Center Rock, Inc.

Table of Content

  1. Header
  2. Page
    1. INTRODUCTION
    2. BENEFITS OVERVIEW
    3. MEDICAL/RX
    4. FLEXIBLE SPENDING ACCOUNT (FSA)
    5. ACTION REQUIRED
    6. HOW TO ENROLL
    7. NEW HIRES
    8. CONSIDERING MEDICARE COVERAGE?
    9. ADDITIONAL RESOURCES
    10. NFP CONTACTS
  3. Footer

INTRODUCTION

Center Rock, Inc. sincerely believes our employees are our greatest asset. Offering a competitive and affordable employee benefits package is a top priority.

NFP is a leading insurance broker and consultant that provides employee benefits, property and casualty, retirement, and individual private client solutions through licensed subsidiaries and affiliates. Center Rock, Inc. employee benefits is managed by the team at NFP's local office in Somerset, PA. By partnering with NFP, we are committing to continuing to improve the employee benefits experience for all Center Rock, Inc. employees. For more information about NFP, visit www.NFP.com

Annual enrollment is your opportunity to learn about your health care benefits, review your current coverage and choose the best options for you and your family.

All your benefit plans run from January 1, 2025 through December 31, 2025.

Flexible Spending Account (FSA) NOW being administered through ISolved the plan year currently runs from January 1, 2025 through December 31, 2025.

New York Life Term Life AD&D, Long Term Disability (LTD), Short Term Disability (STD) coverage plan year runs January 1, 2025 through December 31, 2025.

BENEFITS OVERVIEW

BENEFIT GRIDS AND INFORMATION
  • Medical Grid - HealthNow Summary of Benefits (see Medical/RX section)
  • Vision Grid - Highmark Fashion Advantage VI
  • Dental Grid - Guardian PPO Plan (Your Network is DentalGuard Preferred Network)
  • Flexible Spending Account - ISolved FSA (see Flexible Spending Section)
  • New York Life (Employer Paid) - Term Life/AD&D, LTD, STD
  • New York Life (Employee Paid) - Voluntary Term Life/ AD&D
  • Health Advocate - EAP coverage
Highmark Vision

Fashion Advantage Option VI

Highmark Vision

Fashion Advantage Option VI

Guardian Dental

PPO Plan - Network: DentalGuard Preferred Network

Guardian Dental

PPO Plan - Network: DentalGuar ...

New York Life

Term Life - Employer Paid

New York Life

Term Life - Employer Paid

New York Life

AD&D - Employer Paid

New York Life

AD&D - Employer Paid

New York Life

Term Life - Employee Paid

New York Life

Term Life - Employee Paid

New York Life

AD&D - Employee Paid

New York Life

AD&D - Employee Paid

New York Life - Employer Paid

Long Term Disability (LTD)

New York Life - Employer Paid

Long Term Disability (LTD)

New York Life - Employer Paid

Short Term Disability (STD)

New York Life - Employer Paid

Short Term Disability (STD)

New York Life

Evidence of Insurability Form (EOI Form)

New York Life

Evidence of Insurability Form ...

Health Advocate - EAP Plan

Employee Assistance Plan Benefit Overview

Health Advocate - EAP Plan

Employee Assistance Plan Benef ...

Guardian Search for PA Alliance Dentist

Guardian Helpline 866-600-1600 weekdays 8:00 am to 8:30 pm

Guardian Search for PA Alliance Dentist

Guardian Helpline 866-600-1600 ...

MEDICAL/RX

HEALTH ADVOCATE (HealthNow)

Medical Plan/Rx - is now through myHNAS

Brochure on How to Register for Express Scripts or Mobile App.

Brochure on Ordering new Prescriptions, Tracking Open Prescriptions and Finding Pharmacies.

Attached are brochures and flyers for additional information.

DEDICATED SERVICE TEAM

A service team will be available to assist you Monday through Friday 8:00 am to 7:00 pm. 

After normal customer service hours, the interactive telephone response system is available for claims status and eligibility information.

HNAS Customer Service Team 1-855-550-3733

myHNAS Medical Benefits

Summary of Benefits and Coverage

myHNAS Medical Benefits

Summary of Benefits and Covera ...

myHNAS Benefits+Mobile Flyer

myHNAS Benefits+Mobile Flyer

Find a Doctor

Find a Doctor

Health Advocate Flyer Nurseline

Health Advocate Flyer Nurseline

HNAS MW Pathways Member

FAQ Flyer

HNAS MW Pathways Member

FAQ Flyer

Wellness Services Flyer

Wellness Services Flyer

Express Scripts

Register on Website or Mobile App

Express Scripts

Register on Website or Mobile ...

Express Scripts

Getting Started - ESI Member Guide

Express Scripts

Getting Started - ESI Member G ...

FLEXIBLE SPENDING ACCOUNT (FSA)

ISOLVED INFORMATION

2025 Flexible Spending Account (FSA)

Your FSA for January 1, 2025, is now being administered through ISolved.

Plan Year:

January 1, 2025, through December 31, 2025

IRS Maximum Contribution: $3,300

Rollover Maximum: $660

Attached below are some helpful brochures and flyers from ISolved.

FSA Paper Enrollment Form

FSA Paper Enrollment Form

How to File a Claim

How to File a Claim

ISolved Reimbursement Form

ISolved Reimbursement Form

FSA Eligible and InEligible Items

Not a Complete List

FSA Eligible and InEligible Items

Not a Complete List

FAQs for FSAs

FAQs for FSAs

ACTION REQUIRED

Please review mandatory documents:

  • Health Compliance Notices
  • Summary of Benefits and Coverage
2025 Benefit Notices

Health Plan Compliance Notices

2025 Benefit Notices

Health Plan Compliance Notices

Summary of Benefits and Coverage

Summary of Benefits and Coverage

HOW TO ENROLL

ENROLLMENT FORMS

Current Employees:

  • If you'd like to change your existing coverage or make new election(s) contact Human Resources.
  • You must make a new Flexible Spending Account election every year starting January 1.

New Hires:

  • You will need to complete the enrollment forms below.
Medical HNAS

Enrollment Form

Medical HNAS

Enrollment Form

Highmark Vision

Employee Enrollment/Waiver Form

Highmark Vision

Employee Enrollment/Waiver For ...

Guardian Dental

Dental Enrollment Form

Guardian Dental

Dental Enrollment Form

Section 125 Form

Pre-Tax Form

Section 125 Form

Pre-Tax Form

New York Life

Beneficiary Form

New York Life

Beneficiary Form

NEW HIRES

NEW HIRE ENROLLMENT INFORMATION

If you are a NEW HIRE and need to enroll for the FIRST time, please see above section How to Enroll.

All enrollment forms are attached in the How To Enroll for download.

CONSIDERING MEDICARE COVERAGE?

Medicare Services from NFP


NFP is proud to support you when it comes to Medicare and understanding your coverage options.

Our team has served as a trusted advisor in the individual markets for over 20 years and is comprised of experienced and knowledgeable licensed agents who specialize in Medicare coverage. We offer independent and individualized consultations to help you to:

 

• Understand your coverage options

• Determine if you are eligible for subsidies to lower your healthcare costs

• Establish a timeline for applying for coverage

• Choose a plan that fits both your lifestyle and your budget

• Find coverage that allows you to access the doctors and hospitals you want most

• Enroll in the plan that works best for you


And the best part is, there is never a fee for our services!

Medicare 101

Medicare 101

NFP CONTACTS

You have dedicated Agents ready to handle any situation in a discreet and confidential manner.

For Service questions and needs such as:

  •        Understanding what your medical, dental or vision benefits cover
  •        Help finding in network providers.
  •        Assistance with prescription or pharmacy issues
  •        Questions regarding bills you receive from your doctor, hospital, dentist, optometrist or lab.
  •        Claims you believe haven’t been paid properly.

Client Contacts

LR

Lori Reid

lreid@centerrock.com

(814) 267-7100

Account Team Contacts

ContactImage

Debra Barron

Producer / Sales Consultant

deb.barron@nfp.com

814-289-4227