The Einstein Group Inc

Table of Content

  1. Header
  2. Page
    1. Open Enrollment
    2. How To Enroll
    3. 2023-2024 Benefits
    4. Benefit Review
    5. Benefit Notices
    6. Contact Us
  3. Footer

Open Enrollment

It's time to update your benefit elections during Einstein Charter Schools' annual open enrollment!


Annual enrollment is your opportunity to learn about the 2023-2024 benefits offered by Einstein Charter Schools, review your current coverage and choose the best options for you and your family. You should carefully consider your Open Enrollment decisions because your elections remain in effect for your entire plan year. After you make your elections, the only time you can make changes to your benefit programs during the plan year is if your experience a Qualifying Life Event. 


Qualifying life events include:

Marriage, legal separation or divorce

Birth or adoption of a child

Change in employment

Change in a dependent’s benefit eligibility status (i.e. a dependent child exceeding the maximum age for coverage

A significant change in the cost of coverage of your spouse’s benefits

Change in place of residence causing a loss of eligibility (i.e. moving outside of the service area)

Change in the cost of dependent care (only for the Dependent Care Spending Account)

Loss of a dependent (death)

Open enrollment for your spouse


If you qualify for a change in your benefits, please notify Einstein Human Resources within 30 days of the change in status. You will need to provide Einstein Human Resources with proof of the change.


Please review our 2023-2024 Benefits Summary to learn more about our 2023-2024 benefits offerings.

How To Enroll

Open Enrollment will run from July 24, 2023 through August 4, 2023. Any changes you make will be effective September 1, 2023


Please note, all employees MUST log into their Employee Navigator online portal to complete your enrollment.

2023-2024 Benefits

MEDICAL: We will continue to offer four medical plan options through Blue Cross Blue Shield of Louisiana.

·      Louisiana Copay Plan – HMO Louisiana HMO/POS Network

·      Ochsner Copay Plan – BlueConnect HMO/POS Network

·      High Deductible Plan – Preferred Care PPO

·      High Deductible Plan – BlueConnect HMO/POS Network

 

DENTAL: We will continue to offer Dental benefits through TruAssure. TruAssure will pay at the 90th percentile of usual and customary rates for out of network dentists. TruAssure also offers 3 cleanings per year and white composite fillings instead of the silver amalgam fillings at no additional charge!

 

VISION: Vision coverage continues to be offered through Humana. With Humana you can obtain your eye exam annually, with coverage for eyeglass lenses or contact lenses every 12 months, and an eye glass frame allowance every 24 months.


VOLUNTARY SHORT-TERM DISABILITY: Voluntary short-term disability continues to be offered through Equitable. Short-term disability coverage allows you to protect your income while unable to work due to a covered illness or injury allowing you the time you need to recover.


VOLUNTARY LIFE INSURANCE: Voluntary life insurance continues to be offered through Equitable. Voluntary life insurance can help protect loved ones and provide stability when it's most needed.

 

VOLUNTARY WORKSITE BENEFITS (ACCIDENT, CRITICAL ILLNESS WITH CANCER & HOSPITAL INDEMNITY): Our Voluntary Worksite Benefits will remain with Aflac this year. While your medical insurance will pay your provider, these benefits are designed to cover some of the out of pocket expenses you may incur even with medical insurance (deductible, copays, coinsurance, etc.). These benefits will pay cash directly upon claim submission, so you get to decide the best way for you to use the funds. Regardless of whether you enroll in Einstein Charter Schools’ medical plan, you are eligible to enroll in any of these plans and can take them with you if you were to ever leave the company. These plans are a great supplement to your medical coverage to help save on premiums without compromising out of pocket exposure. They also contain annual wellness benefits which will help you to stay on top of your annual screenings.


If you have any questions, please take an opportunity to schedule a One-on-One Benefit Counseling Session. You will find the link below in the Contact Us section.

Benefit Review

We realize that everyone is overwhelmed with school opening soon. In an effort to make the enrollment process a little easier, we have partnered with NFP to record our benefits overview for you to view at your leisure. Please take time to view the Benefits Open Enrollment Presentation below!


Contact Us

Account Team Contacts

CS

Charlotte Sawyer

Producer / Sales Consultant

charlotte.sawyer@nfp.com

301-581-7300

NM

Nicole Mosby

Benefits Administration

nicole.mosby@nfp.com

240-387-2191