National Hospitality Services works to provide you and your family with a comprehensive and valuable benefits package. To help you get most out of your available benefits we encourage you and your family to become familiar with this website. Inside, you will find detailed information about your employee benefits program including benefit summaries, and direct links to the insurance carriers. You will also find some helpful information regarding benefit options so you can choose a benefit package that's right for you and your family.
Eligibility
Regular employees working at least 30 hours per week are eligible to participate in benefits offered by National Hospitality Services. When you enroll in the benefits program, you may also cover your eligible benefits. Dependents include your legal spouse, child(ren) up to age 26 (regardless of student status, marital status, residence, or financial dependence on you), and an unmarried child incapable of self-support.
National Hospitality Services remains committed to providing a competitive, cost effective benefit program.
Please download and review the 2022 Benefit Guide. This guide will include a summary of the benefits. It is important to review this guide along with the summary of benefits included on this site in order to understand each benefit and its offering.
Your EAP is designed to help you lead a happier and more productive life at home and at work. Call for confidential access to a Licensed Professional Counselor who can help you and your family. You have access to UHC’s resources as a part of our company paid benefits.
This service is confidential and our EAP Specialists are available 24/7. They can provide you immediate help or direct you to one of our network providers for no-cost, face-to-face consultations.
UHC’s EAP services through Optum are available to all eligible employees, their spouses or domestic partners, dependent children, parents and parents-in-law.
UnitedHealthcare EAP services are available 24/7 - Just call 1-877-660-3806 or visit the easy online access:
1. Visit liveandworkwell.com
2. Access Code: FP3EAP
3. Select the Benefits tab at the top
4. Select EAP or Legal & Financial
UnitedHealthcare administers your medical and prescription drug benefits this year. The medical plan includes prescription drug benefit, which covers prescriptions at participating pharmacies and mail-order maintenance drugs.
Plan Choices:
To find out if your provider is in-network, please visit the UnitedHealthcare website below and use find a provider resource tool.
There are many free member resources from UnitedHealthcare that are available to those on the Medical plan. Please view flyers on each program below.
National Hospitality Services dental plan provides comprehensive coverage to help you and your family maintain good dental health. With this plan, you can see any dentist you want, anywhere across the country. When you choose a dentist who is part of your plan’s large national network, you may receive discounted rates only available to members.
To find out if your provider is in-network, please visit the UnitedHelathcare website below.
National Hospitality Services offers vision coverage through UnitedHealthcare to help pay for eye exams, prescription glasses and contact lenses. You receive a higher level of benefits when you see a provider in the UnitedHealthcare Network. Review your coverage details in your Benefit Guide and Summary attached below.
To find out if your provider is in-network, please visit please visit the UnitedHelathcare website below.
National Hospitality Services provides you with Basic & Voluntary Life/AD&D coverage as well as Voluntary Short Term Disability and Long-Term Disability through UnitedHealthcare.
Basic Life/AD&D
Life insurance can help provide for your loved ones if something were to happen to you. National Hospitality provides full-time eligable employees with $30,000 in group life and accidental death and dismemberment (AD&D) insurance through UnitedHealthcare.
Voluntary Life/AD&D
A sudden accident or death can leave you or your loved ones in a vulnerable position. Employees have the opportunity to enroll in Voluntary Life and Accidental Death & Dismemberment insurance which will supplement lost income in the event of an accident or death. If you choose to enroll in employee coverage, this will be in addition to your employer provided Basic Life coverage.
Who's Your Beneficiary? Naming a beneficiary is a crucial part of electing life insurance. Also, don't forget to update your primary or secondary beneficiary if you experience a life event, such as a divorce or birth of a child.
Voluntary Short Term Disability
Everyday illnesses or injuries can interfere with your ability to work. Even a few weeks away from work can make it difficult to manage household costs. Short Term Disability coverage provides financial protection for you by paying a portion of your income, so you can focus on getting better and worry less about keeping up with your bills. You have the option to enroll in Short Term Disability coverage through UnitedHealthcare. Benefits begin after a 14 day waiting period. The benefit pays 60% of your income to a maximum of $1,000 per week.
Long Term Disability
Serious illnesses or accidents can interrupt your life, and your ability to work for months – even years. Long Term Disability provides financial protection for you by paying a portion of your income, so you have financial support to manage your disability and your household. Benefits begin after a 180 day elimination period are are equal to 60% of covered monthly earnings up to $5,000 for full-time employees.
Please consult your Employee Benefits Guide and review the plan SBCs for additional details.
National Hospitality Services provides a competitive benefits package for all employees as part of our total compensation package. We realize you make benefit choices based on what’s important to you and the needs of your changing lifestyle. Therefore, along with our core benefits, we offer these additional benefits which help to provide financial support to employees. Additional benefits include:
The Health Care and Dependent Care Flexible Spending Accounts (FSA) allow you to set aside pre-tax dollars to pay for eligible expenses. By contributing to one or both of the Flexible Spending Accounts you reduce your taxable income, so you pay less in taxes — which saves you money.
Contributions
The election you make during enrollment is your election for the entire plan year. You may change it only if you have a qualifying life event and the change request must be consistent with the event.
You may contribute as follows:
Traditional Health Care FSA
Limited Care FSA
Dependent Care FSA
How the Plan Works
You must incur your eligible expenses during the plan year — January 1 to December 31. An expense is considered to be incurred when the service is performed, not when you are billed or pay for the service. You do, however, have until March 31st annually to file your claims. If you do not use up all the Traditional/Limited FSA dollars you elected to have deducted for the year, you will be able to carry over up to $570 from the current plan year into the new plan year. However, FSA Dependent Care still has the “use it or lose it” rule and unspent dollars cannot be carried over into the next plan year.
Health Savings Accounts (HSA) allow you to set aside pre-tax dollars to pay for eligible expenses. By contributing to a HSA you reduce your taxable income, so you pay less in taxes — which saves you money. To be eligible for an HSA, you must be enrolled in a High Deductible Health Plan (HDHP).
You may contribute as follows:
Employer Contribution
NHS matches $1 for $1 up to $55 per month.
UnitedHealthcare Motion
You also have the opportunity to earn HSA dollars with the UnitedHealthcare Motion Program. Taking steps to a healthier you and earning up to $3/day or $1,095/year in your HSA
Get started:
As you consider your benefit options, please be sure to review all available information: Employee Benefits Guide, Intranet, and other videos and flyers found on this webpage. If you don't understand your benefits or need any assistance, please contact:
National Hospitality Services HR
NHS Human Resources
hr@nhshotels.com
(701) 492-6104