Executive Retirement

Success depends on the talents of an organization’s key people.

Executive retirement solutions such as a nonqualified deferred compensation plan (NQDC) or supplemental executive retirement plan (SERP) help your domestic and international executives save more income so they can make up the shortfall caused by limits on a qualified plan, such as an IRA, 401(k) or 403(b). Companies depend on the talents of their key executives. They depend on their employer to help them save for retirement. But government rules restrict the amount of money those highly compensated employees can contribute to tax-deferred plans, like a 401(k). In fact, they may be able to replace only 30 to 50 percent of their salary — unless you offer an executive retirement plan.

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