wait until the next Open Enrollment period unless you experience a Qualifying Life Event. If you experience a Qualifying Life Event (i.e., birth or adoption of a child, marriage, divorce, loss of other coverage, etc.) you must enroll within 30 days of the Qualifying Event.

DEPENDENT ELIGIBILITY: You may also enroll eligible dependents for benefits coverage. A ‘dependent’ is defined as the legal spouse and/or ‘dependent child(ren)’ of the plan participant or the spouse.

  • Your Legal Spouse: You must submit a copy of your marriage license, if you have submitted documentation previously, you do not need to resubmit.
  • Your Dependent Children: Children are eligible up to the end of the month of 26th birthday regardless of marital or student status. You must submit a copy of each child's birth certificate, if you have submitted documentation previously, you do not need to resubmit.

What is a Qualifying Life Event?

• Marriage

• Divorce

• Birth/Adoption of a child

• Death of a spouse or other enrolled dependent

• Change in spouse’s benefits or employment status

• A dependent becomes eligible for Medicare or Medicaid

If you have a Qualifying Life Event and want to request a mid-year change, you must notify Human Resources and complete your election changes within 30 days following the event. Be prepared to provide documentation to support the Qualifying Life Event.

Admin Election Form

Admin Election Form

Police & Fire Election Form

Police & Fire Election Form


Medical Mutual

  • OPTION 1 - PPO 500 Plan
  • OPTION 2 - HSA Plan

When you utilize providers that are in MMO’s network, you receive a higher level of benefits. Employees who seek care from a provider that is not in MMO’s network, will be responsible for higher costs.

Access your insurance information 24/7 on the Online Portal or Mobile App.