NFP Retirement

Table of Content

  1. Header
  2. Your Retirement Plan Advisors
    1. Your Retirement Plan
    2. Plan Custodian
    3. How To Enroll
    4. Financial Wellness
    5. Plan Overview
    6. Contact Us
  3. Footer

Your Retirement Plan Advisors


NFP is the Investment Advisor for your company sponsored retirement plan and we can

help you with all of your retirement planning goals.

Plan Overview – How to get enrolled, change your contributions, access your account online,

overview of the plan features.

Retirement Planning – Determine how much you need to retire, calculate if you are on track, discuss

how to make changes to meet your goals.

Investment Advice – Risk tolerance assessment, review your current investments, provide investment

advice and customize a plan for you.

Consolidating – Review of all your retirement accounts (IRA’s, prior employer retirement plans),

provide rollover assistance & consolidation.

Budgeting – Create a plan that works for you, determine what debt to pay down first, review and

assist with outstanding student loans.

Financial Solutions – Estate planning, IRA’s, life insurance, annuities, 529 college planning.

Your Retirement Plan


Plan Eligibility – You will be eligible to participate in the Plan immediately upon reaching age 18. Your Entry Date will be the first day of the month following the date you satisfy the eligibility requirements. To be eligible to receive employer funds, you must have worked at least 1,000 hours in a 12-month eligibility period, have attained age 21, and not be an actively accruing participant in the Major League Baseball Pension Plan for Non-Uniformed Personnel (“NUPP”) . Seasonal employees are not eligible for employer contributions.

Auto-Enroll: Once eligible, full-time employees will be enrolled in the Plan with an automatic deferral of 3% of your compensation each payroll period unless you opt out of the Plan. (Part-time employees can initiate enrollment at

Company Contribution: Your employer will contribute 6% of compensation to eligible employees. Your employer also offers a 401(k) match to contributions you make. The company will match 50% of contributions up to 6% of compensation.

Traditional & Roth Contribution:  You can contribute to your retirement plan as a Traditional pre-tax contribution or as a Roth after-tax contribution, or a combination of both.  

Investments: You have a variety of investment choices within your 401(k) Plan. You will be auto enrolled into a Target Date Fund that aligns with your retirement age (with an assumption of 65 years old). You can re-direct those investments to any investment option offered within the Plan.  Your investment options are listed on your Schwab participant portal.

Plan Custodian

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Your 401(k) account is administered by Charles Schwab.

You can access your account by visiting the Schwab site, or by calling Schwab participant services at 800-724-7526. You can access the Schwab site for the following services:

  • Enrollment and Contribution Changes: Get started in the plan, or make changes to the amount that comes out of your paycheck.
  • Beneficiary Designation and Storage: Setting your beneficiaries is an important step to make sure you are in control of who gets your account in the unlikely and unfortunate event of your passing.
  • Balance and Investments: You can check your account balance, as well as view and make changes to your investments.
  • Statements and Notices: Your account statements and important plan documents are stored online.
  • Withdrawals: If you need to take money from the plan, you can review your options and submit distribution requests.

To access the Schwab site, go to or click the link below! If it is your first time logging in, make sure to hit the orange "Register Now" button to set up your online account.

How To Enroll


To begin your enrollment online - go to or click on the link below.

To access your account for the first time click the orange "Register Now" button. Enter in your personal information and follow the prompts to register your account and create a username and password.

Once online to complete your enrollment you will

  • Set your contribution amount. This amount will be taken out of each paycheck and contributed to the account on your behalf. You can always change how much you are contributing to your account.
  • Pre-Tax Contributions will lower your taxable income for the year. When you withdraw your contributions, you will have to pay taxes on your contributions and their earnings.
  • Roth Contributions come out of your paycheck after you pay taxes. As long as it has been 5 years since your first Roth contribution and you take the money out after you turn 59.5, you will get to withdraw all your Roth contributions plus their earnings, tax-free.
  • Set your Investments. If you feel confident, you can pick and choose which funds you want to be invested in. Your plan also offers Target Date Funds, which will automatically invest in stocks and bonds for you, based on the year you are expecting to retire.

If you have any questions, or need help with the enrollment process, do not hesitate to contact your NFP advisors!

Contact Us

Questions? Contact your NFP Advisors below!

Additional Contacts


Beth Krasnow



Patrick Ilcin