Open Enrollment is your opportunity to evaluate your current benefit elections and make changes for the new plan year, beginning September 1st. Meetings will be conducted to discuss updates to your benefits package and to assist you with any questions or changes you may need to make.
These meetings will last approximately one hour and 15 minutes, so please plan accordingly. Remember to bring information necessary to add dependents, such as birth dates and social security numbers.
Open Enrollment paperwork is due to HR by August 5th.
We're excited to announce some exciting changes, this year!
Prescription Drug Formulary
BCBS will be moving your pharmacy benefit to a more cost-effective and clinically appropriate managed drug list.
Member notices and support: Members may be impacted if using prescription medications that are no longer covered, using prescriptions that may still be covered but at a higher payment tier (non-preferred) or may be subject to new utilization management program criteria before prescription drug benefit coverage may be approved. Impacted members may receive a communication alerting them of the change. The letter will explain how the change may impact them. Members will be encouraged to talk with their health care provider(s) about their prescribed medications and if any changes in their drug therapy may be right for them.
Livongo Programs ($0 Cost to You)
Diabetes Management Program
This program is provided to you and your family members with diabetes and coverage through BCBSOK. Livongo helps 700,000+ members worry less about managing diabetes. With Livongo, you’ll get a smart blood glucose meter to guide your journey, a connected app that tracks numbers so you don’t have to, and access to expert coaches for advice on diet, lifestyle and more, all at no cost to you!! This program is available beginning April 1, 2022, but you have to enroll by visiting join.livongo.com/WELL-BCBSOK/hi or call 800-945-4355 and use registration code: WELL-BCBSOK.
High Blood Pressure Management
This program is provided to you and your family members with high blood pressure and coverage through BCBSOK. This program provides a free advanced blood pressure monitor, personalized insights, one-on-one coaching, easy-to-use app and dashboard and guidance on healthy habits, all at no cost to you!! This program is available beginning April 1, 2022, but you have to enroll by visiting ready.livongo.com/BCBSOK-HEALTH/hi or call 800-945-4355 and use registration code: BCBSOK-HEALTH.
Wondr ($0 Cost to You)
Metabolic Syndrome Reversal Program
Wondr is a behavioral counseling program for metabolic syndrome reversal and weight management. Now you can lose weight, gain energy, sleep better, and improve your mind and body—all while eating your favorite foods.
Dental
We are increasing your dental benefit max from $2,500 to $3,000. We are also excited to extend the orthodontic benefit to enrolled adults. The Adult Ortho Benefit, AND additional $500 Annual Max Benefit, will go into effect on January 1.
Vison
We are making a few enhancements to our vision plan. The Annual Materials copay is reducing from $25 to $20, and the frame/contacts allowance is increasing from $130 to $200 ($220 for featured brands – frames only). In addition, you will now be able to purchase frames on an annual basis. We are switching from VSP’s Signature Plan to their Choice Plan. This plan uses the same network of providers but has lower reimbursements for some services. Refer to the Plan Comparison flier in your microsite.
Basic Life
We are increasing the employer paid Basic Life/AD&D benefit from $30,000 to $40,000.
Voluntary Life
We are increasing the benefit max, for your spouse, from 50% of your benefit amount, to $100%.
Guaranteed Issue!!
We were able to get a “TRUE” open enrollment for your Voluntary Life/AD&D, STD and LTD benefits, for this year only. This means that if you previously declined these benefits and wish to enroll, or increase your current benefit amounts, during this open enrollment, you can do so without having to prove insurability. This is your ONLY opportunity to elect these benefits without having to prove insurability. If you decline this benefit, and wish to enroll during a future open enrollment, you will be required to provide evidence of insurability (EOI) and may be denied coverage.
As a full-time employee of the Comanche Nation Gaming Commissioner, you are eligible for the comprehensive benefits available to you and your family.
Resources Available
This Benefits Open Enrollment Microsite contains all the necessary benefit summaries and forms required to enroll or make changes to your current elections. Also available are some Health Plan Compliance Notices. Please review these notices to learn about your rights pertaining to your benefits.
Please be sure to:
Be sure to attend one of the in-person presentations to get your enrollment packet.
Your benefits packet includes your personal Benefits Statement, which reflects your current benefit elections and payroll deductions, and your customized Benefits Application/Change form, which also includes your current benefit elections. Please review for accuracy, and report any discrepancies to HR.
Action Required:
Everyone is required to complete a new Benefits Enrollment/Change form, even if you aren’t making any changes to your current benefit elections. This form is included in your benefits packet. Please review for accuracy and make any necessary changes, then mark your new benefit elections (either continuing your current benefit elections or making a change), and return to HR no later than August 5th at 4:00 p.m.
New employees will need to complete the Benefits Enrollment Form that is included in their packet. Blank forms are also available, below.
Your Benefits Application is due to HR, no later than August 5th at 4:00 p.m.
Having access to high quality, affordable health care is a great concern for most people. That’s why we are pleased to offer employees, and their families, comprehensive medical coverage administered by Blue Cross & Blue Shield of Oklahoma (BCBS).
Your Summary of Benefits & Coverage (SBC) can be found, below.
Too often people forget about dental care. That’s unfortunate, because having healthy teeth is an important part of your overall well-being. We are pleased to offer dental benefits administered by Delta Dental of Oklahoma.
Your Summary of Benefits can be found, below.
Your eyesight is an integral part of your overall health and a key component to safety. Vision benefits are provided through VSP, using the VSP Choice network of providers. VSP’s national network includes both private practice and retail chain providers.
Your Summary of Benefits can be found, below.
As your employer, we automatically provide a certain level of life insurance coverage for you and give you the opportunity to purchase additional coverage for you and your dependents.
Employees who wish to supplement their basic life insurance benefit, may purchase additional coverage.
The Supplemental Life/AD&D, Short-term Disability and Long-term Disability benefits are offered on a voluntary basis.
Symetra has agreed to allow members who previously declined these benefits, to enroll during this open enrollment, without having to provide evidence of insurability. This is your ONLY opportunity to enroll in these benefits without having to prove insurability.
Contact your Aflac Representative for policy and price information, regarding these benefits. They will answer any questions you may have, and take care of enrolling, changing or cancelling your policies.
Your Aflac Representative is Ronda Tharp. She can be reached at 405-320-3694 or Ronda_Tharp@us.aflac.com.
While we are interested and concerned about the health of our employees and their dependents, we have HIPAA Privacy Compliance obligations which limit the information shared with us. NFP is available to assist you with claims issues or any other issues you have concerning our benefits. If you are experiencing a claim issue, please contact Customer Service with the appropriate insurance company, first, to see if you can resolve it on your own. If not, then you need to contact our broker for further assistance.
Andrea Nguyen
Account Executive
andrea.nguyen@nfp.com
(405) 513-8930
Pam Norton
Account Manager
pam.norton@nfp.com
(405) 513-8985