• Open enrollment is the only time during the year that you have the opportunity to enroll or change your medical, dental, or vision elections (unless you experience a qualifying event).
• If you experience a qualifying event such as adoption or birth of a child, marriage, divorce, death of a covered member, or loss in coverage from a spouse’s plan, etc., please remember to let HR know within 30 days from the date of the qualifying event
• CUBEX Global Strategies will continue to offer three medical plan options with Anthem BCBS, as well as Principal Group Life and AD&D, Voluntary Dental, Voluntary Vision, Voluntary Short Term Disability, Voluntary Long Term Disability and Voluntary Life and AD&D coverages.
• All Flexible Spending Accounts (Health Care FSA, Dependent Care FSA, Parking Reimbursement and Transit Reimbursement) will remain available for participation
• ~NEW THIS YEAR~ Voluntary Accident Insurance and Voluntary Critical Illness will now be offered through Principal Financial Group effective 12/1/2020 **contingent upon final enrollment
• ~NEW THIS YEAR~ CUBEX Global Strategies' Voluntary Benefit and Discount Marketplace.

Medical Plan 1:

Anthem Platinum PPO $0

$0 Individual Deductible/ $0 Family Deductible

Medical Plan 2:

Anthem Gold PPO $0

$0 Individual Deductible/ $0 Family Deductible

Medical Plan 3:

Anthem Silver PPO $2,000

$2,000 Individual Deductible/ $4,000 Family Deductible

Take Advantage Of Your Benefits:

• Get your annual wellness exam – it’s free!
• Consider using generic drugs
• Use mail order if you take medications monthly
• Review your Explanation of Benefits to make sure a discount was applied if you used a participating provider

Further Plan Information And Costs Can Be Found On Employee Navigator