Introduction
Encotech sincerely believes that our employees are our greatest asset. Offering a competitive and affordable employee benefits package is a top priority.
NFP is a leading insurance broker and consultant that provides employee benefits, property and casualty, retirement, and individual private client solutions through licensed subsidiaries and affiliates. Your employee benefits will be managed by the team at NFP. By partnering with NFP, we are committing to continuing to improve the employee benefits experience for all our employees. For more information about NFP, visit www.NFP.com
Annual enrollment is your opportunity to learn about your health care benefits, review your current coverage and choose the best options for you and your family.
Your Medical, Dental, and Vision plan year runs from December 1, 2025, through November 30, 2026.
Your Life and Disability plan year runs from January 1, 2026, through December 31, 2026.
Please review all 2025-2026 Benefits Overview Information.
If NO changes are needed, then your current benefits will just roll over into the new plan year.
Benefits Overview
- Medical Benefits Summary - UPMC PPO $1,500 Premium Network
- Vision Benefits Summary - UPMC Premier $0 Copay
- Dental Benefits Summary - Principal Voluntary Dental
- Life Benefits Summary - OneAmerica
- STD Benefits Summary - OneAmerica
- LTD Benefits Summary - OneAmerica
How do I find an In-Network Provider? Use the Helpful link below!
How To Enroll
Current Employees:
- Your current elections will carry forward to 2025-2026 if you don't make a new election.
New Hires:
- You will need to complete any related enrollment form(s).
Considering Medicare Coverage?
Medicare Services from NFP
NFP is proud to support you when it comes to Medicare and understanding your coverage options.
Our team has served as a trusted advisor in the individual markets for over 20 years and is comprised of experienced and knowledgeable licensed agents who specialize in Medicare coverage. We offer independent and individualized consultations to help you to:
• Understand your coverage options
• Determine if you are eligible for subsidies to lower your healthcare costs
• Establish a timeline for applying for coverage
• Choose a plan that fits both your lifestyle and your budget
• Find coverage that allows you to access the doctors and hospitals you want most
• Enroll in the plan that works best for you
And the best part is, there is never a fee for our services!
401(k) Retirement Plan
Take charge of your retirement with a 401(k)-retirement savings plan!
One of the best ways for you to save toward your own retirement and ensure your future security is through an employer-sponsored 401(k) plan.
If you don't participate, you're missing a golden opportunity to save for retirement while lowering your tax burden on those savings.
HOW IT WORKS
Create your account: First you will need to fill out the below Enrollment and Beneficiary forms. Then you will need to establish your online account. Below are the instructions on how to log in and navigate the online portal. The portal is where you can set up or change your contribution amount.
WHY PARTICIPATE?
When you contribute a percentage of your pay to a 401(k) plan, you immediately start paying less to Uncle Sam. That's because your contribution comes out of your paycheck before income taxes are deducted. That means your taxable income is less, which in turn lowers your tax bill.
NEED HELP WITH YOUR 401k?
Please reach out to your HR department or the Financial Advisor for direct help with your 401k.
Additional Resources
NFP Contacts
For Service questions and needs such as:
- Understanding what your medical, dental or vision benefits cover
- Help finding in network providers
- Assistance with prescription or pharmacy issues
- Questions regarding bills you receive from your doctor, hospital, dentist, optometrist or lab
- Claims you believe haven’t been paid properly
Client Contacts
Sheila Podobnik
spodobnik@encotech.net
7242223334
Account Team Contacts
Caitlyn McQuaide
Account Executive
caitlyn.mcquaide@nfp.com
Casey Maschue
Producer / Sales Consultant
casey.maschue@nfp.com
814-289-4228