FEV North America

Table of Content

  1. Header
  2. Page
    1. Welcome
    2. Wellness
    3. Enrollment
    4. Medical/Rx
    5. Dental
    6. Vision
    7. Benefit Costs
    8. Health Savings Account
    9. Flexible Spending Accounts
    10. Life & Disability
    11. Voluntary Benefits
    12. InsurChoice
    13. Health Advocate
    14. 401k
    15. Employee Assistance Program
    16. Travel Assistance
    17. Benefit Education
    18. Carrier Contacts
    19. Contact Us
  3. Footer

Welcome

Helping you and your family reach and maintain good health is very important to FEV North America, Inc. We are pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.

Wellness

Enrollment

All regular employees working at least 30 hours per week are eligible to participate in the benefit plans offered by FEV. Your coverage becomes effective the first of the month following your date of hire. When you enroll in the benefits program, you may also cover your eligible dependents. Dependents include your legal spouse and children.


Children eligibility is as follows -

  • Medical, Dental & Vision: End of the year the child turns 26
  • Voluntary Life, Accident, Critical Illness: Age 19 or 26 if child(ren) is a full-time student



ENROLLMENT INSTRUCTIONS:

  1. Go to www.http://fevna.bswift.com.com (accessible via "Enroll Here!" button below)
  2. Follow Instructions and enroll in your benefits
  3. Make sure to save your elections and print your confirmation statement


The Benefit choices you make during your open enrollment remain in effect for the entire year. You can, however, modify your elections under certain circumstances, called "Qualifying Life Events" These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event or 60 days if the event is due to birth or adoption of a child.


Contact Human Resources if you have questions about qualifying events.

What are Qualifying Life Events?

What are Qualifying Life Events?

Medical/Rx

BCBSM Medical/Rx (Group # 007040346) | 877-790-2583

BCN Medical/Rx (Group # 00104295) | 800-662-6667


The HMO plan is for Michigan resident employees only. Out of State employee will need to choose one of the two PPO plans.


**If you enroll in the HMO you must complete a health assessment and qualification form within first 90 days of your plan start date (12/1/2022). The steps to receive the “Enhanced” plan design benefits are included in the benefit guide. If you do not complete these, you will receive the “Standard” plan design benefits.


Medical Plan Options Considerations


MEDICAL OPT-OUT PAYMENT

A $1,200 opt-out payment (divided between pay periods annually) is available if you provide proof of other coverage


WORKING SPOUSE ACCESS FEE

A $1,200 (pre-tax, divided between pay periods) will be accessed if your working spouse:

  • Is eligible for group medical coverage through his/her employer; and
  • Is covered as your dependent on the medical plan provided by FEV


EMPLOYER HSA CONTRIBUTION

A $250 (Single) or $500 (Two Person or Family) employer contribution will be made to your Health Savings Account if you elect the PPO HSA. This is funded quarterly and will be prorated depending upon your benefit start date.

HMO Summary of Benefits & Coverages

$500/$1000

HMO Summary of Benefits & Coverages

$500/$1000

HMO Summary of Benefits and Coverages

$1250/$2500

HMO Summary of Benefits and Coverages

$1250/$2500

HMO Enhanced Benefits at a Glance

$500/$1000

HMO Enhanced Benefits at a Glance

$500/$1000

HMO Standard Benefits at a Glance

$1250/$2500

HMO Standard Benefits at a Glance

$1250/$2500

HBL Member Guide

HBL Member Guide

HMO Qualification Form

HMO Qualification Form

PPO Summary of Benefits & Coverages

$1000/$2000

PPO Summary of Benefits & Coverages

$1000/$2000

PPO Benefits at a Glance

$1000/$2000

PPO Benefits at a Glance

$1000/$2000

PPO HSA Summary of Benefits & Coverages

$3000/$6000

PPO HSA Summary of Benefits & Coverages

$3000/$6000

PPO HSA Benefits at a Glance

$3000/$6000

PPO HSA Benefits at a Glance

$3000/$6000

ppo vs hmo

ppo vs hmo

care options

care options

Dental

Metlife Dental Plan

Group # 5391874 | Customer Service 866-832-5756




Dental Insurance Overview Video

Dental Insurance Overview Video

Dental Benefit Summary

Dental Benefit Summary

Vision

EyeMed Vision Plan

Group #9680059 | Customer Service 888-723-0513


Vision Insurance Overview

Vision Insurance Overview

Vision Benefit Summary

Vision Benefit Summary

Benefit Costs

Per Pay Period

PPO HSA 3000

Available at no cost to you and your eligible dependents

PPO 1000

Single $56.62

Two Person $142.45

Family $179.23

HMO

Single $24.98

Two Person $66.53

Family $84.33


*Out-of-state employees may enroll in the PPO at the same cost as in-state employees enrolling in the HMO

Dental

Single $2.90

Two Person or Family $7.94

Vision

Single $1.24

Two Person $2.34

Family $3.43

Health Savings Account

HealthEquity

Customer Service 866-346-5800


The Health Savings Account (HSA) allow you to set aside pre-tax dollars to pay for eligible expenses. By contributing to a HSA you reduce your taxable income, so you pay less in taxes — which saves you money.


To be eligible to contribute towards an HSA tax-free, you must meet the requirements below:

  • Covered by a Qualified High Deductible Health Plan
  • You cannot be covered by another health plan (including if your spouse has a Flexible Spending Account)
  • You cannot be covered by Medicare or Medicaid
  • You cannot be eligible to be claimed as a tax dependent
  • You have not received VA benefits in the past 90 day





Visit the Health Equity HSA page for more information by clicking HERE!


Employer HSA Contribution to your account will be funded quarterly.

Health Savings Account (HSA) Overview

Health Savings Account (HSA) Overview

Flexible Spending Accounts

WEX

Group #38902 | Customer Service 866-451-3399


The Health Care and Dependent Care Flexible Spending Accounts (FSA) allow you to set aside pre-tax dollars to pay for eligible expenses. By contributing to one or both of the Flexible Spending Accounts you reduce your taxable income, so you pay less in taxes — which saves you money.


Visit the WEX FSA page for more information by clicking HERE!

Health Care FSA

$2,850 Max. Contribution


  • Use to cover your out-of-pocket costs for qualified medical, dental and vision expenses for yourself, spouse and dependent child(ren)
  • Full amount elected is available Day 1
  • At the end of each plan year, you may use these funds left over from the current year FSA balance to pay for eligible expenses incurred in the first 2 ½ months of the following plan year.
  • Any Unused funds beyond the 2 ½ month grace period will be forfeited.

Limited Purpose FSA

$2,850 Max. Contribution


  • If you are enrolled in the HDHP and set up an HSA, you can ONLY participate in a Limited-Purpose FSA
  • Use to cover your out-of-pocket costs for qualified dental and vision expenses for yourself, spouse and dependent child(ren)
  • Full amount elected is available Day 1
  • At the end of each plan year, you may use these funds left over from the current year FSA balance to pay for eligible expenses incurred in the first 2 ½ months of the following plan year.
  • Any Unused funds beyond the 2 ½ month grace period will be forfeited.

Dependent Care FSA

$5,000 Max. Contribution ($2,500 if married, filing separately)


  • Use to cover day-care expenses for qualified dependents such as pre-school programs, Latch Key programs through age 13, Daycare Centers for Adults
  • Only have access to the account balance
  • At the end of each plan year, you may use these funds left over from the current year FSA balance to pay for eligible expenses incurred in the first 2 ½ months of the following plan year.
  • Any Unused funds beyond the 2 ½ month grace period will be forfeited.
Flexible Spending Account

Flexible Spending Account

Limited Purpose FSA

Limited Purpose FSA

Dependent Care FSA

Dependent Care FSA

How to Optimize your FSA

How to Optimize your FSA

FSA Substantiation FAQ

FSA Substantiation FAQ

Life & Disability

Unum

Group # 409671 (Core Life, STD, & LTD) & 409671 (Vol Life) | Customer Service 800-275-8686


We are proud to provide all team members with Basic & Voluntary Life/AD&D coverage as well as Short- and Long-Term Disability through UNUM.


Basic Life/AD&D

Employees working 30 or more hours per week are eligible for twice your salary, to a maximum of $200,000, in coverage payable to your designated beneficiary in the event of your death. An additional accidental death & dismemberment benefit (AD&D) is payable to you in the event of a covered dismemberment or to your beneficiary if your death is the result of an accident.


Voluntary Life/AD&D

A sudden accident or death can leave you or your loved ones in a vulnerable position. Employees have the opportunity to enroll in Term Life and Accidental Death & Dismemberment insurance which will supplement lost income in the event of an accident or death. If you choose to enroll in employee coverage, this will be in addition to your employer provided Basic Life coverage.


Who's Your Beneficiary? Naming a beneficiary is a crucial part of electing life insurance. Also, don't forget to update your primary or secondary beneficiary if you experience a life event, such as a divorce or birth of a child.


Short-Term Disability

Everyday illnesses or injuries can interfere with your ability to work. Even a few weeks away from work can make it difficult to manage household costs. Short-Term Disability coverage provides financial protection for you by paying a portion of your income, so you can focus on getting better and worry less about keeping up with your bills. Your coverage through UNUM pays 60% of your income to a maximum of $1,846 per week, for up to 26 weeks at no cost to you!


Long-Term Disability

Serious illnesses or accidents can interrupt your life, and your ability to work for months – even years. Long-Term Disability provides financial protection for you by paying a portion of your income, so you have financial support to manage your disability and your household. Benefits begin after a 180-day elimination period are equal to 60% of covered monthly earnings up to $8,000 for as long as you are disabled or until you reach Retirement Age whichever is sooner.

Core/Life AD&D

Benefit Summary

Core/Life AD&D

Benefit Summary

Short Term Disability

Benefit Summary

Short Term Disability

Benefit Summary

Long Term Disability (LTD)

Benefit Summary

Long Term Disability (LTD)

Benefit Summary

Optional Life/A&D

Benefit Summary

Optional Life/A&D

Benefit Summary

Life/AD&D

Certificate of Coverage

Life/AD&D

Certificate of Coverage

STD & LTD

Certificate of Coverage

STD & LTD

Certificate of Coverage

Life/AD&D Insurance Overview

Life/AD&D Insurance Overview

std

std

ltd

ltd

Voluntary Benefits

Accident Benefit Booklet

Accident Benefit Booklet

Critical Illness Benefit Booklet

Critical Illness Benefit Booklet

Hospital Indemnity Benefit Booklet

Hospital Indemnity Benefit Booklet

Accident Overview

Accident Overview

Critical Illness Overview

Critical Illness Overview

Hospital Overview

Hospital Overview

Legal Shield | ID Shield

Legal Shield | ID Shield

InsurChoice

FEV is proud to offer employees a direct link to personal insurance options like home, auto, renters, pet insurance, travel protection, and discount programs!


Using this link will connect you with the resources available to you, FEV does not administer these benefits or do payroll contributions for any of these benefits.

InsurChoice Flyer

InsurChoice Flyer

Webinar Overview of InsurChoice

Webinar Overview of InsurChoice

Health Advocate

We are pleased to offer all employees Health Advocate, a valuable new service that can help you navigate the healthcare system and get the most from your benefits! 


If you have a healthcare, benefits, billing, claims or other issue, please call Health Advocate toll-free at 866-799-2731.


You can also send a confidential email to Answers@HealthAdvocate.com or go to the member website at HealthAdvocate.com/members. Health Advocate’s services are available at no cost to employees and their eligible family members


401k

Principal

The FEV North America, Inc. 401K Plan is available to all employees who meet the requirements of the plan. It makes saving for retirement easy and convenient, and helps you secure your financial future. Electing to contribute money into the plan also lowers your taxable income so you pay less in taxes now and take more income home. You do not pay taxes on your savings while your contributions remain in your account. FEV matches your contribution dollar for dollar up to a limit of 5%.

 

FEV’s 401(k) plan is administered by Principal. Use link below to log into Principal to access your account, update your contributions and investment options, obtain information about loans, withdrawals, roll overs and other planning resources. You may also call Principal at 800-547-7754.

 

Eligible employees are auto-enrolled in the plan at a predetermined minimum contribution percentage unless they go to the Principal website and select another percentage and/or opt-out entirely. At the date of hire, the predetermined minimum contribution percentage is 6%. At the beginning of each calendar year, an additional 2% is added to each employee’s contribution percentage unless the employee has opted-out of the auto escalation. The auto escalation will max out at 12%.

 

If you need any assistance with financial planning, please contact:

Nick Pagano, Director, 248-939-0585 npagano@glpwins.com

Mike McEvilly, EVP, 734-748-8891 mike@glpwins.com

Rob Doehrer, CPA, 734-218-4888 rdoehrer@glpwins.com

George Kontos, Investment Advisor Representative, 313-320-9903 gkontos@glpwins.com

Ryan Miller, Investment Advisor Representative, 209-559-1209 rmiller@glpwins.com

401k Account Set Up

401k Account Set Up

401k Rollover

401k Rollover

401k Plan Summary

401k Plan Summary

Employee Assistance Program

Your EAP is designed to help you lead a happier and more productive life at home and at work. Call for confidential access to a Licensed Professional Counselor who can help you. You can also reach out to a specialist for help with balancing work and life issues. Just call and one of our Work/Life Specialists can answer your questions and help you find resources in your community.


Resources for following topics are available at no cost to you:

  • Stress, anxiety, depression
  • Relationship, family, parenting issues
  • Substance Abuse
  • Anger, grief, loss
  • Life transitions
  • Referrals for additional treatment, as needed


Help is easy to access:

Phone support: 1-800-854-1446

Online support: unum.com/lifebalance

In-person: You can get up to three visits, available at no additional cost to you with 

a Licensed Professional Counselor. Your counselor may refer you to resources in your community for ongoing support.

EAP

EAP

Travel Assistance

Travel Assistance Program available via UNUM: Whenever you travel 100 miles or more from home — to another country or just another city — be sure to pack your worldwide emergency travel assistance phone number. Travel assistance speaks your language, helping you locate hospitals, embassies and other “unexpected” travel destinations. Add the number to your cell phone contacts, so it’s always close at hand. Just one phone call connects you and your family to medical and other important services 24 hours a day.


Within the U.S. 

1-800-872-1414


Outside the U.S.  

(U.S. access code) +609-986-1234 


Via e-mail:  

medservices@assistamerica.com

BCBSM Global Core

BCBSM Global Core

BCBSM International Form Fillable

BCBSM International Form Fillable

Unum Travel Assistance

Unum Travel Assistance

Unum Travel Assist Wallet Card

Unum Travel Assist Wallet Card

BCN Coverage That Travels

BCN Coverage That Travels

Benefit Education

What is Preventive Care?

What is Preventive Care?

Benefit Terms Explained

Benefit Terms Explained

How to Read an EOB

How to Read an EOB

What is Balance Billing?

What is Balance Billing?

401k

401k

COBRA

COBRA

How to stretch your healthcare dollars

How to stretch your healthcare dollars

FMLA

FMLA

Carrier Contacts

BCBSM Medical/Rx (Group # 007040346) | 877-790-2583

BCN Medical/Rx (Group # 00104295) | 800-662-6667

Metlife Dental (Group # 5391874) | 866-832-5756

EyeMed Vision Group #9680059 | 888-723-0513

Unum Life/AD&D & Disability Group #409672 | 800-275-8686

Health Equity HSA 866-346-5800

Wex FSA Group #38902 | 866-451-3399

Health Advocate 866-799-2731

Principal 401k 800-547-7754

Employee Assistance Program 800-854-1446

Travel Assistance Within the U.S. 1-800-872-1414 | Outside the U.S.  (U.S. access code) +609-986-1234

Contact Us

As you consider your benefit options, please be sure to review all available information. If you don't understand your benefits or need any assistance, please contact Human Resources.



Client Contacts

ER

Eriko Rudnicki

rudnicki_e@fev.com

248-373-6000

KB

Kristin Bodo

bodo@fev.com

(248) 724-7559