Helpful Tips

Helpful Tips To Consider Before You Enroll

 

Do you plan to enroll an eligible dependent(s)?

If so, make sure to have their social security numbers and birthdates available. You cannot enroll your dependent(s) without this information.

Have you recently been married/divorced or had a baby? 

If so, remember to add or remove any dependent(s) and/or update your beneficiary designation.

Did any of your covered children reach their 26th birthday this year?

If so, they may no longer be eligible for benefits, unless they meet specific criteria. 


Benefits Overview

Christian Temple Church offers two options for your medical needs. The first is a fully insured medical plan through BlueCross Blue Shield. The second option is a cost sharing plan through Sedera combined with a MEC (Minimum Essential Coverage) plan for your preventative care and an accident plan through Colonial. All medical options will cover your preventative care at 100%.


There are two dental plan options and a vision plan offered through Dental Select.


Each employee will recieve $675 to use towards their medical, dental, and vision benefits.


Select the links below to watch the presentation videos we created to help you learn more about your benefit offerings.

Medical - Option 1

Fully insured medical plan through BCBS

You have two fully insured BCBS PPO options to choose from. You can see a detailed side by side comparison through Employee Navigator and you can view the SBC's below.

BCBS SBC S667CHC

BCBS SBC S667CHC

BCBS SBC S665CHC

BCBS SBC S665CHC

Sedera Select +

A Cost Sharing Community


Inspired by the modern sharing economy, Sedera's model centers on Member-to-Member sharing, basically people helping people.


Sedera Medical Cost Sharing Members support one another’s financial and physical health by sharing burdensome medical expenses.


Healthcare Doesn’t Have to be Complicated


It is no secret that today’s healthcare landscape is complex and confusing.


With Medical Cost Sharing, managing medical expenses can be direct and transparent.


Watch the Sedera presentation video below to get more information.

MEC (Minimum Essential Coverage)

Preventative Care through Options Plus

Options Plus MEC (Minimum Essential Coverage)


This is the part of your combo that covers your preventative care at 100%. When you enroll in Sedera you are automatically enrolled in this plan.


You will receive an ID card for this plan.

 

PHCS network search instructions:


●Go to www.multiplan.com

●Click on Find a Provider in the upper right corner

●Click on the green Select Network button & choose PHCS

●Click the green Select Network box

●Choose PHCS in the pop-up box

●Select Preventive Services Only


Click the link below to see the list of preventative care services that are covered.

Dental

Dental through Dental Select

Christian Temple Church’s dental plans provide comprehensive coverage to help you and your family maintain good dental health.


You have two plan options to choose from. Both plans cover preventative care at 100% (in network). 


Option 1: PPO  

This plan uses the Dental Select Platinum Co-Insurance Network.  The plan allows you the freedom to use providers in and out-of-network. If you utilize services from an out of network provider, you may be balance billed.


Option 2: Co-Pay 

This plan uses the Platinum (Co-Pay) network. This plan has set copays for services. You are encouraged to stay in network on this plan. 

Vision

Vision 6 Summary

Vision 6 Summary

Vision through Dental Select

DID YOU KNOW?

  • Eye exams can help detect serious eye and general health conditions sooner: high blood pressure, diabetes, heart disease, high cholesterol
  • Babies should receive their first professional eye exam at 6 months
  • 80% of learning in the first 12 years comes through the eyes

 

Christian Temple Church offers  voluntary vision coverage through Dental Select’s Eyemed network to help pay for eye exams, prescription glasses and contact lenses. You receive a higher level of benefits when you see a provider in the Ameritas Network. See summary below.

How To Enroll

Action Required

There are two steps to enrolling:


All employees should complete their election through Employee Navigator by Friday, November 19th. You will receive an email from Employee Navigator on Friday, 11/5, inviting you to log on and enroll.


Anyone enrolling with Sedera for the first time must complete their online enrollment with Sedera through the new portal by Friday, November 19th, to ensure they will have a December 1st effective date.


  • Current members will auto renew with Sedera unless they make changes on thier Sedera member portal.


Colonial

These products are offered on a voluntary basis. Enrollment will be through Employee Navigator. Please see flyers for more information.