Table of Content
- Header
-
Page
- Introduction
- Benefits Overview
- UPMC RX Maximizer Program
- Action Required
- How To Enroll
- New Hires
- Considering Medicare Coverage?
- UPMC Additional Resources
- NFP Contacts
- Footer
Introduction
Coal & Environmental Services sincerely believes that our employees are our greatest asset. Offering a competitive and affordable employee benefits package is a top priority.
NFP is a leading insurance broker and consultant that provides employee benefits, property and casualty, retirement, and individual private client solutions through licensed subsidiaries and affiliates. Coal & Environmental Services' employee benefits will be managed by the team at NFP's local office in Somerset, PA. By partnering with NFP, we are committing to continuing to improve the employee benefits experience for all Coal & Environmental Services employees. For more information about NFP, visit www.NFP.com
Annual enrollment is your opportunity to learn about your health care benefits, review your current coverage and choose the best option for you and your family.
Please review all 2024 Benefits Overview Information.
All employees must confirm benefit elections by completing the annual open enrollment forms.
If completed forms are not received by the last day of open enrollment, benefits will NOT be renewed for 2024.
If you do not want any of the offered coverage(s), you will still be required to complete the payroll authorization form (indicating in each section - waiver of coverage) confirming that you do NOT want coverage for 2024.
The Aflac Customer Solutions Center: 800-992-3522
Benefits Overview
- Medical - UPMC EPO $500 In-Network Benefit Summary
- Medical - UPMC EPO $1,000 In-Network Benefit Summary
- Vision - UPMC Elite Plus $0 Copay Benefit Summary
- Dental - UPMC Premium 100/80/50/$0/$1,500/Ortho/$1,500
- Life/AD&D/Disability Coverages - MetLife, (See Human Resources for Detailed Information)
UPMC RX Maximizer Program
Effective July 1, 2022, UPMC Health Plan, Express Scripts Inc. and SaveOnSP are pleased to provide the SaveOnSP specialty cost share assistance service for our Health Plan members.
This service targets a specific list of high-cost specialty medications and leverages manufacturer patient assistance program funds to lower the price for members who enroll.
SaveOnSP will help enroll eligible members in the service and will work with UPMC Health Plan’s preferred specialty pharmacies (Chartwell and Accredo) to apply manufacturer assistance to eligible pharmacy claims to reduce or eliminate the member’s cost-share obligation.
Please note that eligible members are starting to be notified of their opportunity to participate in the service.
**Members can also check the SaveOnSP drug list to see if their medication is eligible at saveonsp.com/upmc (click on this link for web site and document)
Action Required
Please review the Mandatory Notices:
- Employee Benefit Notices
- Compliance Documents
- Summary of Benefits and Coverage Documents
How To Enroll
Current Employees:
- If you'd like to change your existing coverage or make new elections, you must do so by December 29th.
New Hires:
- You will need to complete the medical/dental/vision enrollment form and the payroll authorization form.
- The enrollment forms are due back to the Human Resource Department within 30 days of date of hire to be processed.
New Hires
If you are a NEW HIRE and need to enroll for the FIRST time, please see above section How to Enroll.
All enrollment forms are attached in the How To Enroll for download.
Considering Medicare Coverage?
Medicare Services from NFP
NFP is proud to support you when it comes to Medicare and understanding your coverage options.
Our team has served as a trusted advisor in the individual markets for over 20 years and is comprised of experienced and knowledgeable licensed agents who specialize in Medicare coverage. We offer independent and individualized consultations to help you to:
• Understand your coverage options
• Determine if you are eligible for subsidies to lower your healthcare costs
• Establish a timeline for applying for coverage
• Choose a plan that fits both your lifestyle and your budget
• Find coverage that allows you to access the doctors and hospitals you want most
• Enroll in the plan that works best for you
And the best part is, there is never a fee for our services!
UPMC Additional Resources
NFP Contacts
For Service questions and needs such as:
- Understanding what your medical, dental or vision benefits cover
- Help finding in network providers
- Assistance with prescription or pharmacy issues
- Questions regarding bills you receive from your doctor, hospital, dentist, optometrist or lab
- Claims you believe haven’t been paid properly
Account Team Contacts
Debra Barron
Producer / Sales Consultant
deb.barron@nfp.com
814-289-4227
Tracy Tirko
Account Manager
tracy.tirko@nfp.com
814-289-4229