Introduction

We are pleased to present this guide, which highlights the comprehensive coverage available to you. Our benefits program is designed to offer employees substantial coverage to meet both individual and family needs. This microsite includes only highlights. The specific terms of coverage, exclusions and limitations are contained in the plan documents and insurance certificates. All coverage and coverage costs are subject to change at any time in the future. If you have any questions about a specific service or treatment, please contact the appropriate insurance carrier.


Benefits Overview

The City of Grove is renewing as-is this year, with no plan changes. To help you in making your coverage decision for 2024, please review all the following plan options and rates for 2025-2026.

  • City of Grove Open Enrollment Guide
  • Blue Cross Blue Shield Summary of Benefits and Coverage
  • Guardian Dental Benefit Summary
  • Guardian Vision Benefit Summary
  • Standard Basic Life & AD&D Benefit Summary
  • Standard Supplemental Life Benefit Summary
  • Short Term Disability Summary
  • Long Term Disability Summary
  • Allstate Accident Brochure
  • Allstate Critical Illness Brochure

Benefit Guide

Open Enrollment

Benefit Guide

Open Enrollment

Medical Summary of Benefits - MOOPT0053

BCBS

Medical Summary of Benefits - MOOPT0053

BCBS

Dental Summary

Guardian

Dental Summary

Guardian

Vision Summary

Guardian

Vision Summary

Guardian

Basic Life & AD&D Summary

Standard

Basic Life & AD&D Summary

Standard

Voluntary Life & AD&D

Standard

Voluntary Life & AD&D

Standard

Short Term Disability Summary

Standard

Short Term Disability Summary

Standard

Long Term Disability Summary

Standard

Long Term Disability Summary

Standard

Allstate Accident Brochure

Allstate Accident Brochure

Allstate Critical Illness Brochure

Allstate Critical Illness Brochure

Worksite Benefits

Allstate Critical Illness and Accident Insurance

The City of Grove offers a competitive benefits package for all employees. We realize you make benefit choices based on what’s important to you and the needs of your changing lifestyle. Therefore, along with our core benefits, we offer these additional benefits which help to provide financial support to employees.

  • Critical Illness - Benefits are paid directly to you as the employee upon the diagnosis of a critical illness. Illnesses include Cancer, Heart Attack and Stroke. Also pays for a wellness benefit for wellness services and tests.
  • Accident Insurance - Benefits are paid directly to you as the employee upon accidents requiring medical treatment. Accidents include accidental death, hospital confinement, intensive care, ambulance services and much more.
Allstate Accident Brochure

Accident

Allstate Accident Brochure

Accident

Allstate Accident Certificate

Accident

Allstate Accident Certificate

Accident

Allstate Critical Illness Brochure

Critical Illness

Allstate Critical Illness Brochure

Critical Illness

Allstate Critical Illness Certificate

Critical Illness

Allstate Critical Illness Certificate

Critical Illness

Well Being Resources

Employee Assistance Program (EAP)


When life gets challenging, don't hesitate to reach out. The EAP is here for you and your dependents, offering counseling and consultation services. You can contact 844.222.9325 or access resources on the website guidanceresources.com.


Wise & Well Training Center


The Wise & Well Training Center serves as a resource for employees to enhance their well-being and support their mental and physical health. If you're in need of a little uplift, visit the Wise & Well Training Center for additional information.




EAP Summary

BCBS

EAP Summary

BCBS

Additional Resources

Quick Links
Life Conversion Packet

Standard

Life Conversion Packet

Standard

Accident Claim Form

Allstate

Accident Claim Form

Allstate

Critical Illness Claim Form

Allstate

Critical Illness Claim Form

Allstate

Wellness Claim Form

Allstate

Wellness Claim Form

Allstate

Required Notices

Required Notices

How To Enroll

Action Required

Please complete the 2025 - 2026 City of Grove Enrollment Form and return it to Kristi Ford in Human Resources no later than June 20, 2025.

Open Enrollment
Open Enrollment Benefit Form

Open Enrollment Benefit Form

Enrollment Form

Allstate

Enrollment Form

Allstate

Enrollment Form

Standard

Enrollment Form

Standard

Evidence of Insurability Form

Standard

Evidence of Insurability Form

Standard

Contact Us

While we are interested and concerned about the health of our Employees and their dependents, we have HIPAA Privacy Compliance obligations which limit the information shared with us. NFP is available to assist you with claims issues or any other issues you have concerning our benefits. If you are experiencing a claim issue, please contact Customer Service with the appropriate insurance company first to see if you can resolve it on your own. If not, then you need to contact our brokerfor further assistance. Your personal advocate are as follows:

Additional Contacts

KF

Kristi Ford

Human Resources Director

kford@cityofgroveok.gove

918-786-6107